Members Choice FCU - Central Texas

Not-for-profit financial cooperative based in Waco, Texas since 1935

[Members Choice FCU - Central Texas @Memberschoicecu]

All Members Choice locations will be closed on Monday, October 12, 2026 to observe Columbus Day.

[Members Choice FCU - Central Texas @Memberschoicecu]

Thinking about consolidating your debt? Make sure you understand the terms. A loan with a lower interest rate can help pay off high-interest debt. Check your credit score to see what rates you may qualify for, and be sure to account for any upfront fees. You’ve got this!

[Members Choice FCU - Central Texas @Memberschoicecu]

Life is filled with twists and turns. We're here for the ride. Whether you're purchasing a vehicle or refinancing your current loan, Members Choice offers auto loans focused on your goals. Take advantage of rates as low as 4.84%. Learn more at https://t.co/6GvSedFuXL.

[Members Choice FCU - Central Texas @Memberschoicecu]

Are you following best practices when it comes to passwords? Make sure they are at least 16 characters long. Never reuse passwords across multiple accounts. Also, consider using a password manager to securely store them all. A few simple precautions can go a long way!

[Members Choice FCU - Central Texas @Memberschoicecu]

Feel like you’re falling behind on retirement savings? If you’re 50 or older, you can make catch-up contributions to your 401(k) or IRA beyond the annual legal limit. IRS rules determine the amount based on the type of account, your age, inflation, and other factors.

[Members Choice FCU - Central Texas @Memberschoicecu]

The road ahead doesn't always follow a straight line. Members Choice auto loans are designed to keep you moving forward. With flexible terms, friendly guidance, and rates as low as 4.84%, we'll help you get behind the wheel with confidence. Learn more at https://t.co/6GvSedFuXL.

[Members Choice FCU - Central Texas @Memberschoicecu]

When you were younger, you likely had a favorite teddy bear or stuffed toy that accompanied you nearly everywhere you went. National Teddy Bear Day pays homage to the history of that childhood companion few can forget. The global teddy bear market is estimated at $7.6 billion.

[Members Choice FCU - Central Texas @Memberschoicecu]

A backyard picnic. A parade along main street. Americans celebrate Labor Day in many ways, but the national holiday has always been about honoring the contributions of workers to our economy. Here’s hoping you are enjoying an extended holiday weekend with family and friends!

[Members Choice FCU - Central Texas @Memberschoicecu]

Reminder that all Members Choice locations will be closed on Monday, September 7, in observance of Labor Day. We will reopen with normal business hours on Tuesday, September 8.

[Members Choice FCU - Central Texas @Memberschoicecu]

All Members Choice locations will be closed on Monday, September 7, in observance of Labor Day.

[Members Choice FCU - Central Texas @Memberschoicecu]

Time to kickstart an emergency savings fund. Figure out the most common unexpected expense you’ve encountered recently, and let that be your guide for how much to save each month with automatic deposits. Watch the money grow, and avoid borrowing to pay for the next surprise.

[Members Choice FCU - Central Texas @Memberschoicecu]

When life throws something your way, having access to flexible funds can make all the difference. With a Members Choice personal loan or line of credit, you can borrow what you need when you need it. Check out your options here: https://t.co/18XghLtO4z

[Members Choice FCU - Central Texas @Memberschoicecu]

Before you refinance your mortgage, do your homework. Members Choice offers competitive rates, low closing costs, and personalized service to help you decide if refinancing is the smart move. Start here: https://t.co/Eda7XhAxNZ

[Members Choice FCU - Central Texas @Memberschoicecu]

Simplify your household budget by retooling the envelope system. Create separate accounts for different spending categories, and when the "envelope" is empty, you stop spending in that category. Smart budgeting leads to peace of mind and fewer surprises!

[Members Choice FCU - Central Texas @Memberschoicecu]

Need to consolidate debt? Need a financial buffer for life’s unexpected twists and turns? At Members Choice, we’ve got you covered. A personal loan or line of credit can help you manage expenses and move forward with confidence. Start here: https://t.co/18XghLtO4z

[Members Choice FCU - Central Texas @Memberschoicecu]

Be budget conscious before you head to the stores for back-school-shopping. Take inventory of what you already have to see if leftover supplies from last year are salvageable. And when it comes to technology, consider buying a refurbished laptop versus a brand-new model.

[Members Choice FCU - Central Texas @Memberschoicecu]

Put summer on ice this week with a complimentary snow cone. Visit us at our Marlin location on Thursday, August 6 (11 a.m. to 1 p.m.), the Northside branch on August 7 (11 a.m. to 1 p.m.), and the main branch on Saturday, August 8 ( 10 a.m. to 12 p.m.). Bring the family!

[Members Choice FCU - Central Texas @Memberschoicecu]

Who can resist a cool, juicy slice of watermelon on a hot summer day? Today is the day to pay tribute to this picnic staple, whether you like munching on a classic wedge or get creative with something like watermelon popsicles. Americans spend $3 billion a year on watermelons.

[Members Choice FCU - Central Texas @Memberschoicecu]

Wrap up summer with Members Choice by enjoying a complimentary snow cone. Stop by our Marlin location on Thursday, August 6 (11 a.m. to 1 p.m.), the Northside branch on Friday, August 7 (11 a.m. to 1 p.m.), and the main branch on Saturday, August 8 ( 10 a.m. to 12 p.m.).

[Members Choice FCU - Central Texas @Memberschoicecu]

Be strategic about raising your credit score. First, make sure to pay your bills on time. Next, be careful about applying for new credit cards. And for credit card accounts you already have, the longer you keep them open, the better it is for your score. You’ve got this!