Navdha Khera

Figuring out. Always.

[Navdha Khera @navdhakhera]

We’re taught our whole lives to plan, take charge. Set goals, chase them, execute.

But life doesn’t work that way. It’s random. Things happen to you, not because of you.

The real skill was never control. It’s learning to respond to what you didn’t plan.

#bdayreflections

[Akshat Shrivastava @Akshat_World]

Increasing the surface area of your luck is an interesting concept:-

1) In 2022, my wife and I knew no one when we moved to South Goa. We just packed our bags, took a chance. And, fell in love with the place.

We got exposed to extremely clean environment.

2) In 2024, we were tired of excessive taxation. I packed my bags. Booked an AirBnB. Moved to Dubai. Met a few folks. And, realized that I could actually save 2X more by living in UAE.

We got exposed to 0% taxation.

3) In 2025, I started doing Options in the US Markets. I realized that I need to pay 0% tax. And, can net 6-8% of my cash flows by spending probably 15 mins a day.

This was one of these easiest cash flows I ever made.

In the process, I ended up building the biggest investment community for NRIs globally.

4) In 2026, I started exploring more about global investing; geo-arbitrage. My family and I spend a lot of time across Goa, Dubai, South East Asia.

We keep meeting wonderful folks. Who teach us numerous things.

5) Every day when I get up: I make a point to go out of my house. Example: if I am living in a hotel-- I would simply get up. Go to the Gym. Maybe in a month, I will meet 3 new folks.

They teach me something new.

Every action increases the surface area of your luck
The more luck you have, the better your life gets.

The world is one big beautiful place.
And, there is so much to explore each day :)

It all starts by getting out of your house.

[aa-yushi @probablyaayushi]

quick ask, university folks:

i remember being in school and whenever a bunch of students went for an international exchange/cultural program, the fomo was REAL.

everyone wanted to know how they got in, where they were going, and when the next one was happening 😭

but there’s an interesting gap between:
> a full semester abroad <> a normal international trip
> something shorter + affordable, but still built around actual learning and exposure.
> one of my mentors from IIT Delhi & IIM BLR grad, is building exactly around this idea: short international learning programs that give indian students actual learning + global exposure, without committing to a full semester abroad.

and, i’m helping her find the right people to speak to.

if you work at a university/know someone in international relations, student affairs or global programs, would love an intro.

even pointing me to the right person helps.
thanks in advance. :))

[Navdha Khera @navdhakhera]

@gurjota Congratulations Gurjot! And all the best for your next chapter!

[Navdha Khera @navdhakhera]

Travel has been my best teacher. So pumped to share this on Teacher's Day.

Started @WizTrek hosting international students in India. Now scaling to Indian institutes too, short term study tours, academics mixed with cultural immersion.

Just getting started! 🚀

[Arindam Paul @arindam___paul]

Execution is the only moat left. Not product, not distribution, not brand, not tech. Quality and speed of execution is the only thing that will differentiate great companies from ordinary ones

[Dilip Kumar @kmr_dilip]

Bro to bro- do not try entrepreneurship if you don't have a high tolerance for uncertainty. For long periods of time, you genuinely won’t know if you’re early, wrong, unlucky, or just stupid. You need to be cheap before you can afford not to be. Because raising money and burning it is easy. Building something people are willing to pay for is hard. You need high self esteem and a low ego and you've to be comfortable being wrong, looking stupid and changing your mind. Most importantly, learn how to lose without becoming a loser. Because you’re going to lose a lot- money, people, deals & time. Just don’t lose your ability to think clearly. And btw, don’t go looking for motivation. It is useless after a while. What you really need is stamina. Both physical & mental.

[Aporia @aporia9n]

I think ambitious people should treat life in “seasons” rather than trying to balance everything every day.

A few years massively overallocated to work. A period getting seriously fit. A year or two nomading. Then family takes priority for a while. Then maybe at 35 you go completely insane again and spend four years building a new company, and so on.

The mistake is thinking every metric needs to stay green all the time. Most great outcomes (building a company, writing sth serious, training for an event) need uninterrupted runs, not daily moderation. Sometimes work should suffer cause you’re travelling, sometimes your social life should suffer cause you’re building, sometimes career progression should slow cause family matters more. That’s fine.

And tbh it probably makes life more fun too. You get actual chapters and completely different versions of yourself instead of spending 40 years maintaining the same perfectly optimised routine. A few intense years in one city, a weird nomad phase, an obsession that takes over your life, then something completely different. Probably much more memorable than one very long well-optimised Tuesday.

It's why I encourage everyone to think of balance in years, not days. A good life can look horribly unbalanced on some random Tuesday and still be very balanced over 10 years.

[Navdha Khera @navdhakhera]

@Revhappy2 Haha it’s the first time someone called me a ‘finfluencer’ 😅

[Navdha Khera @navdhakhera]

@PaddyG96 If you see a fatigue in your video IPs (reducing views), should you change the format (say from podcast to another style) or the IP itself?

[Navdha Khera @navdhakhera]

@DeepakRKhemani Can’t predict ofc, but through research we can find opportunities..

[Navdha Khera @navdhakhera]

Sectoral, if researched well, can be game changer for wealth creation!

[PowerUp Money @powerup_money]

Sectoral funds experience cyclical performance due to the ups &amp; downs of their underlying industries' business conditions.

Healthcare was the top-performing sector in 2024. (2/n)

[Navdha Khera @navdhakhera]

Must read reports for all mutual funds investors to stay updated!

[PowerUp Money @powerup_money]

A recap of how Flexi-Cap funds performed in 2024! ⏪

Let’s take a look at the returns, AUM growth, and the benchmark-beating funds. 👇🏼🧵 (1/n)

[Rajkumar PR @RajkumarPR8]

It is this time of the year (Jan 1st wk of every year) where media goes with strategies for investing in the new year. The core rules never change!

And, here you go - I share with you the strategies for Financial Freedom that will hold good for every new year. You can revisit this every new year!

Sharing a portion of the podcast with PowerUp Money where I discussed with @navdhakhera on the strategies every investor should follow to achieve Financial Freedom

Thank you PowerUp Money for the opportunity!

[Navdha Khera @navdhakhera]

Had a great conversation with @vishaljain2510, CEO of Zerodha Fund House and one of the minds behind India’s first ETF.

Lots of insights on active vs passive investing in this episode - do check it out!

https://t.co/C67FjMvrK4

[Navdha Khera @navdhakhera]

I still remember meeting @RajkumarPR8 roughly an year ago. He was the first live, 'relatable' example of financial freedom for me.

You will be proud to know Raj that I have not skipped even a single SIP since then 🙂

The impact you are creating via your story is phenomenal 🙌

[Rajkumar PR @RajkumarPR8]

In Mathematics 5 is always greater than 10.

With Investments? 🙂

Watch this video which is a portion of my podcast with @navdhakhera

[Navdha Khera @navdhakhera]

If you’re curious about diving into stocks but want to approach it with clarity and rationale, this episode is for you. Check out the video and let me know your thoughts.

https://t.co/J81ppbT1ec

4/4 🧵

[Navdha Khera @navdhakhera]

Everyone I know has tried to do stock picking at some point. Wanting to make quick buck, find that 'multibagger'.

So we thought let's address this fundamental question - "How to pick a stock?"

1/4 🧵

[Navdha Khera @navdhakhera]

Aditya broke it all down so simply with one golden mantra - "𝐏𝐫𝐨𝐟𝐢𝐭 𝐛𝐚𝐝𝐡𝐞𝐠𝐚 𝐭𝐨𝐡 𝐩𝐫𝐢𝐜𝐞 𝐛𝐚𝐝𝐡𝐞𝐠𝐚".

I realized stock picking doesn’t have to feel like rocket science - it’s about understanding the fundamentals and following the numbers.

3/4 🧵