Carranza LLP

Toronto-based personal injury and immigration law firm providing professional and culturally-sensitive legal representation in various languages.

[Carranza LLP @CarranzaLLP]

With changes to auto insurance right around the corner, make sure to:

➡️ Review your policy
➡️ Ask questions
➡️ Make informed decisions

After an accident, the coverage you choose today is the coverage you'll have. 🚗💥

[Ontario Trial Lawyers Association @OntarioTLA]

Changes are coming. ⚠️

Starting July 1, 2026, many critical no-fault accident benefits will no longer be included as standard coverage in basic auto insurance policies.

📽️https://t.co/FttyFFzjzQ. 1/2

[Carranza LLP @CarranzaLLP]

Ontario auto insurance is changing July 1, 2026 🚗⚖️

Many accident benefits that drivers have relied on will become optional. Lower premiums may come with less protection after a serious collision.

Learn what’s changing and how it could affect you:
https://t.co/QSXGMOPkHV

[Carranza LLP @CarranzaLLP]

Ontario auto insurance is changing on July 1st 🚗⚖️

Before renewing or buying a policy, review your accident benefits, ask what coverage may become optional, and understand how changes may affect you.

Lower premiums may be appealing—but less coverage can mean less protection.

[Carranza LLP @CarranzaLLP]

Ontario auto insurance is changing July 1, 2026 🚗⚖️

While renewals won’t automatically lose existing benefits, insurers may offer lower premiums if you reduce coverage. Be careful—less coverage means less protection when you need it most.

See more 👇
https://t.co/6u51U542Dg

[Carranza LLP @CarranzaLLP]

With warmer weather bringing more cyclists and pedestrians onto Ontario roads, drivers must remember to stay alert at intersections and while turning 🚴⚖️. Even low-speed collisions can cause serious injuries with lasting physical and financial impacts.
https://t.co/wVUs2hq6I4

[Carranza LLP @CarranzaLLP]

🚨Ontario auto insurance is changing July 1, 2026

New policies will include only medical and rehabilitation benefits by default—other coverage must be added.

Also: only named insureds and dependents get these benefits. Others? Likely not, unless they have their own policy. 🚗⚖️

[Carranza LLP @CarranzaLLP]

Insurers won 74% of decisions at Ontario’s License Appeal Tribunal in 2024 ⚖️📊

For accident victims, that’s not just a stat—it’s a reality. Many go without needed benefits, even after disputing denials.

Knowing how the system works matters.

[Carranza LLP @CarranzaLLP]

Ontario’s Licence Appeal Tribunal is failing MVA victims: long delays, insurer-favoured rulings, and limited access to justice. All while injured people go without needed care, fall into debt, or rely on family for financial support as insurers pressure to settle low. ⚖️🚗

[Carranza LLP @CarranzaLLP]

Car accident victims in Ontario face an uphill battle as disputes can take years, with some cases dragging on 6+ years before resolution ⏳. Lawyers say tribunal delays, complex rules, and insurer advantages leave claimants at a serious disadvantage. ⚖️

https://t.co/Zs3XH1ptch

[Carranza LLP @CarranzaLLP]

Ontario distracted driving penalties are steep: up to $1,000 + 3 demerit points + licence suspension—even for a first offence. Repeat offences mean bigger fines and longer suspensions. One moment of distraction can have serious, lasting consequences.🚗📵⚖️

[Carranza LLP @CarranzaLLP]

After an injury, recovery is more than medical—it’s personal 🤝. Having a support team that speaks your language—from lawyers and paralegals to physiotherapists, specialists, and psychologists—means clarity, comfort, and confidence at every step. We’re here to meet your needs! ⚖️

[Carranza LLP @CarranzaLLP]

Canada’s Bill C-12 introduces a strict 1-year rule for refugee claims 🇨🇦: If you apply more than 1 year after your first entry (since June 24, 2020), your case may not be referred to the IRB—even if you left and returned. This also applies to students and temporary residents.

[Carranza LLP @CarranzaLLP]

Canada’s new immigration law (Bill C-12) brings stricter asylum rules and broader government powers over visas and permits. Deadlines and eligibility now matter more than ever—missing one step could cost your status. Stay informed and act early. ⚖️📄

[Carranza LLP @CarranzaLLP]

Recovery after a motor vehicle collision takes a strong support team. From PSWs and physiotherapists to doctors, psychologists & surgeons — one's care team is essential to one's road to recovery. We’re proud to work alongside them to support our clients every step of the way 🤝🩺

[Carranza LLP @CarranzaLLP]

E-scooters are everywhere—but Ontario law hasn’t caught up 🛴⚖️. Injuries are rising, yet victims often face unclear rights since many scooters aren’t covered by standard auto insurance, limiting access to accident benefits. If you’re hurt, don’t assume you’re out of options.

[Carranza LLP @CarranzaLLP]

Recent hit-and-run investigations in Ontario highlight an ongoing issue in personal injury law: victims may still pursue compensation even when the driver is unidentified. Ontario law allows claims through one’s own insurer or the MVACF in some cases. Contact us for details. 🚗⚖️

[Carranza LLP @CarranzaLLP]

In Ontario, an injury alone doesn’t merit a lawsuit. Liability matters—someone must be legally responsible. Even then, pain and suffering claims must meet a legal threshold and deductibles may apply. Knowing the law and time limits helps set expectations and avoid surprises. ⚖️

[Carranza LLP @CarranzaLLP]

After a car accident, there can be two claims:
1⃣ Accident Benefit claim from your own insurer for medical care and income loss;
2⃣ Tort claim against the at-fault driver for pain and suffering and losses beyond those benefits.
After a MVA, speak to a lawyer about your rights!

[Carranza LLP @CarranzaLLP]

February in Ontario often means freeze–thaw cycles ❄️➡️🌧️➡️❄️—a perfect recipe for black ice. If you’re injured in a slip-and-fall, take pictures of the scene and seek medical care. Winter hazards carry real legal implications.

For more info 👇
https://t.co/Brg7YweW5y

[Carranza LLP @CarranzaLLP]

Dash cams are becoming a key tool after collisions 🚘⚠️Clear video footage can capture what really happened in seconds—lane position, signals, speed, and impact—helping cut through uncertainty when liability is disputed. Footage can make a real difference. ⚖️