Picture you're building wealth for decades.
But have no idea if you are ahead or behind.
No way to know if the sacrifices are actually working.
You just keep saving until… you hope it was enough.
Sounds exhausting, right? That is because it is.
Check out our seven milestones now. https://t.co/AjoKXQ6UFw
Here is the thing: these comparisons are not all that helpful for your financial plan.
When it comes to building wealth, focus on what you can control: your savings rate, your consistency, and your long-term discipline. You do not control anyone else's number - just your own.
Also worth noting: this data comes from Empower Personal Dashboard users as of January 2026. There is already a selection bias baked in, so these figures should not be extrapolated to represent the average American.
And yet, even with that bias, the takeaway is clear. There is still significant room for improvement when it comes to building wealth.
“Don't let colleges sell you a product that's not going to have a return on investment. Be an active student who knows how your education is going to pay it forward.” - Brian Preston
Brian Preston reveals his $25,000 $TSLA investment is now worth close to seven figures
“Probably the craziest thing I have now is I do have close to seven figures in one stock and I’ve just told myself I’m going to ride or die with it”
“In 2018, I got my first Tesla, I got the Model 3. Everywhere you pulled up, people wanted to talk to you about it”
“So I was like, holy cow this thing is pretty magical. So I put $25,000 into $TSLA back at the beginning of 2018”
“You can imagine it’s done pretty well. From an individual stock it’s been the best investment”
Jack Selby: “There’s no plan to sell?”
“No cause even though that is at that level, as a percentage of my holdings it’s not enough to move the needle”
Gen Z, Gen X, Boomers. Who’s had it easier/harder money wise?
Must-listen podcast for every gen interested in debate. @moneyguyshow show w/ awesome, unbiased & detailed take on each gen’s advantages & blockers. A few big surprises too. https://t.co/ZJQG57KTf4
#mapoli #bospoli #magov
“The only financial journey that matters is your own. Focus on your goals and values and don’t let comparisons derail your progress and future success.”
@moneyguyshow in “Millionaire Mission”
The median household in its 40s has just $37,700 in total financial assets, according to the Federal Reserve.
Cash makes up much of that at around $8,500.
This is troubling for many reasons. The good news is you still have time for compounding to do its thing in your 40s.
You still have a great wealth multiplier. Once you reach your 50s, your wealth multiplier evaporates. Just START investing, the sooner the better.👇
Here's a breakdown of the 20/3/8 rule from @moneyguyshow. Plus, they reveal which car brands pass the test for dependability and value.
https://t.co/ZdvQLDTa6h
@LowVizWealth@MidlClassMoney The @moneyguyshow explains this well too.
Having assets across all 3 buckets helps allow for efficient tax planning in retirement, where you can use a mix of all 3 buckets to help keep your tax rate as low as possible throughout retirement