Isaac

The UK’s only independent retirement planning App.
No jargon, no AI, just great information.

[Isaac @RealIsaacMoney]

@InvestsDad Nice work Dad! 🫡

[Isaac @RealIsaacMoney]

@Therichardralph And also - where do you want to get to, and how much do you need in the future to sustain that lifestyle.

[Isaac @RealIsaacMoney]

@AIInvestorHQ …and people just think about retirement too late…when they’re getting near retirement.

If you put away £200 per month from aged 20, by 65 that’ll be worth over £1M.

[Isaac @RealIsaacMoney]

Partly true. But the bigger issue is that most people were never taught what investing actually is.

For years, ‘investing’ has sounded risky, complicated or something only wealthy people do.

Understanding and engagement with money is life-changing.

[JC Investing @AIInvestorHQ]

The UK does NOT invest their money

The average retirement pot is £145k

The whole country is financially illiterate

[Isaac @RealIsaacMoney]

@JamieFinance25 Nice work!

[Isaac @RealIsaacMoney]

We see lots of people only starting to think about retirement planning in their 40s.

By then, the biggest advantage has already been lost: time.

If you save £200 per month from 20 to 60, growing at an average of 8% per year, you could build a retirement pot of £700,000.

[Isaac @RealIsaacMoney]

@rawespresso

[Isaac @RealIsaacMoney]

A strange thing about retirement planning is that nobody teaches you how to do it.

You’re expected to make decisions that could affect the next 30 years of your life.
Isaac helps turn that uncertainty into a plan.

Already trusted by more than 700 people.

Download for free 🫡

[Isaac @RealIsaacMoney]

@QuietWealth_UK Have you got a reference for this?

[Isaac @RealIsaacMoney]

@Savvy_Squirrel_ The old proverb:

The first generation makes it, the second generation maintains it, and the third generation spends it.

[Isaac @RealIsaacMoney]

@Savvy_Squirrel_ Sounds like a very good call. Now you can spend your time and energy on actually growing your investments and the other more important aspects of life, rather than seeking to just feed the X algorithm!

[Isaac @RealIsaacMoney]

@Le_stox Welcome and congrats on your investment journey!

PS: We’ve got some great retirement calculators if you want to check us out. 🫡

[Isaac @RealIsaacMoney]

@2147mill Slow and steady wins the race. 🫡

You’ve also got to know what you’re aiming for, or it’s just meaningless, commendable saving. Lots of people have a number in their minds, but haven’t done the maths on what that will give them (net) or how inflation will change buying power.

[Isaac @RealIsaacMoney]

@finsightt A pension isn’t sorted because contributions are going in.

It’s sorted when you can answer one simple question:

‘Can I afford to retire when I want to?’

Most people know their pension balance.
Far fewer know what that balance means.

[Isaac @RealIsaacMoney]

If only life was this easy, right?

[Isaac @RealIsaacMoney]

Another example of the government changing policy, and not for the better.

It’s no wonder people get so frustrated and remain unsure about investing.

#retirement #pensions #investments

[Isaac @RealIsaacMoney]

You can fix supply and still have affordability pain for a long time if those other variables don’t move with it.

The problem isn’t just ‘not enough homes’, it’s not enough accessible homes in the right places, at the right prices, under the right financing conditions.

[ISA Millionaire @isamillionaire]

Your grandparent could afford a beautiful home like this.

Simple & modest.

But the UK has not built enough houses since the 1980s.

That is not an opinion.

It is four decades of planning data.

You cannot have a supply crisis for forty years and be surprised prices keep rising.

The fundamentals are not complicated.

More people. Not enough homes.

Prices only go in one direction ⬆️

[Isaac @RealIsaacMoney]

@james84_ Hello ❤️

[Isaac @RealIsaacMoney]

Retirement planning has a dirty secret.

Most people don't know:
— what they've got
— if it's enough
— when they can actually stop

And the pension industry is totally fine with that.

Confused people don't ask awkward questions.

We built Isaac because that's not good enough.