IT industry analyst at Forrester Research, blockchain, analytics, emerging tech. Passionate about effective use of technology in business. Views are my own.
New post. Lessons from the disaster engulfing Silvergate Capital. Backing deposits with govt securities is not "full reserve" banking. And you really shouldn't ignore fair value losses on securities you might have to sell. https://t.co/sHjr4SY7ym #crypto#banking#silvergate
I'm super-biased as a longtime admirer & colleague of @caseorganic, but this is a fascinating project aiming to be an alternative to how companies treat our user data now, starting with their "Click to Agree" TOS ultimatum. 👇
In #CloudEmpires I wrote that marketplace platforms are resolving more disputes than public courts. What I didn’t know was that dispute resolution tech from those platforms is now being adopted by public courts! 🤯 https://t.co/X6GhTXa4hT thank you @ValueAddedRS
New on Forbes: A Real Alternative To Cards In Europe https://t.co/tjZJcN57V0
The problem isn’t that Europe doesn’t have an alternative pan-European card scheme. The problem is that Europe doesn’t have a pan-European alternative to cards.
How should Binance Prove it is Solvent?
Self-regulated crypto exchanges need to prove their solvency using stress tests for capital adequacy, not a proof of reserves.
Read my new blog: https://t.co/yoBp5UN5MC
Great blog post by @Frances_Coppola on #stablecoins. The following also applies to all smart contracts, incl. DAOs: a "program .. cannot compute for all states of the world, since code is written by humans and no human has perfect foresight" https://t.co/Ww8MFVoOzr
@Kiffmeister Singapore meanwhile: "While there is no need to issue a Singapore dollar retail CBDC at this point, it is prudent for MAS to embark on exploratory work to develop the technical and policy capabilities for its possible issuance in the future" https://t.co/f9s8UKUl3L
Banque de France has published a report on its wholesale #CBDC experiments. 22-page report in English: https://t.co/IX32hch3P4 @Kiffmeister (apologies if you've already seen)