FinTechGenie 🧞

Unleashing the magic of smart finance and unbeatable deals. Join the FinTechGenie community for expert tips, savvy savings, and all things fintech!

[FinTechGenie 🧞 @FinTechGenie]

@SavingsSimpl @ccg33k 🤣

[FinTechGenie 🧞 @FinTechGenie]

🔄 Repost to help others secure their financial future.

Many people discover the importance of their CIBIL score only when they need a loan. Don't let that happen to someone you know.

#CIBIL #CreditScore #PersonalFinance #FinancialLiteracy #MoneyTips #IndiaFinance

[FinTechGenie 🧞 @FinTechGenie]

🚨 Your #CIBIL Score May Matter More Than Ever

#RBI has proposed new Expected Credit Loss (#ECL) norms for banks.

Lenders could become more cautious while approving loans & credit cards.

If your CIBIL is below 730, future approvals may get tougher.

🧵 Thread:

[FinTechGenie 🧞 @FinTechGenie]

Financial discipline may soon matter more than ever.

Your #CIBIL score isn't just a number.

It can affect:
🏠 Home Loans
🚗 Car Loans
💳 Credit Cards
🏢 Business Funding

Improve it today before you need it tomorrow.

[Vineeth K @DealsDhamaka]

Having loans?

If your loan interest rate decreases, keep your EMI the same and reduce the loan tenure.

If your loan interest rate increases, keep the loan tenure the same and increase the EMI.

[FinTechGenie 🧞 @FinTechGenie]

@DealsDhamaka Entrepreneurship is at PEAK in INDIA!! 🤡

[FinTechGenie 🧞 @FinTechGenie]

@MobiKwik https://t.co/XiZBsKxyGm

Yes and top of that we have to face this SC#M!!!

[FinTechGenie 🧞 @FinTechGenie]

1️⃣ 🚨 Lakhs of investor money allegedly stuck. Thousands of #MobiKwikXtra users are still waiting for answers while @MobiKwik and @lendboxin continue shifting responsibility.

This is the story nobody in Indian fintech wants to discuss. 🧵👇

[FinTechGenie 🧞 @FinTechGenie]

@ccg33k @DealsDhamaka @Nash5633 Yes - Processing Fees. 😉

[FinTechGenie 🧞 @FinTechGenie]

@ccg33k @DealsDhamaka @Nash5633 I have a similar amount that's expiring in August. 😅

Any suggestions on where I can spend it before it expires? 🥲

P.S. I'm not a watch guy — I've never spent even ₹1 on a watch in my life. 😂

[FinTechGenie 🧞 @FinTechGenie]

@DealsDhamaka P2P is risky but the way @MobiKwik and @lendboxin did this FR#UD and SC#AM is different level!!

[FinTechGenie 🧞 @FinTechGenie]

1️⃣ 🚨 Lakhs of investor money allegedly stuck. Thousands of #MobiKwikXtra users are still waiting for answers while @MobiKwik and @lendboxin continue shifting responsibility.

This is the story nobody in Indian fintech wants to discuss. 🧵👇

[FinTechGenie 🧞 @FinTechGenie]

@DealsDhamaka Sad thing is More than 90% people don’t know about daily protein requirements in INDIA!

[FinTechGenie 🧞 @FinTechGenie]

@MobiKwik @lendboxin @Bhuvan13 @BipinSingh @lendboxin @MobiKwik @MobiKwikSWAT @UpasanaTaku

If you have time for interviews, product launches, IPO discussions, and social media posts, surely you can spare 5 minutes to read what investors have been saying for months.

Thousands are still waiting. 🚨

[FinTechGenie 🧞 @FinTechGenie]

1️⃣ 🚨 Lakhs of investor money allegedly stuck. Thousands of #MobiKwikXtra users are still waiting for answers while @MobiKwik and @lendboxin continue shifting responsibility.

This is the story nobody in Indian fintech wants to discuss. 🧵👇

[FinTechGenie 🧞 @FinTechGenie]

🚨🚨 And according to many users in the investor community, even RBI complaint channels have not provided meaningful resolutions, with cases allegedly being closed without addressing the core issues raised.

Who is actually protecting investors?

#MobiKwikXtra #Lendbox #RBI

[FinTechGenie 🧞 @FinTechGenie]

🔟 📰 Recent developments, legal actions, investor updates and news are being tracked here:

https://t.co/nXlJrxLr7k

If your funds are stuck:

✔ Save statements
✔ Record withdrawal attempts
✔ File complaints
✔ Join affected investors
✔ Document every communication