The enterprise stack for programmable stablecoins—embed accounts, control permissions, and automate transactions without custodians, paymasters, or infra rent.
Creating the wallet is the easy part. The part that actually kills conversion: getting money out of the bank an onchain (without getting mogged by fees), paying gas, and finishing one real transaction.
@GetOnramper says up to half of fiat-to-crypto swaps still fail after KYC. That’s a lot of people who already said yes and then bounced.
1Shot teamed up with @circle to fix this.
@samconnerone@arc@MerlinEgalite@Morpho Vaults are a great fit for fintech apps on Arc. The missing piece is usually deposit UX: with a passkey wallet and gas paid in USDC, a user can go from Circle Onramp into a curated vault without ever holding a gas token or seeing a seed phrase.
An AI agent can complete a valid payment and still order the wrong product.
My paper on delegation and trust in agentic commerce examines benchmarks, payment protocols, and consumer laws to see what breaks when AI buys autonomously 🧵👇
@MPMLabs_xyz@globalvlabs Off ramping is still tough. Some US-based apps like Venmo and PayPal are a good option; you can swap your stablecoin into PYUSD and get zero-fee conversion into USDC. But this isn't an easily copyable solution in other jurisdictions.
Issuer rules determine whether people can trust a stablecoin.
Builders make it usable, like being able to embed any stablecoin into your business' site in minutes with no API keys or MAU fees.
Canada has published draft stablecoin regulations and opened a 60 day consultation running to December 23.
The rules: full one to one reserves, non bank issuers must hold those reserves at Canadian financial institutions, redemption at face value within three business days, fees capped at 1%, and no yield paid to holders. Target is 2027, overseen by the Bank of Canada.
Bull case: another G7 country writing stablecoins into law. Ripple's bank charter, BlackRock in Japan, and now Canada, all in 24 hours. Regulated stablecoins are becoming the norm, not the exception.
Bear case: the yield ban protects the banks, not the holders. If your stablecoin cannot pay interest, a bank deposit beats it, and issuers will build elsewhere.
Three stablecoin headlines in one day. The pattern is the story.
If you need to embed USDC into your business site, 1Shot wallet is free, open source, non-custodial and has zero-fee USDC onramping from @circle built in.
Your coding agent can integrate the whole thing for you without KYB or API keys.
USDC is now the EU’s first “significant” e-money token under MiCA.
For businesses, stronger oversight around reserves, liquidity and redemption is needed as stablecoins move deeper into treasury and cross-border payment infrastructure.
Read more: https://t.co/YcvDCZzN7h
#USDC #Stablecoins #MiCA #Esca
@srd_xyz our approach is to give agents a delegation (not necessarily their own wallet) to spend within limits from their owner's account. The great thing about delegations is they are enforcable onchain and revocable if the agent goes AWOL.
https://t.co/kYxYV5JrzY
Let your coding agent add the wallet.
npx skills add 1Shot-API/skills/1shot-wallet
The skill gives your agent what it needs to embed a self-custodial passkey wallet with gas abstraction and Circle Onramp. No API key, no dev account to request.
@corey__cooper@arc Nice. Permission logic is where we'd point this first. Delegation caveats like spend limits, expiries and redelegation on ERC-7710 wallets are exactly the edge cases a fuzzer should hammer before agents get real budgets on Arc.
The 1Shot wallet bill, in full:
Wallet: $0. No MAU tiers, no signing fees, no API key.
Relayer: $0.01 per confirmed transaction when gas is under a cent, gas + 20% above that.
Nothing is charged unless the transaction confirms.
Where do new users drop off before their first stablecoin payment?
1. Writing down a seed phrase
2. Buying ETH just to pay gas
3. Leaving your app to buy USDC
4. Funds on the wrong chain
The 1Shot wallet removes all four. Which one hurts your app most?
$50 a week into BTC since January: +11.4%.
All at once on Jan 1: -7.1%.
That's the case for DCA. Try any amount, cadence, and date range for BTC, ETH, or PAXG with our new free calculator 👇
Building for the @arc Microgrants? Your experiment has to move real USDC on Arc mainnet, so your users need a funded wallet.
Embed the 1Shot wallet: passkey sign-in, Circle Onramp built in, USDC on Arc. No API key, no onramp account of your own.
https://t.co/TDHsjC0GGW
@BuildOnCircle One balance per asset across chains is a big deal for wallet UX. In the 1Shot passkey wallet we use CCTP so users never have to think about which chain their USDC is on, and EURC getting the same treatment opens that up for euro users. Do Nanopayments cover EURC at launch?