A rule quietly disappeared from FundingPips' FAQ last week.
Flagged by @PropJournalist on Aug 27, screenshot and all: the SUME rule is gone from the FAQ.
No announcement. No changelog. One day it's a rule, the next it isn't.
To be clear — a removed rule is often good news. Fewer ways to breach.
But here's the part worth sitting with:
Rule pages are living documents. They change with zero notice. And your read of the rules is only as current as the last time you checked — not the day you bought.
That's exactly why we read these pages. Not to catch firms doing something wrong — to catch pages doing what pages do: changing quietly.
Ever been caught by a rule that changed after you bought? 👇
The $76,656 question.
On Aug 31, trader @Trillionare369 took a payout dispute with The5ers public. Per his claim: the account was scaled $10K → $640K with no compliance concerns raised during scaling — then a $76,656 payout request was denied. Covered by @propwatchmedia. Firm response pending as we post this.
No verdict here. We'll update when The5ers responds.
But the lesson holds either way: scaling approval ≠ payout approval.
5 checks to run BEFORE you buy any challenge:
01 → Payout history — public, or take-our-word?
02 → Rule page — versioned, or silently editable?
03 → Denial reasons — listed anywhere in writing?
04 → Support — responds publicly, or DMs only?
05 → Scaling terms — in the agreement, or just the dashboard?
Which of these has bitten you before? 👇
FTMO just went live with futures.
One of the oldest names in CFD prop trading (running since 2015) is now on Tradovate, NinjaTrader and TradingView — per FTMO's own Aug 31 announcement.
Here's the part that matters: futures evals don't play by CFD rules.
The $50K Pro sheet (breakdown via @PropFirmMatch):
→ $139 fee
→ $3,000 profit target
→ $3,000 drawdown
→ $1,000 daily loss limit
→ $5,000 payout cap
→ 50% consistency score (evaluation only)
Payout caps and consistency scoring are the norm on the futures side — along with EOD and trailing drawdowns. That's a different rulebook from the CFD world.
You can pass a CFD challenge on habit and fail a futures eval on a rule you never had to think about.
Who has traded BOTH a CFD and a futures eval — which rule surprised you? 👇
Every ad shows the top of the ladder. Almost nobody shows the rungs.
$100K start → $200K after two payouts → $400K → $2M advertised max.
The first two steps are realistic. The top number is a ceiling that almost nobody in the programme reaches, and it's the one printed on the banner.
That's not a scam — scaling plans are real and some are genuinely good. It just means the headline number is a ceiling, not a plan.
What's the furthest you've actually scaled? 👇
Saturday question.
If you could delete ONE prop firm rule from the entire industry — gone, everywhere, tomorrow — which one?
🔹 Consistency cap
🔹 Intraday trailing drawdown
🔹 News window
🔹 Time limits
Pick one. Say why in one line.
We're building the comparison traders actually want, and this is how we decide what to weight 👇
New here, every Friday: The Fine Print.
Three blocks. Three hundred words. Same shape every week.
→ WHAT CHANGED — every verified rule change this week, with the source
→ WORTH A LOOK — one firm, with the catch attached
→ ONE NUMBER — a single stat that actually means something
No hype. No affiliate spam. Just the part nobody reads until it costs them.
First one lands next Friday. Anything you want in block one? 👇
We watch firm rule pages daily. Three things move far more often than the rest:
→ Drawdown type. Static to trailing is the most common tightening.
→ Consistency cap. Added, or quietly lowered.
→ Payout cadence. The number that moves without an announcement.
The first two get noticed. The third almost never does — and it's the one that decides when you actually see money.
Starting now, we post the moment one of them moves.
Which firm would you want us watching first? 👇
When a payout gets denied it's rarely because someone traded badly.
It's usually one of these:
01 Consistency cap breached
02 Traded inside a news window
03 Device or IP flagged as shared
04 Copy-trading or EA rule broken
05 KYC name doesn't match the account
06 Balance below the payout minimum
Every single one of those can happen to a profitable trader.
Which one have you seen catch someone? 👇
Nobody in this industry says this plainly, so:
A challenge fee is an exam fee. You're paying to sit a test, not for capital.
"Funded" means simulated capital plus a payout agreement.
The rules are the product. The price is just the ticket.
None of that makes it a bad deal — plenty of people get paid. It just means the rule set IS what you're buying, so read it like you'd read a contract, not an ad.
What did you think you were buying the first time? 👇
Someone put it perfectly this week: consistency rules and intraday trailing catch more traders than bad trading does.
Here's why they're worse together than apart.
Intraday trailing follows your PEAK. A trade that spikes +$800 before settling at +$300 has already dragged your floor up $800. You're now trading a tighter account than the one you paid for.
Then the consistency cap looks at that same spike and says one day can't be more than 40% of your profit.
Same trade. Tightens the account, then freezes the withdrawal.
Which of the two has actually cost you? 👇
1/ 7 numbers that decide whether your next challenge pays you — or farms you.
(Read this before you buy anything this month.) 🧵👇
2/ The fee gap. Instant funding costs a multiple of an eval at the same size. You're not paying for capital — you're paying to skip the test. Price that skip against your actual pass rate, not your ego.
3/ Drawdown TYPE before drawdown size. EOD trailing vs intraday trailing vs static changes everything. Two firms quoting "$2,000 drawdown" can be completely different products.
4/ The reset math. A blown attempt is a reset fee, and reset fees are the industry's real profit centre. Multiply by your realistic fail rate BEFORE comparing sticker prices.
5/ Payout floor and frequency. Minimum payout, first-payout delay, cadence. A 90% split with a 30-day first payout can be worse than 80% from day five.
6/ Consistency rules. Some funded accounts cap how much of your profit may come from one day. One good session should not disqualify your withdrawal. Read this rule twice.
7/ The scaling path — the realistic maximum allocation, not the advertised one. And the firm itself — payout proofs beat promises, every time.
8/ That's the list. Which of the seven has actually cost you an account? 👇
Save this. Five questions, five minutes, before any challenge fee leaves your card:
1. What TYPE of drawdown — static, EOD, intraday trailing?
2. Consistency cap? What percent?
3. What does a reset cost after a failed attempt?
4. When is the FIRST payout, and every how many days after?
5. What happens if you trade through high-impact news?
If the answers take more than five minutes to find, that's also an answer.
Which one do most people skip? 👇
The firm that's perfect for a scalper is a trap for a swing trader.
Scalper — needs tight spreads and no time limit
Swing — needs weekend holds and news allowed
Futures — needs an intraday drawdown you can survive
Same "90% split" headline on all of them. Completely different products underneath.
Which one are you — and did your firm actually match? 👇
Two funded traders. Same trades. Same 90% split.
One sees money on day 5. The other waits until day 30 — and then only above a $200 minimum.
25 days of difference, written in the schedule before either of them opened a trade.
First-payout delay. Cadence. Minimum. That's the real product.
Do you know your firm's three numbers? 👇
CPI weeks end more funded accounts than losing streaks do.
Not because of the volatility — because of the rule. Firms sit in three camps:
🔹 No restriction — trade whatever prints
🔹 The window — nothing X minutes either side of high-impact releases
🔹 Funded-stage only — free in the eval, restricted once funded. Exactly when it costs you.
Camp three catches the most people, because they learned the rules during the evaluation.
Which camp is your firm in — and are you sure? 👇
How we actually rate a prop firm, in one picture:
The ad — what they promise. Widest reach, worth the least.
The reviews — what traders report.
The rule set — what the contract says.
Payout proof — what actually got paid. Rarest, worth the most.
Most of the industry ranks firms by who pays the biggest commission. We weigh evidence instead.
What would you put at the top? 👇
Your best trading day can be the reason you don't get paid.
Some funded accounts cap how much of your profit may come from a single day — 30%, 40%, 50%, depends on the firm.
One monster Thursday and that week's withdrawal is frozen. Not by a loss. By your best trade.
Different cap at every firm. Some have none at all.
Did you know your firm's number before you paid? 👇