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Proud to see Verifyo featured in Finextra tomorrow.

Our CIO John Cavebring breaks down why Zero-Knowledge KYC matters right now, meeting stronger compliance expectations without turning KYC into a bigger data honeypot.

Goes live Feb 17 • 10:00 UK 👇

[V e r i f y o @YO_KYC]

Proud of what we’re building at Verifyo, and excited that Finextra is publishing this interview tomorrow.

We’ll be talking about Zero-Knowledge KYC and the real tension teams face: meeting stronger compliance expectations without turning KYC into a bigger data honeypot.

Goes live Feb 17 • 10:00 UK 👇

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From 1 July 2026, MiCA's transitional window shuts. Any firm serving EU crypto clients without a licence is in breach and must stop. ~80% of EU platforms are still unlicensed ⚠ If you hold crypto on one, check it is authorised before the deadline. #MiCA #CASP

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⚠ UK cryptoasset gateway: opens 30 Sep 2026, closes 28 Feb 2027. Regime commences 25 Oct 2027.

SI 2026/102 layers FSMA on top of MLR 2017 (FCA AML supervision since 10 Jan 2020).

The architecture matters more than the date.

https://t.co/QZ2xXK1z5S #CASP

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100k verifications/month.

Onfido: $150K–$350K/year paid away as service expense.

Verifyo Pro (75,000 MTO): $150K held on the balance sheet.
Tokens held — not staked, burned, or locked. Fully owned, transferable.

Held asset vs recurring expense.

https://t.co/yXwL0oBjMo

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Tether is leading a Series C of up to $1.4bn in NEURA Robotics to put self-custodial wallets inside humanoid robots. When the payer is a machine, "who is paying?" becomes "who controls the wallet?" → Payer identity doesn't disappear. It moves up a layer. https://t.co/Il99YQVlpE

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Paradigm + Hyperliquid to FinCEN: a wallet holding or transferring a stablecoin isn't the issuer's customer. GENIUS Act obligations calibrate to the primary market. Secondary is wallet-to-wallet. Where does the obligation attach? https://t.co/wwewcCxqXQ #GENIUSAct #stablecoins

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Hold-to-Use is why Zero-Knowledge KYC fits token-native DeFi. Platforms hold MTO in-wallet to call the API — tokens aren't consumed, stay transferable. The verification layer reads the same token economics the protocol does. MiCA Title V binds 1 July. https://t.co/qf9p4KGuNr

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MoneyGram has launched MGUSD on Stellar. Bridge (Stripe) is the GENIUS Act issuer, M0 handles mint/burn, Fireblocks the wallets. 60M customers, 500K retail locations now in scope. Remittance-anchored stablecoin: identity lands on the originator side. https://t.co/G4FN98MhGF

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Data layer: a verifier-private attestation lets the counterparty verify the proof — the PII never moves.

MTO token value can rise or fall. Illustrative figures are not a forecast or an expected return. This is not investment advice.

https://t.co/tnnmHGJ7iQ #MTO #TravelRule

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Sumsub just opened Travel Rule onboarding to 2,100+ VASPs (Sumsub-stated) by removing the setup fee. The MTO parallel: platforms hold MTO to reach the Verifyo API — capital committed to an asset on your own balance sheet, not expensed per verification.

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Mastercard now settles in 6 GENIUS Act stablecoins (USDC, PYUSD, USDG, USDP, RLUSD, SoFiUSD) across 8 chains. Cross River, Lead Bank, CBW, ARQ, Nuvei live.

→ The counterparty graph for every CASP and processor in that chain just expanded.

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MiCA Article 5 obliges CASPs to assess money-laundering risk. Chainalysis 2026 finds direct-exposure flags miss 10x-20x of indirect flows. Identity attestation alone won't close it — pair with KYT. Transitional cliff: 1 July. https://t.co/9M114ctQOf

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OFAC adds Nobitex, Wallex, Bitpin and Ramzinex to the SDN under EO 13224 + EO 13902. $40bn+ in tracked flows across four operating CASPs. Every Travel-Rule counterparty one hop downstream now refreshes name-screening against a moved target.

https://t.co/Oec8SwAExX #TravelRule

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Mastercard stablecoin settlement now spans 6 tokens (USDC, PYUSD, USDG, USDP, RLUSD, SoFiUSD) across 8 chains (Ethereum, Solana, Polygon, Base, Arbitrum, Canton, Tempo, XRPL). GENIUS Act = payment-eligible. Evidence has to travel with the wallet. https://t.co/q9hAucznis #MiCA

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MiCA tells a stablecoin issuer what to disclose. It doesn't tell it how to secure the key that mints the token. StablR lost ~$13.5M to a 1-of-3 multisig key compromise — reserves intact, key-management out of scope. The resilience gap is a key. #MiCA

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A 1-of-3 multisig is not multisig — it's a single key with two unused slots.

StablR (Malta MFSA EMI, MiCA EMT issuer) lost ~$13.5M in unbacked USDR+EURR.

MiCA covers reserves and disclosures. Not minting-key custody.

https://t.co/gtBQ0uhqWq #MiCA #stablecoin

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Kraken adds VARA preliminary authorisation → now concurrently under UAE, US, EU MiCA and Singapore.

Four perimeters, four KYC re-keying loops on the same user. Cross-jurisdictional verification is the architectural tax crypto pays for global access.

https://t.co/dfT8GjrbKG

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FATF Rec 16 now covers ~98% of the virtual asset market across 99 jurisdictions. Only one vendor in the crypto KYC cohort ships an explicit Travel Rule SDK today. The full ten-provider split, by architectural dimension: https://t.co/LYMsH9XPNS #TravelRule #FATF #CryptoCompliance

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Two stablecoin regimes moved on 14 May. Opposite directions.

BoE: £20k / £10M / 40% reserve sterling caps called 'overly conservative'.
Senate Banking: CLARITY Act 15-9 — yield ban, AML standards, offshore reporting intact.

UK softens. US locks in.

https://t.co/iVhjws8eNk #MTO

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US: Senate Banking advanced CLARITY 15-9. Tillis-Alsobrooks bars yield on passive stablecoin holdings.

UK: BoE called £20k/£10m caps "overly conservative" — 60% gilt reserves on the table.

US tightens conduct. UK loosens economics.

https://t.co/fmdCF2fOtt #Stablecoin

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Tetra Digital announcement: https://t.co/fRg8ifUPsh

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Canada's first regulated CAD-backed stablecoin went live 4 May. Tetra Digital's CADD — issued by Tetra Trust under Alberta Treasury Board approval; on Base, Ethereum, Tempo. → Another sovereign-currency corridor where CASPs reuse identity proofs verified for USDC and EURI.