Rachel Cruze

Helping you get out of debt, win with money, and have fun in the process. Let’s create a life you love. ❤️💰

[EveryDollar @EveryDollar]

Tune in September 25 to watch the premiere of the all-new EveryDollar!

For 18 months, we’ve been keeping some exciting changes in EveryDollar quiet. But EveryDollar budgeters are seeing such incredible results, $2 billion in financial turnaround!

[Rachel Cruze @RachelCruze]

Culture feeds us a steady diet of what it believes is important. If we're not careful, we can spend years working toward something that ends up meaning nothing to us.

[Rachel Cruze @RachelCruze]

It’s okay to have nice stuff - just don’t let your nice stuff have you.

[Rachel Cruze @RachelCruze]

Never put your identity in something that can be taken
away.

[Rachel Cruze @RachelCruze]

The truth is that money is just a magnifying glass—it makes you more of who you already are.

If you’re kind and generous, you’ll be even more kind and generous with money. If you’re rude and self-centered, you’ll be even more rude and self-centered with money. Money is simply a tool: You get to determine what to do with it.

[Rachel Cruze @RachelCruze]

There's no shame or guilt in a graceful no. The boundaries you put in place now for you, your money, your time, and your energy will only help you in the long run.

[Rachel Cruze @RachelCruze]

6 SIGNS OF FINANCIAL INFIDELITY:
1.) Hiding a purchase intentionally
2.) Getting cash back without telling your spouse
3.) Having a secret savings account
4.) Stashing bills
5.) Opening secret credit cards or new accounts
6.) Playing the dollar-for-dollar game

[Rachel Cruze @RachelCruze]

What the Fed's decision about interest rates can mean for you and your family.

[Rachel Cruze @RachelCruze]

In the same way that you can’t expect to get a pass on the hard work, you also can’t expect your standard of living to automatically be the same as your parents. Radio personality Larry Burkett used to say that couples spend the first five to seven years of their marriage trying to attain the same standard of living as their parents—only it took their parents thirty-five years to get there.

[Rachel Cruze @RachelCruze]

Being debt-free is not about life without payments. It's about life with opportunity.

[Rachel Cruze @RachelCruze]

Contentment isn’t when we have enough. It’s when what we have is enough.

[Rachel Cruze @RachelCruze]

Hope is believing your actions will have a positive outcome.

[Rachel Cruze @RachelCruze]

If you’re kind and generous, you’ll be even more kind and generous with money. If you’re rude and self-centered, you’ll be even more rude and self-centered with money. Money is just a tool and has nothing to do with your identity.

[Rachel Cruze @RachelCruze]

What kind of life are you building? is it one of joy or jealousy?

You get to choose.

[Rachel Cruze @RachelCruze]

No one has ever become poor by giving. Give away at least some of your money, whether through a tithe, charitable contribution, or gift to a friend in need. Not only does it generate good, but it generates contentment. Giving liberates the soul of the giver. You never walk away feeling badly.

[Rachel Cruze @RachelCruze]

Comparison will not only steal your joy, it'll also steal your paycheck.

[Rachel Cruze @RachelCruze]

Smart investors keep a long-term perspective. They don’t stress about how their investments have performed in the past few weeks or what they’ll do in the next couple of months.

Focus on time in the market! You’ve got to choose to be patient and think long term here.

[Rachel Cruze @RachelCruze]

Don't compare your budget friendly lifestyle to people who use a lot of consumer debt. Because it's going to look like they're doing a whole lot better than they actually are.

[Rachel Cruze @RachelCruze]

Most of the expectations you think people have of you simply don't exist; these are expectations you put on yourself.