Stablewatch incubated @OseroHQ.
Over $230B in stablecoins sits idle.
Yield exists, yet it almost never reaches the holder in an accessible and safeguarded manner, with transparency and deep liquidity.
Read more about Osero's mission below ↓
Banks are earning more from your deposits than they have in years.
Net interest margins hit 3.39%, the highest level since 2019.
Deposit rates stay low. Loan rates stay high. Your cash funds the gap.
Learn more in our latest Memo ↓
The Fed expects $1 trillion to leave banks for stablecoins.
The ripple effect of $1.26 trillion less in lending capacity would forever change how credit flows in America.
The estimate comes directly from the official Federal Reserve research.
Learn more in our new Memo ↓
Plasma has launched offramps, an important piece of the stablecoin experience that often gets overlooked.
To mark the occasion, the Plasma team gave us a few codes to share.
Use code SWATCH while they're still available.
Most people are content to hold money in their traditional bank blind to the spread between their savings rate and the yield generated by their bank.
The Fed Funds rate is at 3.64%, 3-month T-bills yield at 3.61% and inflation expectations have climbed back to 4.70%. While the average savings account is paying 0.61% a negligible return that turns every held dollar whether in savings or otherwise into a guaranteed real loss once you factor in inflation.
This is no oversight on the part of the regional banks who are sitting on $306 billion in unrealised losses on bonds purchased at rock bottom yields in 2020-2021, while simultaneously facing $396 billion in maturing commercial real estate debt in just this year alone. Bank NIM just hit its highest level since 2019. That margin necessary to keep them afloat is being rebuilt on the backs of retail depositors.
Depositors migrating to alternative yield rails is a matter of time, every day the switch to onchain is becoming more and more seamless.
New Listing: Savings @GHO
$sGHO is the yield-bearing version of $GHO capturing the fixed Aave Savings Rate.
Rebranded from stkGHO, sGHO earns yield directly from @Aave DAO revenue, isolating returns from active market strategies.
WYCF announces Stablewatch as the Official Yield Data Partner of Season 1.
@stablewatchHQ will be the yield analytics provider, anchoring a shared commitment to grow the stablecoin economy through transparency and real-time data.
Setting up a neobank has never been easier. The race on features will become a race on yield.
Learn how stablecoin yield changes the neobank business model.
@stablecoin_p, Founder of @stablewatchHQ & @OseroHQ, will take the stage at Stable Summit IV: NYC.
June 4 · New York · https://t.co/rKvnhPrtjU
In one year, @OndoFinance USDY added $1.49B to its Market Cap.
That's over 220% growth YoY, 4x faster than the growth of the entire Yield Bearing Stablecoin Market.