Daks

Tech | RE | Web3 | @veefriends | Realtor® Licensed in PA

[Daks @daks]

https://t.co/IEItW1OV0K

[Gary Vaynerchuk @garyvee]

Any “blue chip nft collectors” ready to add series 1 @veefriends to the collection ?

Any overall nft collectors looking for a buy 1 get one free from series 2 -

Watch this video - I have some time this afternoon ❤️‼️

#nft
Digital collectibles era is here 🪄

[Gary Vaynerchuk @garyvee]

My number 1 job as a leader of 3,000 employees is to put them in position to succeed.

[Daks @daks]

https://t.co/95W0rmAtCW

[Daks @daks]

5 secrets to optimizing your credit score for a mortgage:

1. Keep credit utilization below 30% on all cards.
2. Don't close old accounts (length of history matters).
3. Dispute any incorrect late payments immediately.
4. Avoid opening new lines of credit during the process.
5. Set up autopay to ensure zero missed payments.

A 50 point jump can save you tens of thousands in interest over the life of your loan.

[Daks @daks]

3 secrets to getting pre-approved faster:

* Keep your job history consistent for 2+ years.
* Avoid large, unexplained deposits in your bank account.
* Pay down high-interest credit card debt 6 months early.

Lenders love boring, predictable financial profiles. Make yourself the easiest yes they've had all week.

[Daks @daks]

@ZayanXBT Lenders want this under 43%

https://t.co/Dp300ZrTSZ

[Daks @daks]

5 financial metrics every buyer needs to know:

• Debt-to-Income Ratio (DTI): Banks want this under 43%.
• Loan-to-Value (LTV): Higher down payments mean lower rates.
• Closing Costs: Budget 2-5% of the purchase price.
• Cash Reserves: Lenders want to see 3-6 months of payments sitting in reserve.
• Credit Score: A 20-point jump can save you thousands over a 30 year term.

[Daks @daks]

Most buyers think finding the right house is the hard part. Mastering your debt-to-income ratio before you ever step foot in an open house matters more.

A high DTI turns even the best house on the market into a number you can't qualify for.

Fix your numbers first, and the house will follow.

[Creators @XCreators]

https://t.co/Oy1nZbisbA

[Gary Vaynerchuk @garyvee]

Want to get to 1000 followers ??? Care about the 10 you have

[Daks @daks]

5 financial secrets lenders won't tell you:

1. You can use gift money for a down payment, you'll just need a letter documenting it.
2. Your credit score is actually a range, not one fixed number.
3. Pre-qualified and pre-approved aren't the same thing.
4. You don't need 20% down to avoid PMI.
5. Closing costs are negotiable.

Know these five, and you're ahead of most home buyers walking into a lender's office.

[Daks @daks]

https://t.co/BVBvab17Ct

[Gary Vaynerchuk @garyvee]

Are u in Chicago for the national #NSCC - pls come by the @veefriendscards booth

Hyped to meet you all

[Daks @daks]

https://t.co/DPzs97LJua

[Daks @daks]

@exodus Hi 👋

[Daks @daks]

https://t.co/CJzOPhXqm4

[Daks @daks]

5 reasons to stay put (and renovate instead):

1. You love your neighbors and community.
2. Your current interest rate is unbeatable.
3. You have the budget to customize the space exactly how you want.
4. You want to skip the stress of moving.
5. You have paid down a significant portion of your principal.

Sometimes the best move is the one you don't make.

[Daks @daks]

https://t.co/JEX9gb0fRn

[Daks @daks]

@Lenda_0x @America250 @INDEPENDENCENHP I like this idea. An example of technology uniting people while sparking meaningful conversation could show how we learn from each other and grow together.

[Daks @daks]

Today, America celebrates its 250th birthday.

But what will the country look like when we hit 300?

@America250 is building a national time capsule to capture this moment for future generations.

If you could add one item to represent life in 2026, what would you choose?

https://t.co/VxKo39suRK