CFP® professional for NIL & pro athletes. Built for the day it ends. Advisory services offered through NewEdge Advisors, LLC, a registered investment adviser.
Your income might last four years. Your money has to last fifty more. Nobody teaches you that math.
Your income doesn't come in like a normal paycheck. It comes in big chunks, then nothing, then a big chunk again.
Life right now is loud. Cameras. Practice. People yelling your name. No quiet room or quiet time to think about money.
People ask you for money too. Family. Friends. People you love. Saying now feels awful. Saying yes every time feels worse later.
The part nobody says out loud: asking for help feels weak. Like you should already know this stuff. You don't. Almost nobody does at 20. Staying quiet is expensive.
Here's something else that's no fun: your agent, your CPA, and your lawyer might not even talk to each other. Each one only sees a piece of your money picture. Nobody sees the whole thing. I get it.
Before I was an advisor, I was an engineer. A wall can look nice and still fall down. A load-bearing wall is different. It holds up the whole house, even when the weight hits hard.
A heart scare at 37 taught me that lesson for real: build the strong stuff before you need it, not after.
That's what I build. I call it Load-Bearing Planning. Not decoration. A plan strong enough to hold your whole life, even after the checks stop, even after the cameras leave.
It starts with Three Lanes. Safety. Spend. Scale. Every dollar gets a job. I also make sure your agent, your CPA, and your lawyer are all on the same team. Like a huddle, but for your money.
I only work with a few athletes at a time, on purpose.
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@ColinSimmons__ We all make mistakes. Yours happened to be on national tv for the world to see. Learn and grow. May your on-field and off-field lives keep taking you to new heights young fella!
@WerderEdNFL The league has a history of focusing on revenue growth and more owner control.
Ironic the World Cup got its players more suitable conditions in NFL stadiums than the NFL is doing for its players and has major say so in the matter.
Do with this what you will.
Financial literacy tells you what a Roth IRA is. Financial Reps are what happen when Safety, Spend, and Scale get run every single month, on schedule, whether the season is loud or quiet. That repetition is where real peace of mine comes from.
#BuiltToLast#ThreeLanes #FinancialReps #LoadBearingPlanning
Rocky Top delivered a good one today. That last play in Texas vs. Tennessee summed up the entire game. Hard fought matchup. Defense wins games in tough environments.
@Vol_Football observation and personal opinion. Heupel is not as aggressive as perceived to be. That left with Golseh. His offense his predicated on the run to open up the passing game.
@Meika_Mashack Texas has a lot of defensive talent + Muschamp. Gotta tip my cap.
If our Vols learn from this game, we can make some noise down the stretch in the SEC.
The Vol in me has to give respect to the game @ColinSimmons__ has had on the road in Neyland today. Records are made to be broken. Well done young fella! Take care of the injury.
Watching Texas vs. Tennessee. Tennessee has needed all three phases of the game to stay competitive against the top-ranked Longhorns. That’s what diversification does for your portfolio.
A sprinter doesn't train like a marathoner, and an athlete's financial plan shouldn't run like a normal forty-year career either. Load-Bearing Planning is built for the short, intense window athletes actually get, not the long, steady one most financial advice assumes everyone has.
#LoadBearingPlanning #BuiltToLast #AthleteFinance #AFEPrivateWealth
The injury heals eventually, on its own particular timeline, with rehab and rest and time doing the actual work involved. A financial gap that opened up during that slow period, with no plan built in advance to catch it, can end up taking years longer to heal than the body itself ever did.
#LoadBearingPlanning
#BuiltToLast #AthleteFinance #AFEPrivateWealth