PYMNTS

What's next in payments, AI and the digital economy. Follow for expert insights and breaking news.

[PYMNTS @pymnts]

Want to reach 600+ qualified payments and fintech decision-makers this July? 🎯

PYMNTS Summer School 2026 is 10 live sessions putting your brand inside the conversations that matter most to senior decision-makers. 65%+ of registrants are VP-level or above.

Sponsorship options available now — lock in your spot!👇
https://t.co/QnrCGcmWvJ

[PYMNTS @pymnts]

Today in Payments for January 26, 2026: Get all the details from today’s top trending stories, exclusively on PYMNTS!

1️⃣ LendingClub Leaves NYSE For Nasdaq to Mark Banking Rebrand https://t.co/yIQYiAMqTo

2️⃣ DeepSeek Nears Deal to Raise $http://7.4 Billion for Open-Source AI https://t.co/QMhUaz9pNM

3️⃣ CLARITY Act Nears Senate Floor Ahead of Recess Deadline https://t.co/eI2bAv946u

[PYMNTS @pymnts]

UK regulators are giving publishers the power to opt out of Google's AI search features and AI model training, a world-first intervention under the country's new digital markets framework.

Full story on PYMNTS: https://t.co/qhpO0cZEzz

[PYMNTS @pymnts]

ERPs were never built for the speed modern AR demands. Finance teams are feeling the gap in every forecast, every collections cycle, every stranded invoice.

Join Lee An Schommer (@Billtrust) and Jen Ebert (Papé Group) live on June 23 at 12 PM ET to hear how finance leaders are turning AR into a liquidity lever.

➡️ Register now: https://t.co/xzaAUXdrF1

[PYMNTS @pymnts]

Credit card installment plan usage climbed from 23% to 36% over the past year. BNPL usage opened at 15% and stayed largely flat.

New PYMNTS Intelligence data finds that installment lending is being absorbed into existing card ecosystems, with some of the strongest demand coming from consumers with the deepest financial resources.

Read the full report: https://t.co/s8sVSeD29i

[PYMNTS @pymnts]

Visa, Mastercard and Stripe are among the backers of an unnamed stablecoin platform coming soon, adding to a wave of moves the payment giants have each made individually into stablecoin settlement.

Full story on PYMNTS: https://t.co/RnDKu2VrlW

[PYMNTS @pymnts]

Nearly every technology company is becoming a national security company, whether it intends to or not.

Morgan Lewis Partner David Plotinsky says AI is forcing governments to rewrite the rules of foreign investment review, data governance and supply chain security in real time.

More insights in the full conversation: https://t.co/rkW0Ypkf07

[PYMNTS @pymnts]

Incumbents were supposed to lose the AI race to faster, cloud-native challengers. Instead, a different story is emerging. 📖

Our May "What's Next in Payments" series brought together executives from Spreedly, @TCHTweets, @boostb2b, Maverick Payments, @FISGlobal, @PaymentusCorp, @WeAreVelera, @FinastraFS and Pismo to explain why legacy infrastructure is being reframed as strategic advantage.

Read the full recap on PYMNTS: https://t.co/17DfdQ8OLJ

[PYMNTS @pymnts]

OpenAI’s ChatGPT app reached 1 billion global monthly active users faster than any other app in history.

Full story on PYMNTS: https://t.co/smkG50VCCT

[PYMNTS @pymnts]

Loyalty used to be a fight for top of wallet. AI is turning it into a fight for every transaction.

Visa VP and Head of Global Loyalty Avery Miller and @Braze Senior Director of AI Solutions Consulting Kipp Johnson told PYMNTS why the old rewards model is giving way to real-time, context-driven decisioning.
➡️ Watch the full conversation: https://t.co/mVwFW1sh7N

[PYMNTS @pymnts]

Fewer than half of card issuers say their current rewards programs effectively improve loyalty, encourage card switching or influence when consumers spend.

A new PYMNTS Intelligence + @FISGlobal report shows why issuers are looking for something better, and how smart checkout could change the equation.

What you'll find inside...
💳 Why 90% of issuers are very or extremely interested in smart checkout
🛒 How real-time rewards could shift the card-choice decision at checkout
🔍 What issuers need around governance, transparency and control before adoption scales

Read the full report to see what's reshaping card rewards: https://t.co/fk5kqGCBen

[PYMNTS @pymnts]

Payfina is now integrated with The Clearing House's RTP network, giving credit unions access to both real-time rails alongside the FedNow Service through its IPX platform.

Full story on PYMNTS: https://t.co/Vd0VzX6lOJ

[PYMNTS @pymnts]

Senator Bernie Sanders is introducing legislation to give the U.S. government a 50% equity stake in OpenAI, Anthropic, xAI and other leading AI companies, with proceeds funding direct cash payments to Americans.

Full story on PYMNTS: https://t.co/Lp8WuVhQFr

[PYMNTS @pymnts]

Today in Payments for June 2, 2026: Get all the details from today’s top trending stories, exclusively on PYMNTS!

1️⃣ Amazon Moves Prime Day to June as Consumers Cut Back https://t.co/CqsCJKOJEf

2️⃣ Polymarket Challenges Traditional Futures With AI-Focused Institutional Block Trade https://t.co/un0mQI4Ke0

3️⃣ Walmart-Backed OnePay Looks Beyond Retailer’s Ecosystem to Fuel Expansion https://t.co/nY0rI0mprB

[PYMNTS @pymnts]

Mastercard named Ling Hai as its new CFO as part of a broader leadership reshuffle that also creates a new chief business officer role for outgoing finance chief Sachin Mehra.

Full story on PYMNTS: https://t.co/Ls7MiFMg4J

[PYMNTS @pymnts]

If your AP process ends at payment, you’re missing the bigger opportunity.

Join @WEXIncNews's Susan Holbrook, Vice President U.S. Sales, Payment Operations & Supplier Enablement and Ryan D Taylor, Sr. Vice President, Product Management — Mobility, Payments & Risk to see how leading teams are changing the equation.

Secure your seat now: https://t.co/9oyOpZeWXF

[PYMNTS @pymnts]

💥 Here's a wild stat: nearly two-thirds of enterprises now report losing legitimate customers because identity checks create too much friction.

Onboarding abandonment tied to verification hurdles has climbed above 60%.

A new PYMNTS Intelligence and @trulioo report finds that "good enough" identity verification is costing businesses close to $100 billion annually.

Full insights here: https://t.co/BnpPq2R7iG

[PYMNTS @pymnts]

Among financially stressed consumers, 40% primarily use credit cards to extend purchasing power or manage liquidity. Just 11% prioritize rewards. 💳

Fresh data from PYMNTS Intelligence and Elan Credit Card shows that what U.S. consumers actually want from their cards is changing, and rewards aren't the answer for the households feeling the most pressure.

Read the full report: https://t.co/Nk4CsDuprE

[PYMNTS @pymnts]

The modern payments economy can approve a transaction in seconds, then leave recipients wondering where their money is days later.

A new report from PYMNTS Intelligence and @VISADIRECT finds that "where's my payment?" inquiries have become one of the most persistent forms of friction across industries.

Read the full report to see how faster payouts can close that gap: https://t.co/jQrVTGVr2n

[PYMNTS @pymnts]

For years, payment infrastructure was treated as plumbing. Necessary and expensive. 🚰

@TCHtweets' Richard Dzina told PYMNTS that financial institutions are now weighing payment architecture as part of liquidity planning, operational continuity and client acquisition. Huntington Bank joining CHIPS is one signal of that shift.

More on PYMNTS: https://t.co/b0yb852EHN

[PYMNTS @pymnts]

Banks spent years treating core modernization as a years-long infrastructure project. ⌛

@Fiserv Co-President Dhivya Suryadevara told PYMNTS CEO Karen Webster that AI may finally change that timetable. The new strategy: modernize without forcing banks into wholesale platform replacements.

More insights on PYMNTS: https://t.co/p3i9L2Y2hh