SmartAsset

Empowering people to make smart financial decisions with free, automated and personalized tools. We help you get smart with your assets.

[SmartAsset @smartasset]

Ask an Advisor: Will My Wife Forfeit a Larger Survivor Benefit if She Claims Social Security Early?

https://t.co/8IocKPwRpq

[SmartAsset @smartasset]

Claiming Social Security at 62 does NOT reduce your spouse’s future survivor benefit.

They can still get the full amount if they wait until full retirement age. Claims are independent.

Would you delay to 70 to maximize your spouse's benefit?

Learn more (link in comments)👇

[SmartAsset @smartasset]

Best and Worst Cities for Women in Tech — 2026 Study

https://t.co/Ga163ch4MN

[SmartAsset @smartasset]

🏆SmartAsset’s 2026 study ranks the best and worst cities for women in tech.

San Jose takes #1, followed by Seattle and San Francisco.

Atlanta ranks highest outside the West Coast, while Detroit has the largest share of women (~40%).

Full results in the comments 👇

[SmartAsset @smartasset]

6 Tips for Choosing a Wealth Management Firm

https://t.co/PKprroURe0

[SmartAsset @smartasset]

How do you choose the right wealth management firm? SmartAsset outlines six guidelines to help you find the best fit.

1⃣Get a Feel for Each Firm’s Ideal Client
2⃣Review Each Firm’s Fee and Commission Schedule

Explore all six guidelines. Link in comments.👇

[SmartAsset @smartasset]

Rubber Duck Rule for Retirement Planning: Uses and Examples

https://t.co/0h991Y0OI5

[SmartAsset @smartasset]

🦢 What's the rubber duck rule for retirement planning?

Learn about the rubber duck rule in retirement planning, how it can help and the five common planning gaps it catches. (Link in comments.) 👇️

[SmartAsset @smartasset]

Where Americans Are Broke — 2026 Study

https://t.co/XbHGpawy9S

[SmartAsset @smartasset]

High debt relative to assets is associated with more stress and poorer health.

A new SmartAsset study identifies the three states with the largest shares of residents who owe more than they own:

1⃣ Oklahoma
2⃣ Mississippi
3⃣ New York

See the full results (link in comments)👇

[SmartAsset @smartasset]

I Inherited a House With a $300,000 Mortgage at 3.5%. Assuming the Loan Instead of Refinancing Could Save Me Up to $7,700 a Year.
https://t.co/sipbKFWJ4y

[SmartAsset @smartasset]

🏚️ Inherited a home with a $300K mortgage?

Assuming the existing loan instead of refinancing could save you thousands of dollars each year, depending on the interest rate and loan terms.

Learn what to consider (link in comments). 👇️

[SmartAsset @smartasset]

How Much Do You Need to Earn to Be in the Top 1% in Your State in 2026?

https://t.co/o0f7Ty9a1l

[SmartAsset @smartasset]

❓How much do you need to earn to rank among the top 1% in your state?

The threshold ranges from about $446K in West Virginia to more than $1.1M in Connecticut.

Read SmartAsset's latest study (link in comments).👇

[SmartAsset @smartasset]

What Is the Average Social Security Check in 2026?

https://t.co/qSVmtXw8RL

[SmartAsset @smartasset]

According to the @SocialSecurity July snapshot, retirees received an average Social Security check of $2086 in 2026. That's about $12/hour in FT equivalency.

The average Social Security check isn’t enough to be the sole income of most retirees.

Learn more (link in comments)👇

[SmartAsset @smartasset]

Where AI Could Reshape the Most Jobs — 2026 Study

https://t.co/jMUyYEePfu

[SmartAsset @smartasset]

🤖States with large concentrations of exposed occupations could experience more pronounced, AI-driven labor-market changes.

SmartAsset's new study identifies WA, VA and DC as three places where 5%+ of workers are in the most exposed jobs.

Full results in comments👇

[SmartAsset @smartasset]

Trustee-to-Trustee Transfer: How to Move Retirement Money

https://t.co/BSLBKSn8uk

[SmartAsset @smartasset]

💡 Trustee-to-trustee transfers moves retirement money directly between institutions. This can simplify moving IRA assets and generally avoids the 60-day deadline and once-per-year restriction that can apply to IRA rollovers.

Learn more (link in comments) 👇️