“Prayer is a two way communication”
This sermon changed the way I use to pray.
If you listen to this full sermon, you’ll pray differently and get results faster.
This is a do or die year. The whole trajectory of your life is being shaped by what you choose to do right now. Not in one big moment, but in the small, daily decisions you’ve been avoiding. It is time to stop surviving and start building the life you keep seeing in your head.
🚨 BREAKING: Microsoft just dropped an 18-episode series called "Generative AI for Beginners".
Ideal for beginners, developers, and AI enthusiasts looking to build a solid foundation.
Here’s a breakdown (Save this👇):🧵
NEW:
i wrote a complete technical guide to building agent-native software (co-authored with claude)
it covers:
- the five pillars of agent native design (parity, granularity, composability, emergent capability, self-improvement)
- files as the universal interface
- agent execution patterns with code samples
- mobile agent patterns
- advanced patterns like dynamic capability discovery
if you want to take full advantage of this moment, it's worth your time:
https://t.co/IYTnXjYScO
The most gangsta thing you can do is getting mad at yourself for not working to your fullest potential and turn your whole life around. You're made for more.
My friend took $50,000 from Chase and Amex with zero intention of paying it back
That was 8 months ago
He still has the $50,000
His credit score is back to 714
Collections? Deleted
"That's illegal"
No. It's just fucked up. And it works
The $50K bank heist method:
Step 1: Stack credit cards
Doesn't matter which banks. Chase, Amex, Discover, Capital One. Get approved for $50K+ in total limits across multiple cards
This is the easy part if you have a 680+ score
Step 2: Convert to crypto
"But Coinbase doesn't accept credit cards"
Correct. So you liquidate through Plastiq or Melio first
Credit card → Plastiq (2.85% fee) → Your bank account → Coinbase → $50K in Bitcoin or whatever
The crypto is now in your wallet. Move it to cold storage. It's yours
Step 3: Stop paying
Just... don't pay the credit cards. They'll call. They'll send letters. Ignore everything
After 180 days, the banks write off the debt and sell it to collection agencies for 2-4 cents on the dollar
Your credit score tanks to the 500s. This is expected
Step 4: Delete the collections
Here's where most people don't know the play
Use 605(b) dispute method. Send verification letters to all three bureaus. Freeze the shadow bureaus (LexisNexis, SageStream) so they can't verify
Collections get deleted because the original creditor sold the debt and doesn't have documentation anymore
Most collections fall off within 60-90 days of proper disputes
Step 5: Rebuild
Score went from 500s → 680+ within 6 months after deletions
Add yourself as authorized user on someone's old card. Get a secured card. Normal rebuild process
End result:
- $50,000 in crypto (still has it)
- Credit score back to 714
- Total interest paid: $0
- Total principal paid: $0
- Time to recover: 8 months
"But that's stealing"
Is it though? Banks create money from nothing through fractional reserve lending. They literally typed $50K into existence. They wrote it off on taxes. Insurance covered some of it
He took fictional money, converted it to real assets, and deleted the paper trail
The banks priced in defaults when they approved him. It's in their business model. They expected a certain percentage of people to do exactly this
"But it's wrong"
I'm not saying it's ethical. I'm saying it works
The credit system is a game. Most people play by rules that only apply to them. Some people read the actual rulebook
He read the rulebook
Is this financial advice? Absolutely not
Is this what happened? Yes
Would I recommend it? I'm not your dad
But if someone asked me "how do I get $50K for free" - this is the answer nobody wants to say out loud
(I help you get up to $250k in 0% funding the legitimate way, Link in Bio)
Sitting in your own mess is one of the hardest things to do. Realizing all the situations you put yourself in. All the ways you could've and should've protected yourself. All the mistakes and bad decisions you made against your boundaries. The moment where you sit and realize that other people don't deserve the full blame & that you were a part of your own destruction. Sitting in it is hard but forgiving yourself is harder, Growth is not linear. There will be days like this, Sit in it but don't stay there.