Calculate time in reverse.
That is, if I have an appointment at 4, I start scheduling my whole day in reverse: I have to be there at 4, so I have to leave my house at 3:15 and be ready by 3:10. Getting ready takes 40 minutes, so I have to start by 2:30 at the latest, so I have to shower at 2. For that, I have to finish my chores at home, which I estimate will take about 2 hours, so I have to start at 12, but first I have to eat lunch, so I'll start cooking it at 11... and so on...
Luxuries we forget that are luxuries:
1. Your mom still around
2. Hot water
3. Feeling healthy
4. Peace of mind & heart
5. Perfect weather days
6. Good food
7. Bills paid
8. Reliable transportation