Lately, I’ve been reading less from the TL because, honestly, nothing has really stood out.
Instead, I’ve been spending my time researching two sectors I think will shape crypto’s next wave:
• Neobanking
• DeFAI
While doing that, I came across @XoraFinance.
And one thing instantly caught my attention…
What if your XRP wasn’t just an investment… but your bank account?
That simple idea got me digging.
Today, most of us buy crypto, hold it, and wait.
XORA is trying to change that.
Imagine an app where your XRP can grow over time and eventually be used to pay for everyday things, all from one place.
Think of it like what Revolut or Nubank did for traditional banking, but built for crypto.
That’s a much bigger vision than just another DeFi app.
It’s still very early. XORA’s TVL is currently around $88K, so this is far from a finished product.
But every big idea starts somewhere.
What also stood out to me is that they’re building on the XRP Ledger, an ecosystem that’s slowly expanding beyond simple payments into real financial products.
Whether XORA becomes a major player or not, I think it’s tapping into a trend worth watching from my own perspective
The future of crypto isn’t just buying coins and HODLing any longer
It’s using them.
And I think Neobanking could be where that future begins.
Also the team threw in a little something extra for creators on CT
Yes , there are about 12 live bounties on the platform
Do well to check out and secure of spot with the link below
https://t.co/nCN8frvDiw
@bosversenecemre It’s just one of those stick-on invisible thongs girls use under tight clothes so no panty lines show. Your sister’s fine, mom can relax.
@hqruchinn Family group chats really are the final boss of privacy.
One loud night and suddenly the whole family’s reviewing the performance in the main chat. That sister never stood a chance 😂
@mietokyo If buying your wife a 7-million-yen watch somehow counts as a business expense just because you filmed it, every couple with a camera is about to get a lot richer.
@aiwithsally This is the part that actually counts.
Benchmarks and funding rounds made for great headlines, but when the entire AI stack starts posting earnings beats this strong, it’s no longer just a story, it’s becoming the backbone of the economy.
@Aptos@Daya_HQ@HashKeyMENA This is the kind of real-world move that actually matters, regulated stablecoin rails between MENA and Africa on Aptos, backed by real funding.
Cross-border B2B payments getting cheaper and faster where traditional banks still drag their feet.
@aiwithsally Arguing over which model is smarter is starting to feel outdated. The real leap is when AI stops just answering and starts reliably finishing the actual work with almost no hand-holding.
@aiwithsally The which model is smartest debate is starting to feel outdated. The real shift is when AI stops just answering and starts actually finishing the work with barely any babysitting.
@tradewithpaulo Yeah, that first green day after a rough stretch feels like pure relief… and that’s exactly when most people bail.
You didn’t survive the drawdown just to fold the second it gets a little easier. Patience is the real edge.