Mike Rytelewski

Financial Planner @ Oujo Wealth Strategies
CPA/PFS | CFP®
Personal Finance & Training nerd
Tweets ≠ Advice

[Mike Rytelewski @mikerytel]

So your kid is skipping college.

Cool - so what else can you do for them financially?

529 -> tax advantages, education and trade school flexibility

UTMA -> flexible, child owned, just know at the age of majority it is theirs

Taxable brokerage -> max flexibility, parent controlled, be aware of dividends and cap gains

HYSA -> simple, liquid, taxable interest

Kid has earned income -> custodial Roth IRA

Want strict control -> trust

Every family is different.

But doing nothing is not a plan.

[Mike Rytelewski @mikerytel]

@dougboneparth The eyes chico, they never lie

[Mike Rytelewski @mikerytel]

It is my hope, that one day, my outlook messages to prospects and clients do not make it to their spam folders

It's 2026, we can figure this out together

[Mike Rytelewski @mikerytel]

Want to know the best investment that
-potentially has unlimited returns?
-beats inflation by a long shot
-nobody can take away from you?

Here it is

The “S&P” ME

Aka investing in yourself

The experiences you have, the courses you take, the network you grow, the skills you possess and build on every year

[Mike Rytelewski @mikerytel]

Telling someone what to do isn’t advising

Giving someone information is not advising

Advising is working together to identify what’s important and exploring potential effective strategies

Than the experiment of life happens and you re assess, together

[Mike Rytelewski @mikerytel]

@the_chart_life 😂

[Mike Rytelewski @mikerytel]

The more goals I set and achieve, the more I realize it is not about the goals, but about the process of obtaining them

And that process, should never end

I had a talk with a mentor/good friend about this

Relating to sports there are three goals

1) compete to the best of your ability
2) learn/get better/constantly improve
3) help others

That’s it

[Mike Rytelewski @mikerytel]

4 miles in Blade Runner 2049 air quality

[Mike Rytelewski @mikerytel]

Telling someone what to do isn’t advising

Giving someone information is not advising

Advising is working together to identify what’s important and exploring potential effective strategies

Than the experiment of life happens and you re assess, together

[Mike Rytelewski @mikerytel]

I’m finally compliance approved

My plan with this account is to share daily problems we work with clients to solve

And on an unrelated note, share my experiences training (half marathons, jiu jitsu, lifting occasionally, nutrition) as I was once the best coach on the east coast and I still train religiously

Anyway, welcome

[Mike Rytelewski @mikerytel]

https://t.co/kRfxRp5kPr

[Mike Rytelewski @mikerytel]

Big thank you to @markcecchini for the office hours yesterday. Excited for more. Glad I found a group of like minded individuals on here for the industry

[Mike Rytelewski @mikerytel]

I don’t think there is a single time I have regretted going to Jiu Jitsu

There are plenty days where I really really do not feel like going

But there isn’t a single day, that I have regretted going (minus a day where I get or have gotten injured)

[Mike Rytelewski @mikerytel]

@markcecchini What gets measured gets managed