Lightyear

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[Lightyear @go_lightyear]

Thank you, Budapest – Universe 2026 is a wrap!

450 people, three panels, and some of the sharpest minds in Hungary’s finance and investment landscape on stage.

Thank you to everyone who came and made it what it was. To our speakers, our partners https://t.co/gbYTff7fJq, Budapest Stock Exchange, and every single person who showed up.

We’ll see you next year 👀

[Lightyear @go_lightyear]

Thank you, Budapest! 💙
Three days, one question: what does procrastination cost you? Thanks to everyone who stopped by our pop-up at Akvárium, and to Running Latte Club for running with us to raise awareness around financial habits 🏃‍♀️

[Lightyear @go_lightyear]

Fresh out the oven: our autumn product update 🍂 Investing involves risk

From Gilts and TBSZ transfers in the UK and Hungary, to much requested features across Europe, it was a busy three months.

Here's what shipped:
❓ Clearer answers on instrument requests
👀 Watchlist, now split into Lists
🪙 Six new crypto coins
🏦 New EUR account details for deposits and withdrawals for EU users
🇬🇧 Gilts (UK): UK government bonds for fixed, predictable income
🇭🇺 TBSZ transfers (HU): move over without losing the tax benefits

Read the full update: https://t.co/mJ6NiqEb9C

Gilt prices move as interest rates change. Timing and rates affect returns; you may get back less than invested. This is not tax advice. Tax treatment depends on your personal circumstances and may change in future. Get professional advice if you’re unsure. Available in the UK only.

[Lightyear @go_lightyear]

🇭🇺A better home for your TBSZ. And your tax benefits move with it.

From today, you can transfer a TBSZ from another Hungarian bank or broker into Lightyear – free from our side.

A lot of people assume switching providers resets the five-year clock. It doesn't. Your original collection year comes with you, and the tax timeline carries on exactly where it left off.

🎯 No charge from our side
🧩 Step-by-step guidance in the app
📊 Track every stage of the transfer

For Hungarian customers only.

Capital at risk. Terms apply, seek guidance if needed. This is not tax advice.

[Lightyear @go_lightyear]

Gilts have gone from niche to headline news this year. And now, they've made their way to Lightyear 🇬🇧🏦 Investing involves risk. Available in the UK only.

⚡️ 20 gilts, short to long maturities
⚡️ No order fee for Personal accounts
⚡️ Tax efficiency that goes beyond your £20,000 ISA allowance

Lend to the UK government, get a fixed coupon twice a year, and your money back in full on a set maturity date. Any capital gain is free of Capital Gains Tax for UK individuals, even outside an ISA, while interest from the coupon payments are subject to income tax.

Explore gilts on Lightyear: https://t.co/oKvEZGW2MW

Gilt prices move as interest rates change. Timing and rates affect returns; you may get back less than invested. This is not tax advice. Tax treatment depends on your personal circumstances and can change. Get advice if you're unsure how it applies to you.

[Lightyear @go_lightyear]

⚡ They say good things come in threes, but today we’re doubling that for our EU customers. Investing involves risk.

6 new cryptocurrencies are now live on Lightyear: XLM, HBAR, AVAX, NEAR, AAVE and PO

Ready whenever you are, that’s six new ways to diversify your long term portfolio into crypto, seamlessly alongside your stocks and funds.

Crypto-assets are highly volatile and carry significant risks. Not available in the UK.

[Lightyear @go_lightyear]

🌎 Introducing, Universe 2026

Lightyear's investment festival returns to Budapest on October 8th, for an evening of the sharpest voices in Hungarian investing on one stage.

📊 Hungary's global investing boom: real shift or just a moment
🔥 What it actually takes to reach FIRE
🏛️ What Hungary's political and economic moment means for your money in the long run
⚡ And of course, a sneak peek into what we’re up to now and in the future at Lightyear

Grab your ticket before they sell out: https://t.co/3m1L5AJbOp

[Lightyear @go_lightyear]

@Vanguard_Group has just launched a new ETF, and it’s available on Lightyear 🌱 Investing involves risk.

🤝 Meet the FTSE Global All-Cap UCITS ETF, available in GBP, EUR or USD.

🌏 It tracks 7,000+ large, medium and small companies – across a range of industries – from developed and emerging markets across the world.

🇪🇺 The total expense ratio is 0.07%, making this the cheapest broad global equity ETF in Europe.

Already invested in Vanguard’s FTSE All-World UCITS ETF? The difference is that All-World tracks large and medium sized companies, but the new All-Cap fund covers smaller stocks too.

Diversify across more markets with Vanguard’s new All-Cap fund on Lightyear:

£: https://t.co/4apmqvdq0K
€: https://t.co/NZKHpkFTCD
$: https://t.co/hpauuGLuXK

Terms apply, seek guidance if needed. This is not investment advice.

[Lightyear @go_lightyear]

Hungary, say hi to crypto investing on Lightyear 👋 Investing involves risk

When we launched crypto across the EU earlier this year, Hungary's local legislation meant we couldn't offer it for you. Today, this has changed and crypto is live:

- 12 top-traded coins
- 0.45% fee, no hidden fees on top
- EUR and USD trading, 24/7
- AI market intelligence tools

All in the same app as your stocks, funds and Savings. In the one home for all your wealth.

Terms apply, seek guidance if needed. Crypto-assets are highly volatile and carry significant risks.

[Lightyear @go_lightyear]

🥄 Bending Spoons - the name behind WeTransfer, Vimeo, Evernote, and more - is IPOing on the Nasdaq today.

The exact time for when trading opens is unsure, as it can kick off anytime within US market open hours.

If you’ve decided to invest in Bending Spoons on IPO day, keep in mind that as the stock’s market price may differ from the initial listing price, we’ll only be able to accept limit orders in the first hours of trading and will make market orders available as soon as possible.

Check it out under BSP in your Lightyear app once trading opens ⚡

Terms apply, seek guidance if needed. IPOs carry elevated risks and can be more volatile than usual in the first days of trading.

[Lightyear @go_lightyear]

The gems from Q2 you might’ve missed 🌱 Investing involves risk

Alongside Ready-made Plans, Savings in more countries and UK instrument expansions, the last three months saw a lot of smaller product improvements.

Here's a roundup of the things that shipped quietly and have hopefully made Lightyear a little better to use every day:

🤖 AI discovery in Plans
🎤 Market insights, streaming
⚡ Lightning updates in your language
📊 Performance charts for ETFs
🇱🇻🇱🇹 Lightyear in Latvian & Lithuanian

Read the full recap here: https://t.co/zj8hsoCyct

Terms apply, seek guidance if necessary.

[Lightyear @go_lightyear]

High interest, easy access Savings is now live in more of Europe 🇪🇺 Investing involves risk

Powered by J.P. Morgan Asset Management, you can earn 2.03% APY on your euros. Tracking the European Central Bank’s rate trends, your money starts earning interest from day one and stays accessible whenever you need it.

Available today in 🇭🇷 Croatia, ��🇾 Cyprus, 🇬🇷 Greece, 🇮🇪 Ireland, 🇵🇹 Portugal, 🇸🇰 Slovakia and 🇸🇮 Slovenia.

Read more here: https://t.co/wmKo20CRRP

Savings is an investment product, earning variable interest. Shown above as of June 17th and net of fees.

[Lightyear @go_lightyear]

Plans, with a little boost from AI ���� Investing involves risk.

When creating a Plan, you can now get help shortlisting a set of instruments to work towards your goals.

Simply describe what you’re looking for - a theme, a sector, or a region - and we’ll create a matching list of stocks and funds for you to choose from.

Find AI discovery in the Lightyear app now. Terms apply, seek guidance if needed

[Lightyear @go_lightyear]

IPO update 📣 SpaceX is landing on the Nasdaq today, and you can get in on the action on Lightyear. Capital at risk.

In what’s likely one of the most closely watched IPOs in recent years, SpaceX stock is expected to start trading today. When exactly is unsure, as trading can kick off anytime within US trading hours.

If you’ve decided to invest in SpaceX on IPO day, keep in mind that as the stock’s market price may differ from the initial listing price, we’ll only be able to accept limit orders in the first hours of trading and will make market orders available as soon as possible.

Check it out under SPCX in your Lightyear app once trading opens ⚡

Terms apply, seek guidance if needed. IPOs carry elevated risks and can be more volatile than usual in the first days of trading.

[Lightyear @go_lightyear]

110 + 35 = a bigger UK instrument universe 🇬🇧 Investing involves risk

⚡️110 new fractional ETFs: core global trackers, thematic & bond funds, and more.
⚡️ 35 fresh LSE tickers across housebuilders, retail and tech

All available on Lightyear now. Check them out in your app.

[Lightyear @go_lightyear]

One portfolio. Now including crypto 😎 Investing involves risk. Available in the EU, excl. Hungary.

Today, we’re launching top-traded cryptocurrencies on Lightyear:
- One clear 0.45% fee
- EUR and USD trading
- AI market intelligence

All seamlessly integrated into your favourite investing platform, for long term wealth.

In Estonia, Lightyear is currently the only MiCA licensed platform by EFSA, where crypto is available tax efficiently within Investeerimiskonto.

Read more: https://t.co/qLjwZgJowF

Crypto-assets are highly volatile and carry significant risks.

[Lightyear @go_lightyear]

Ready-made Plans have landed in the UK 🇬🇧🎯 Investing involves risk

Now available in GBP and EUR: three risk-based Plans, built around funds managed by BlackRock and Vanguard. Simply pick one, invest, and voilà.

You get on with your life, your portfolio runs in the background: https://t.co/dZZ4fLDTuO

Terms apply, seek guidance if necessary. Investing gives your money the chance to grow and outperform cash over the long-term, but investment values can also go down, so you may get back less than you put in. Lightyear does not offer investment advice.

[Lightyear @go_lightyear]

🕵 Holdings look-through, now in your Portfolio overview. Investing involves risk.

When you own ETFs alongside single stocks, there’s a strong chance you could be more exposed to some companies than you’d think.

Holdings look-through unpacks your funds and outlines your real asset allocation, creating a thorough overview of all your investments.

Terms apply, seek guidance if needed.

[Lightyear @go_lightyear]

New commodities alert 🔔 Available for EU customers only.

For exposure to oil & gas prices, or companies that produce them, we’ve just launched:
⚡️ WisdomTree WTI Crude Oil ETC (CRUD) - tracking US oil prices
⚡️ WisdomTree Brent Crude Oil ETC (BRNT) - tracking international oil prices
⚡️ WisdomTree European Natural Gas ETC (TTFW) - tracking European gas prices
⚡️ iShares Oil & Gas Exploration & Production ETF (IOGP) - investing in global oil & gas companies

Check out new instruments: https://t.co/b0uyczFATN

Not investment advice. Capital at risk. Commodity ETCs are complex, highly volatile, and track futures prices. Ensure you read the Key Information Documents (KIDs) in-app before investing.

[Lightyear @go_lightyear]

Ready-made Plans are now live 🎯 Capital at risk, available in EU.

Three risk-based Plans, built around funds managed by experts from BlackRock and Vanguard:

⚡️ Moderate Mix - actively managed stocks and bonds targeting steady growth
⚡️ Growth Group - higher focus on equities through an actively managed fund
⚡️ All-World Wonder - passively managed, broad exposure into companies worldwide

Built for the investor who doesn’t want to micromanage it all, and the one who’s just looking to get started.

Terms apply, seek guidance if needed. Lightyear doesn't offer investment advice.