Deep light

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[Deep light @1Mohiah]

@onu_slim You make sense

[Crypto Fergani @cryptofergani]

Sell EVERYTHING when:
- Coinbase is #1 on the app store
- You see crypto news on instagram
- Random tiktokers are trading memecoins
- Everyone around you is speaking about crypto (in grocery stores, at the gym, etc.)
- People are texting you for advice
- Everyone is making money

The market will top when these signs align

[Slim @onu_slim]

I get this DM almost every day.

“Slim how do I start investing and which apps do I use”.

Here is the full answer please Save this.

Before any app or any asset.

Build an emergency fund first. 3 to 6 months of living expenses in a liquid account. That is not an investment but it is armour that stops you from liquidating your portfolio every time life happens. Skip this step and everything else collapses under pressure.

High Yield Savings. Your starting point.

PiggyVest, Cowrywise, Kuda.

PiggyVest Safelock gives up to 13% per annum and locks the money so you cannot touch it impulsively. Cowrywise has cleaner goal-setting features. So either works. Start here if you have never invested before.

Dollar Investments are Non-negotiable for any Nigerian.

The naira has lost over 70% of its value in three years. Any investment that does not beat that is making you poorer in real terms.

Risevest invests your naira in dollar-denominated US real estate and stocks. Simplest entry point. Bamboo and Trove give you direct access to US stocks like Apple, Tesla, and S&P 500 index funds from your phone.

Keep at least 40% of your portfolio in dollar assets. That alone puts you ahead of most Nigerians.

Nigerian Stock Market.

NGX has been one of Africa’s best performing markets recently. Most people missed it because they were complaining instead of buying.

Use Meristem, Chaka, or Trove to open a stockbroking account. Start with names you understand. Dangote Cement, BUA Foods, Zenith Bank, GTCO, MTN Nigeria, Seplat Energy. Research before you buy so never purchase a stock you cannot explain to a 12 year old.

Fixed Income for stability.

Treasury Bills currently yield 18% to 22% per annum. Federal Government Bonds offer similar rates for longer tenors. Near zero risk, guaranteed returns, better than any commercial bank savings account.

Access them through Cowrywise, your bank’s investment portal, or a licensed stockbroker. Conservative investors and anyone with capital they cannot afford to lose should have a portion here.

Real Estate. When your capital is ready.

You do not need to buy land immediately. Start with REITs listed on the NGX for real estate exposure without physical property. When capital grows, land bank in areas where infrastructure is heading, not where it already arrived.

Never invest money you cannot lock away for at least 12 months. Never put more than 20% in a single asset. Never touch any scheme promising fixed monthly returns on WhatsApp. That is a Ponzi always.

Invest consistently, N10,000 monthly beats N500,000 invested once and forgotten. And invest in your financial education alongside your portfolio. Understanding what you own is what separates investors from gamblers.

High yield savings, Dollar assets, NGX stocks, Fixed income, Real estate.

Start where your income permits. Scale as your knowledge grows.

Your money is either working or it is shrinking. There is no neutral position in an economy running 32% inflation.

[Slim @onu_slim]

The most underserved business opportunity in Nigeria right now is not fintech.

It is not real estate or agro-processing.

It is the vocational training pipeline.

Think about the gap that exists right now.

40 million unemployed youth. Most of them with certificates. Almost none of them with structured, market-ready skills.

And on the other side, a construction boom that cannot find qualified electricians. A hospitality industry flying in technicians from Ghana. A manufacturing sector in Nnewi and Aba running on aging artisans with no succession plan.

Supply and demand are screaming at each other across a gap that nobody is filling professionally.

The business is not teaching people to weld.

The business is building the institution that certifies the welder, places the welder, insures the welder, and charges the hotel a placement fee.

That is a staffing and credentialing business sitting inside a skills gap the government created and cannot close.

The numbers are already there.

A structured vocational academy with placement partnerships charges N150,000 to N400,000 per student per cycle.

Run two cohorts a year across four trades with 50 students per cohort.

That is N60 million to N160 million in tuition revenue alone, before placement fees, before corporate training contracts, before government NSITF and ITF partnership funds that most private operators are not even accessing.

The brand positioning is simple.

You are not a trade school.

You are a career accelerator for people the university system abandoned.

That framing changes your price point, your marketing, your alumni network, and your partnership conversations entirely.

The person who builds this properly in the next three years will own a category that the next generation of Nigerian parents will pay premium to access.

Because the same parents who sneered at vocational training are now watching their degree-holding children move back home.

The narrative is shifting in real time.

The business that captures that shift early will not be small.

[Sir Nelson @Crypto_Diet]

Let me show you what ₦500,000 per month actually meant:
2022: ₦500k = ~$1,087
2025: ₦500k = ~$357

Same job title.
Same responsibilities.
Same 9am-4pm.

But you are now earning a third of your 2022 dollar equivalent.
The word for what happened to you is impoverishment.
Not adjustment.
Not the economy.

You are currently going throughImpoverishment.

Call it what it is.

Nigeria will be OK.

[Vindicated Chidi 🕊 @Vindicatedchidi]

1980 — 46 Years
1981 — 45 Years
1982 — 44 Years
1983 — 43 Years
1984 — 42 Years
1985 — 41 Years
1986 — 40 Years
1987 — 39 Years
1988 — 38 Years
1989 — 37 Years
1990 — 36 Years
1991 — 35 Years
1992 — 34 Years
1993 — 33 Years
1994 — 32 Years
1995 — 31 Years
1996 — 30 Years
1997 — 29 Years
1998 — 28 Years
1999 — 27 Years
2000 — 26 Years
2001 — 25 Years
2002 — 24 Years
2003 — 23 Years
2004 — 22 Years
2005 — 21 Years
2006 — 20 Years

There’s something I want to remind you of but what you choose to do with this information is entirely up to you.

Shalom 🙏

[Deep light @1Mohiah]

@SunusiMinjibir You learnt a great deal in crypto and it apply to lots parts of life

[Deep light @1Mohiah]

@DiianaD_ On you

[Cointelegraph @Cointelegraph]

🐋 ALERT: An Ethereum presale buyer turned $620 into $4.2M after holding 2,000 $ETH for over 10 years.

The wallet just moved 2,000 $ETH, now worth $4.2M.

[Deep light @1Mohiah]

@Crypto_Diet The Police is your friend

[Ash Crypto @AshCrypto]

The biggest scam in life:

You pay taxes on the money you earn.

You pay taxes on the money you spend.

You pay taxes on everything you own.

Work 40 years… and half of it goes to the government.

That’s 20 years of free labor.

High taxation is theft.

[Deep light @1Mohiah]

@itsSh0la People that do this kind of thing it's not based on request it's what they felt they are comfortable doing, meanwhile the best is to help get a job or a trade or learn something and be productive

[Deep light @1Mohiah]

@blackidnxtdoor @itsSh0la @Sanni4islam Block her sixty times

[Deep light @1Mohiah]

@blessing57199 @AndyjnrUmaru We respect women
Check very well

[Deep light @1Mohiah]

@Toribabieegirl Half Education

[Deep light @1Mohiah]

@blessing57199 @AndyjnrUmaru Are you sure we turn them or they turn themselves to street items

[Core Sapiens 🔶🇰🇷 @dbkim_core]

Core DAO Deep Dive Series · Part 9 of 10

Part 9 :
Core vs. Ethereum at the Same Stage: What the Comparison Reveals — and Where It Breaks Down
https://t.co/UgfVhUnXAU

Part 1 :
"Why 90% of Bitcoin's Mining Power Points to Core — The Signal Most Investors Are Missing"
https://t.co/rNLDIqaDp8

Part 2 :
Bitcoin's Six Limitations — Why the World's Most Secure Blockchain Needs a Complement
https://t.co/nObifK9NTt

Part 3 :
How Bitcoin Miners Actually Delegate to Core — The Technical Mechanics Behind the 89.9% Signal
https://t.co/qdo0FfCDU3

Part 4 :
Satoshi Plus: The Consensus Mechanism That Gives Core Both Bitcoin's Security and Ethereum's Power
https://t.co/s41lB8SwRO

Part 5 :
Crypto Insight: Dual Staking and Rev+: The Economic Engine That Ma...
https://t.co/EMHDtgB75q

Part 6 :
What Do BitGo, stc Bahrain, and Goldman-Backed Blockdaemon Know About Core That the Market Doesn't?
https://t.co/HFC36yNn1N

Part 7 :
When Core Went to Court: The Maple Finance Lawsuit, the Cayman Islands Injunction, and What It Means for Core's Future
https://t.co/6A1jynmhK7

Part 8 :
lstBTC, SatPay, and the Financial Philosophy That Connects Them
https://t.co/wqY9GAiUmW

[Deep light @1Mohiah]

@26Whitepapers No one is gonna have enough

[Deep light @1Mohiah]

@keezafaith @Solo_ZA12 Which past, That's a life pattern already

[Deep light @1Mohiah]

@blessing57199 @AndyjnrUmaru That's not an Item