Jacob

Life's a garden, dig it. Proud American, don't do DM's. 🇺🇲 Former chef and current business owner. #ChiefsKingdom

[Jacob @Jacobkckingpin]

Nothing more to be said...

[Jacob @Jacobkckingpin]

@Cryptoboyy_Aji Buy a smaller house...

[Jacob @Jacobkckingpin]

@royermattw Sure bud...

Kindly fuck off.

[Jacob @Jacobkckingpin]

@BladeoftheS Lol, mfs want the government in control of the roof over our heads? Fuck off!

[Jacob @Jacobkckingpin]

@RealHousewifeMi The question is who in their right mind would agree to those loan terms?

[Jacob @Jacobkckingpin]

@ItsLulu_7 Ignorance must be bliss...

[Jacob @Jacobkckingpin]

@NobodymrRobert Job security... how many times do you think he's fixed it?

[Jacob @Jacobkckingpin]

@cmwrawcliffe You've clearly never started a business in your entire life. Please stfu...

[Jacob @Jacobkckingpin]

@tristanavillian @HealthRanger Lol, if you say so.

[Jacob @Jacobkckingpin]

@Jason___YYC The tax me harder crowd is awfully loud lately...

[Jacob @Jacobkckingpin]

@strujillo075 Just say you're retarded, save us all a bunch of time.

[Jacob @Jacobkckingpin]

@NeilAumazter @Doublemindedman @arrtnem That's the dumbest shii I've read in a very long time!

[Jacob @Jacobkckingpin]

@aakashgupta Where'd the bugs come from?

[Jacob @Jacobkckingpin]

@KevinCastley Mfr just gonna act like all of america didnt shift to manufacturing arms during WW2? Please stfu!

[Jacob @Jacobkckingpin]

@avidseries Lol, good god this is ignorant.

[hunter @hxxntrr]

i pray debt collectors call me

last month one called about a $4,300 medical bill. i let him do his whole speech. then i said six words:

"is this debt past the statute?"

silence

in 38 states, debt expires after 3-7 years. once it passes the statute of limitations, they cannot sue you for it. legally. the debt still exists on paper but they have zero enforcement power

they're calling you hoping you don't know this. because the second you make a payment, even $1, the clock RESETS and they can sue you again for the full amount

that's why they say "just pay $50 to show good faith." that $50 reactivates the entire debt. it's a trap and they know exactly what they're doing

the play when a collector calls:

step 1: say nothing about paying. say this: "please provide written validation of this debt under FDCPA Section 809"

they are legally required to stop all collection activity until they send you written proof. most junk debt buyers can't produce it because they bought your debt in a bundle for 4 cents on the dollar and don't have the original paperwork

step 2: check your state's statute of limitations at your state AG's website. if the debt is past the SOL, send this letter:

"this debt is time-barred under [state] statute of limitations. any attempt to collect or sue is a violation of the FDCPA. cease all contact immediately"

step 3: if it's on your credit report and it's past 7 years, dispute it. "this account exceeds the FCRA 7-year reporting period. remove immediately." bureaus must remove it within 30 days or face $1,000 per violation

i helped someone wipe $23,000 in zombie debt in one afternoon. four letters. zero dollars paid

the collectors who called her every week? gone. the accounts on her credit report dragging her score down 80+ points? deleted. she went from 588 to 691 in 45 days without paying a cent

debt collectors buy your old debt for pennies and try to scare you into paying full price. their entire business model depends on you not knowing your rights

now you know

(link in bio. i delete debt and fix credit scores)

[Awa K. Penn @TawohAwa]

This is craaazzy.

I uploaded my bank statements to Claude Opus 4.6. It reviewed a full year of transactions, separated income from expenses, and categorized everything.

Twenty minutes later, the bookkeeping was finished.

Roughly $11,000 in accounting work handled in one sitting.

Here’s the exact prompt I used 👇

[Jacob @Jacobkckingpin]

@jeffdtauzin I installed mine in less that 2 hours and passed inspection. Stop it.

[Jacob @Jacobkckingpin]

@Sharpuwu How long you think mfs will be shoveling snow?

[Jacob @Jacobkckingpin]

@79illwill Explain rich drug dealers...