Harsh Chaudhary

Corporate Guy, Traveller, Sportsman, Music Lover. Sketch Artist. Photographer and much more.

[Harsh Chaudhary @JaatJaap]

This is extremely concerning.

Raising a formal complaint against MobiKwik for withholding my money and now going completely silent.

🧵 Thread:

1/ I created an FD of ₹30,000 for an FD-backed credit card via MobiKwik.

2/ On 29th March, I CLOSED the card after paying the FULL outstanding. No dues pending.

3/ Post closure, I received ONLY ₹4,900. The remaining ~₹25,000+ is STILL not refunded.

4/ After continuous follow-ups, MobiKwik:
- Claimed the amount was refunded (FALSE)
- Failed to provide ANY proof, transaction ID, or refund breakdown

5/ Now they are giving contradictory responses:
- Saying ₹77 is still payable (even though app shows overpayment)
- Asking me to pay more before refunding MY OWN money

6/ Despite sharing screenshots and proof, there is:
- No clarity
- No resolution
- No response anymore

7/ This is a clear case of:
- Lack of transparency
- Deficiency in service
- Holding customer funds without justification

⚠️ If this is not resolved immediately, I will escalate this to:
- Reserve Bank of India (Banking Ombudsman)
- National Payments Corporation of India
- National Consumer Helpline

⚖️ I will also be seeking:
- Full refund of my FD
- Interest for the delay
- Compensation for harassment and unfair practices

📢 Attaching full email trail and screenshots as proof.

This needs immediate intervention.

#MobiKwik #ConsumerRights #RBI #FintechIndia #Grievance #CustomerExperience #FraudAler

[Harsh Chaudhary @JaatJaap]

This is extremely concerning.

Raising a formal complaint against MobiKwik for withholding my money and now going completely silent.

🧵 Thread:

1/ I created an FD of ₹30,000 for an FD-backed credit card via MobiKwik.

2/ On 29th March, I CLOSED the card after paying the FULL outstanding. No dues pending.

3/ Post closure, I received ONLY ₹4,900. The remaining ~₹25,000+ is STILL not refunded.

4/ After continuous follow-ups, MobiKwik:
- Claimed the amount was refunded (FALSE)
- Failed to provide ANY proof, transaction ID, or refund breakdown

5/ Now they are giving contradictory responses:
- Saying ₹77 is still payable (even though app shows overpayment)
- Asking me to pay more before refunding MY OWN money

6/ Despite sharing screenshots and proof, there is:
- No clarity
- No resolution
- No response anymore

7/ This is a clear case of:
- Lack of transparency
- Deficiency in service
- Holding customer funds without justification

⚠️ If this is not resolved immediately, I will escalate this to:
- Reserve Bank of India (Banking Ombudsman)
- National Payments Corporation of India
- National Consumer Helpline

⚖️ I will also be seeking:
- Full refund of my FD
- Interest for the delay
- Compensation for harassment and unfair practices

📢 Attaching full email trail and screenshots as proof.

This needs immediate intervention.

#MobiKwik #ConsumerRights #RBI #FintechIndia #Grievance #CustomerExperience #FraudAlert
@MobiKwik @NPCI_NPCI @jaagograhakjago @FinMinIndia

[Harsh Chaudhary @JaatJaap]

@MobiKwikSWAT Say that in court and get lost now

[Harsh Chaudhary @JaatJaap]

Raising a serious concern regarding my experience with MobiKwik. This needs urgent attention.

🧵 Thread:

1/ I opened an FD-backed credit card with MobiKwik by depositing ₹30,000. The card was issued against this FD.

2/ On 29th March, I CLOSED the credit card after paying the FULL outstanding (~₹27–28K). No dues pending.

3/ After closure, I received ONLY ₹4,900 in my bank account. The remaining ~₹25,000+ from my FD is STILL not refunded.

4/ Despite multiple follow-ups, MobiKwik is claiming that the FULL amount has already been refunded.

5/ However, they are NOT providing:
- Any proof of refund
- Any transaction ID
- Any breakdown of the reimbursement
- Any clarity on which account the money was sent to

6/ Instead, I am being asked to provide statements from SBM Bank India, a bank I never directly engaged with. My relationship was solely with MobiKwik.

7/ This lack of transparency and accountability is unacceptable. My money is stuck, and support responses have been inconsistent and unhelpful.

⚠️ If this issue is not resolved immediately, I will be formally escalating this matter to:
- Reserve Bank of India (Banking Ombudsman)
- National Payments Corporation of India
- National Consumer Helpline

⚖️ Additionally, I will be seeking:
- Full refund of my FD amount
- Applicable interest for the delay
- Compensation for harassment and deficiency in service

📢 I urge MobiKwik’s grievance/nodal team to intervene immediately and provide:
- Proof of refund
- Exact transaction details
- Immediate settlement of the pending amount

🙏 Requesting the community and concerned authorities to take note and help resolve this.

#MobiKwik #ConsumerRights #RBI #FintechIndia #Grievance #CustomerExperience #SBMbank

[Harsh Chaudhary @JaatJaap]

@MobiKwikSWAT I don’t see it anywhere you fraudsters. When youu will be take to court this reply of yours will also be shared. Don’t worry.

[Harsh Chaudhary @JaatJaap]

@aajtak #RBI should take such action against #MobiKwikScam as well. I am amazed to see how many people are scammed by this company. I have not received my 25k and it’s been a month now.

[Harsh Chaudhary @JaatJaap]

@subhrajyoti_07 @MobiKwik @BipinSingh @cbic_india @DelhiPolice For real they are fraudsters in the name pf FD and all. Not returning my fd amount.

[Harsh Chaudhary @JaatJaap]

These guys are doing several frauds using there application as well. I don’t know if regulatory bodies are literally sleeping or are being paid by them to keep their mouth shut but one thing is for sure that these guys are fraudsters. They are giving back my 25k. Literally pathetic.

[Harsh Chaudhary @JaatJaap]

@MobiKwikSWAT @SAMUDRALANAVIN This company is completely fraud. They are not giving back my 25k. It’s been more than a month now. They will just make a fool out of you.

[Harsh Chaudhary @JaatJaap]

I don’t have any SBM account. It was only through MobiKwik. Also, based on what adjustment are you talking about. My total FD amount was 29k and my total dues were 27k after which before due date I paid it completely. Show me where have you returned my 29k?
You guys think you can make a fool out of anyone. Give me the complete calculation right here. I would love to see this fraud game of yours.

[Harsh Chaudhary @JaatJaap]

@MobiKwik @RBI @RBIKehtaHai @FinMinIndia @jagograhakjago @consumercourtin

This is extremely frustrating and unacceptable.

I cancelled my SBM credit card on 28th March, but my FD amount is STILL not refunded.

Timeline of false commitments:
- First: “5 working days”
- Then: “7 working days”
- Then: “24–48 hours”
- Now: Tickets being CLOSED without resolution

I was even told my issue was “reopened”, but that turned out to be FALSE when I checked the app.

I have already shared all required documents including my bank statement, yet no action has been taken.

This is nothing but harassment and misuse of customer trust.

If my money is not refunded within the next 24–48 hours, I will proceed with:
- Filing a formal complaint with the Consumer Court
- Escalation to RBI Ombudsman
- Legal action for financial negligence

#MobiKwik #ConsumerRights #RBI #FraudAlert #CustomerExperience

[Harsh Chaudhary @JaatJaap]

@MobiKwik @RBI @RBIKehtaHai @FinMinIndia @jagograhakjago @consumercourtin

It has now been MORE than 24 hours since my last escalation — and still NO response, NO update, and NO refund.

This is regarding my FD amount linked to a cancelled SBM credit card (cancelled on 28th March). Despite repeated follow-ups, false assurances, and sharing all required documents, @MobiKwik continues to ignore the issue.

Let me be very clear:
This is no longer a delay — this is NEGLIGENCE.

- Tickets closed without resolution
- False claims of “issue reopened”
- No accountability from support team

How long are customers expected to wait for THEIR OWN MONEY?

If this is not resolved immediately, I am proceeding with:
- Filing a complaint with the Consumer Court
- Raising a case with RBI Ombudsman
- Taking legal action

This will also be escalated publicly across platforms until resolved.

#MobiKwik #CustomerRights #RBI #FraudAlert #ConsumerCourt #DigitalPayments

[Harsh Chaudhary @JaatJaap]

@MobiKwik @RBI @RBIKehtaHai @FinMinIndia @jagograhakjago @consumercourtin

This is extremely frustrating and unacceptable.

I cancelled my SBM credit card on 28th March, but my FD amount is STILL not refunded.

Timeline of false commitments:
- First: “5 working days”
- Then: “7 working days”
- Then: “24–48 hours”
- Now: Tickets being CLOSED without resolution

I was even told my issue was “reopened”, but that turned out to be FALSE when I checked the app.

I have already shared all required documents including my bank statement, yet no action has been taken.

This is nothing but harassment and misuse of customer trust.

If my money is not refunded within the next 24–48 hours, I will proceed with:
- Filing a formal complaint with the Consumer Court
- Escalation to RBI Ombudsman
- Legal action for financial negligence

#MobiKwik #ConsumerRights #RBI #FraudAlert #CustomerExperience

[Harsh Chaudhary @JaatJaap]

@dd3naa Sirf kuch din ka tera ye rona hai,
Kal ko jakar vahi hone wala Shona hai.

[Harsh Chaudhary @JaatJaap]

@naseeli_aankhen Sleep after sex 🙂

[Harsh Chaudhary @JaatJaap]

@lyricsmotions @lyricsmotions jitne bhi experienced likh kar comments kar rahe hain, ye vahi hain jo ladkiyo ko Hi hello bhejte rehte hain. Sab sale Virgin hi marenge.

[Harsh Chaudhary @JaatJaap]

@HDFCBank_Cares Still receiving the calls

[Harsh Chaudhary @JaatJaap]

@HDFC_Bank your employee Hemant Kumar from Bengaluru branch is harassing me by calling continuously stating 3 EMI of my car loan is pending. last EMI was auto deducted on 7th August. I need to know how 3 EMIs are missing. I want this hemant out of job. Otherwise I'll sue HDFC.

[Harsh Chaudhary @JaatJaap]

@HDFCBank_Cares [phone]