Female in Finance

💵 IG: @female.in.finance

[Female in Finance @LPinFinance]

@OfficialSpires @shaunmmaguire Foul.

[Female in Finance @LPinFinance]

@TheGabriel72 This is one of the worst things I've ever watched. Devastating and heartbreaking.

[Female in Finance @LPinFinance]

Rich people don't buy more stuff. They buy less stuff to do.

→ A house cleaner so they can play with their kids
→ A nanny so they can have date nights
→ A personal assistant so they can focus on what matters
→ Living closer to work so they don't lose hours commuting

[Female in Finance @LPinFinance]

When it comes to investing, starting small is better than starting “someday.”

Here’s how you can start:

Month 1-6: Invest $5-$100/mo
Month 7-12: $101-$250/mo
Year 2: $251-$500/mo

Crawl before you walk. Walk before you run.

[Female in Finance @LPinFinance]

That $10,000 emergency fund sitting in your regular savings?

It's earning you $1 per year while inflation eats away 3-4% annually.

Meanwhile, high-yield accounts are paying 4-5% right now.

Stop letting banks profit off your ignorance. Move your money.

[Female in Finance @LPinFinance]

People are so quick to sh*t on 9-5 jobs and glorify entrepreneurship.

I’m an entrepreneur.
I work 24/7.

Nothing is wrong with a 9-5.

[Female in Finance @LPinFinance]

Financial freedom isn't about having enough money to buy everything; it's about having enough that you can say no to anything.

Choices and options.

[Female in Finance @LPinFinance]

@CMcCulloughEA You don’t waste your time convincing anyone.

[Female in Finance @LPinFinance]

One of the most expensive things you can do is pay the minimums on your credit card debt.

[Female in Finance @LPinFinance]

@geoffwolfe Are each of those Google drive links pictures or receipts? Trying to see how I can prepare myself and my mom should this happen to us.

[Female in Finance @LPinFinance]

@Budgetdog_ I’m winning just fine. Haven’t paid for a flight in probably 8 years now.

[Female in Finance @LPinFinance]

4️⃣ Only buy things if you can afford to buy it twice.
5️⃣ Take advantage of your 401(k) match
6️⃣ Choose the right life partner

[Female in Finance @LPinFinance]

A few sentences that can help make you rich:

1️⃣ Use your money to buy more money (buy assets)
2️⃣ Have a 6-month emergency fund
3️⃣ Automate your payments & investments

[Female in Finance @LPinFinance]

Maxing out your IRA may not be as hard as you think.

Break it down to $19 daily, and suddenly, retirement planning feels less like a mountain and more like a walk in the park.

👣 Small steps, big dreams.

[Female in Finance @LPinFinance]

🏋🏼‍♀️ Rich girl fit:

✅ Has an emergency fund
✅ Lives below her means
✅ Buys the damn latte
✅ Invests

[Female in Finance @LPinFinance]

One more thing:

$10,000 invested in 2004, plus $100/month, could be worth $149,218 🔥

[Female in Finance @LPinFinance]

$10,000 saved in 2004 would be worth $5,438 in 2024.

$10,000 invested in 2004, could be worth $73,281.

Inflation is the silent killer. Investing is the antidote 💪🏼.

[Female in Finance @LPinFinance]

20s: “I can't afford to invest”
70s: “I can't afford to retire”

Plot twist: You get to pick the ending 🎬

[Female in Finance @LPinFinance]

How do I become a millionaire?

Me: Invest $500/month for 30 years
Them: "30 years is too long"
Me: Then invest $2,700 for 15 years
Them: "That's too much money per month"

*Crickets* 🦗🦗🦗

There are no shortcuts to investing.

[Female in Finance @LPinFinance]

But people will say renting is throwing away money 🙃

[Steve · Millionaire Habits @SteveOnSpeed]

As a home owner, I can confidently say that homeownership isn't nearly the investment you think it is.

Between taxes, insurance, renovations, repairs, improvements, HOA fees, etc...

You're not making nearly as much as you think you are when you sell that house.