Proud to announce Pulsar has joined the @Circle Alliance Program.
It's a global network of companies building toward the same thing we are: financial access for billions who don't have it today.
Onchain finance is coming faster than you think.
Get early access now.
hi, I'm Alex
> based between Dubai 🇦🇪 / Romania 🇷🇴/ NY 🇺🇸
> 8 years in crypto, started as an early Ethereum maxi
> always trying to push things, make things happen and don't take no for an answer
> started with a construction company in high school
> bought my first tokens via handwritten bank-transfer paper when I was 17
> studied finance in Germany 🇩🇪 and ended up in web3 and fintech
> ran @AccVentures for the past years
> currently building @PulsarMoneyApp
> happiest swimming, flyteboarding, or overthinking payments with our team
> trying to make money move as globally as people do
bullish on stablecoins, better payments, useful products and people being able to g
let's connect
People don't want another wallet.
They want balance. Literally, and figuratively.
With Pulsar, you won't need to worry about different chains and stablecoins.
Everything just morphs into one unified balance per currency, always yours to use.
Sign up to early access now.
let me (re)introduce myself
hi, i'm Emanuel
- based in Cluj-Napoca, Romania
- 5+ years in Web3, 10+ years experience overall
- I like using AI to build stuff
- Petrol runs in my veins, cars are my passion
- Sound engineering is a new hobby and I also mix for a cover band and random events
let's connect
Meet ✨Unified Balance✨
One spendable balance for your USD or EUR, no matter which stablecoin on which chain you deposit.
Just like your bank balance, but onchain. The money is yours to spend, swap, or withdraw 1:1.
Launching soon. Feature powered by our partner @rhinofi
Meet ✨Unified Balance✨
One spendable balance for your USD or EUR, no matter which stablecoin on which chain you deposit.
Just like your bank balance, but onchain. The money is yours to spend, swap, or withdraw 1:1.
Launching soon. Feature powered by our partner @rhinofi
the more I look at cashback and rewards, the more convinced I am that the next wave of fintech will not be one generic program copied across every user
competition in this niche is getting insane, but that also makes the opportunity clearer: fintech apps can be built around specific corridors, user bases and communities, with incentives that actually match how those groups live and spend
cashback is the simplest version of this
spend money, get money back
most people understand it instantly. it works. it was one of the earliest ways to make a fintech product feel useful from day one
but it is also very generic
the fun part now is how much more creative this can get: category rewards, community perks, merchant missions, gamified bills, receipt-based rewards, status, referrals, saving incentives, travel benefits, and products that feel built for a specific group instead of copied everywhere
after building B2B fintech and loyalty infrastructure for 25+ companies, with close to 7M users across client white-label interfaces, @PulsarMoneyApp we have seen a lot of what works and what does not
that is shaping a lot of what we are designing at Pulsar Money
it will be a mix of cashback, perks, quests, communities, corridors, and more adaptive incentives that make money feel more personal and more fun to use
also genuinely appreciate anyone who gave feedback on the threads, read the article, commented, or answered our questionnaires. it is helping a lot!!!
You can feel a stadium before you enter it.
There’s a sense of anticipation that builds long before kickoff. Fans arrive early, gather outside the gates, meet friends, buy food & merch, and make their way to their seats as the atmosphere grows.
For fans, the expectation is simple: enjoy the event without unnecessary friction.
That’s why the experience around the match has to keep up with the energy on the pitch, and why Rhuna exists as the financial & operating infrastructure behind live entertainment.
Every summer, millions of people move more money in a weekend than some towns move in a year.
And it all has to feel effortless.
Behind every drink, ticket, top-up, check-in, and vendor payout is a temporary financial system expected to work like a permanent one.
That’s the standard festivals create. And it’s why, through Rhuna, we’re powering the financial & operating infrastructure for live entertainment.
Money carries more than value.
It carries people’s time, choices, plans, pressure, and freedom.
So the experience around it should help people feel a little more in control of what comes next.
Less weight to carry. More room to move.
The next step for stablecoins is accessibility.
With WCP, Pulsar users will be able to spend directly from their Pulsar account, across wallets and merchants worldwide.
A fintech experience, abstracting the settlement through @privy_io & @WalletConnect.
This week, the Pulsar Money team is heading to several events across EU & US.
From Paris to New York, we’ll be on the ground talking about what comes next for money movement, stablecoins, and the infra needed to make the next generation of fintech usable in everyday life.
new generation of fintech
the Revolut & Wise generation was incredible. they disrupted a conservative market ruled by dinosaurs by making money movement feel natural. better onboarding, better FX, cleaner cards, faster notifications, a nicer app on top of a very old stack
but the next wave is different because the stack itself has completely changed:
→ stablecoins make settlement global and 24/7
→ self-custody lets the account belong to the user instead of the institution
→ bank rails and cards can sit at the edges of a stablecoin-native balance
→ DeFi protocols can sit underneath the account for swaps, yield, trading and credit
→ agents can start acting on clear rules and limits instead of leaving the user to manually move money between 5 products
the old fintech product was: take the bank, make it mobile
the new fintech product is: rebuild the financial account around money that moves, earns, settles and can be routed
the line I keep coming back to is:
→ everyone earns on your money. except you
banks earn on idle balances. card networks earn on every swipe. FX providers earn on every border. platforms earn on your deposits, transactions and data. the user is usually the last person to benefit from their own financial activity
that's why the next generation of fintech that wins will be the one that inverts that
your money should work for you first. it should earn while it waits, move globally when needed, stay under your control, and connect to the best financial infrastructure without forcing you to become a DeFi power user
Pulsar is our view on the consumer side of this
→ a stablecoin-native money app where your balance can spend, send, earn and eventually route itself more intelligently, while still feeling like a normal everyday app
and it all comes down to executing on that vision with surgical precision, because make no mistake, average consumers will accept nothing less