STEP

STEP is the worldwide professional association for those advising families across generations.

[STEP @STEPSociety]

📢Important update about list seller scams

Please be aware that in recent weeks, we have seen an increase in 'list selling' emails claiming to have the STEP membership list, or an attendance list of one of STEP's conferences.

These emails are scams and STEP does not sell its membership lists.

👉Read more in our full list seller scam update: https://t.co/hZuchBMUhR

#ScamAlert #Alerts

[STEP @STEPSociety]

As you may be aware, in the UK National Savings & Investments (NS&I) has begun paying long-standing claims from families of deceased clients, with the bill expected to exceed £181m.

NS&I expects to repay over 30,000 estates of deceased customers after identifying issue where the estates of deceased customers were not always repaid money from all of their accounts following a bereavement claim.

Today, STEP spokesperson Nina Sperring TEP from Price Slater Gawne Solicitors (@PSGLaw) appeared on @BBCRadio4's @Moneybox programme, discussing the impact of these payment delays on families and how the public can ask a TEP for help.

You will be able to listen back to the show here once it’s made available - Nina appears from 12:06pm to 12:11pm: https://t.co/rMkK1m9wBB

#STEPProfile #NationalSavings

[STEP @STEPSociety]

Have you booked your place at the 2027 STEP Cayman Conference?

Join us in January 2027 at Hotel Indigo Grand Cayman and explore a range of topical issues pertinent to the trust industry with a special focus on wealth structuring.

The 2026 Cayman Conference welcomed more than 300 attendees from all over the Caribbean, as well as Canada, Jersey, Guernsey, Switzerland, the UK and the USA.

Click through these images to find out more about the event from previous attendees!

📅Book your place before 27 November for the early bird discount: https://t.co/hfjY4k0eGg

#STEPEvents #STEPCayman

[STEP @STEPSociety]

Grensy Haland TEP comments on 'Trusts in Switzerland: Legal, Tax & Regulatory Aspects': 'The author is a TEP and a leader within the Swiss & Liechtenstein STEP Federation Committee, bringing both technical knowledge and industry experience to the subject.'

In this Book Review from the Trust Quarterly Review, Grensy Haland TEP reviews 'Trusts in Switzerland: Legal, Tax & Regulatory Aspects' by Guillaume Grisel TEP.

📖Read more in the Book Review: https://t.co/MmtMRHN7ZV

#STEPCPD #Trusts

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[STEP @STEPSociety]

At STEP Head Office, based in London, UK, we are hiring for a Branch Support Coordinator.

The role is responsible for coordinating branch support activities, maintaining branch information and resources, supporting branch communications and events and contributing to the continuous improvement of branch services, systems and process.

👉Find out more about the vacancy: https://t.co/cs4O1C05W6

#STEPCommunity #WorkForUs

[STEP @STEPSociety]

How is ethics a part of your day-to-day role? 🤔

In our Everyday Ethics video series, we discuss the ethical issues you may be facing day-to-day and help you prepare to handle them appropriately.

You can find out more about ethical decision-making and the video series in this video with Jenny Teasdale, Professional Development Manger at STEP.

👉Watch the video series and access more resources: https://t.co/frRGuB9QLc

#STEPEverydayEthics #STEPCPD

[STEP @STEPSociety]

The Legal Services Board (LSB) has launched a review of guidance and supporting materials provided to the profession on reserved legal activities, including probate.

It follows the LSB's report in July 2026 on guidance to the legal profession on the conduct of litigation. That review was conducted as a result of the ‘Mazur affair’ (Chartered Institute of Legal Executive v Mazur, [2026] EWCA Civ 369), in which the England and Wales High Court (EWHC) unexpectedly ruled that mere employment by an authorised firm did not permit a non-solicitor employee to conduct litigation, even under supervision.

👉 Read more in our Industry News update: https://t.co/RpV33wbTP1

#STEPCPD #Probate

[STEP @STEPSociety]

Switzerland's Financial Market Supervisory Authority (FINMA) has revised its Anti-Money Laundering Ordinance, in view of the jurisdiction's forthcoming mutual evaluation by the international Financial Action Task Force (FATF).

The review follows the coming into force of amendments to the Anti-Money Laundering Act (AMLA) on 1 October 2026, and the associated issue of a new Federal Council AML ordinance.

👉 Read more in our Industry News update: https://t.co/zn8Mhs6Ox5

#STEPCPD #AML

[STEP @STEPSociety]

Have you explored the resources in STEP's Trusts Information Centre?

We have a trusts FAQ section which answers questions including:

👉For how long can a trust last?

The length of the trust can be specified by the settlor. Different types of trusts have different lengths depending on their purpose. For example, will trusts generally last for as long as the executors believe is necessary.

👉Who can benefit from a trust?

Any legal person (i.e. either individuals or companies) can be a beneficiary. Charitable trusts have charitable objects, and special purpose trusts can be created for other purposes or non-charitable objectives.

📖Learn more about trusts: https://t.co/d8vXZxagd2

#STEPProfile #Trusts

[STEP @STEPSociety]

Clients with cognitive decline are often excluded from decision-making based on diagnosis alone, despite retaining legal capacity under the functional model.

In this STEP Journal article Anna Kamateros TEP examines why a diagnosis of dementia does not necessarily determine legal capacity, drawing on developments in Canada, the UK and the US, and explains how practitioners can preserve client autonomy.

💡Learn more in the article: https://t.co/vErFjjnYOT

#STEPCPD #MentalCapacity

[STEP @STEPSociety]

On October 17 2026, the Chilean government published Law No. 21,850 in the country's Official Gazette. The law introduces several tax reforms, including a gradual reduction in the country's corporate income tax rate.

It also restores a fully integrated income tax system, as well as changes to how capital gains on publicly traded securities are taxed.

👉Learn more in our Industry News update: https://t.co/2UG0T72NJY

#STEPCPD #Tax

[STEP @STEPSociety]

This week the first date in Bristol, UK took place for the STEP UK Tax, Trusts and Estates Conference 2026.

This annual conference brings together private client professionals from across the UK for a day of expert insight, practical guidance and valuable peer-to-peer networking.

You can still book for the upcoming dates in London and Leeds in the coming weeks. Remember that you can also purchase the webcasts if you are unable to attend in person.

Click through the images to find out more about the Conference!

📅Book your place today: https://t.co/FvKhgIHoBU

#STEPEvents #STEPTTE

[STEP @STEPSociety]

James Stokes TEP comments about the book 'Charity Law and Governance': 'This edited collection offers a careful and thoughtful contribution to the expanding body of scholarship on charity law and governance.'

In this STEP Journal Book Review James Stokes TEP reviews 'Charity Law and Governance', edited by Ross Grantham and Kim D Weinert.

💡Learn more in the Book Review: https://t.co/ucrm5GvTa7

#STEPCPD #Charities

[STEP @STEPSociety]

Did you know that 74% of family businesses with a succession plan say it made them stronger?

This is one of the insights from our 'It's time to talk' campaign.

All family businesses need to think about succession planning. The earlier they start to talk about the future, the better.

👉Explore our resources for family businesses: https://t.co/enmmq2mxJc

#STEPTimeToTalk #STEPProfile

[STEP @STEPSociety]

How can advisors effectively and ethically utilise AI? 🤔

By attending STEP Global Congress you will discover fresh ideas, make new connections and leave with insights to help inform your work.

The programme is focused on 'Navigating Trusts, Estates and Capacity in a Digital Age' and in this video you can hear from one of our expert speakers Samantha Simms from The Information Collective.

Samantha will be sharing insights into how to effectively and ethically utilise AI, in particular how to use AI agents - watch the video to hear more.

📅Book your place today: https://t.co/8EW4g4lELL

Share this post if you are joining us in Bermuda!

#STEPEvents #STEPCongress

[STEP @STEPSociety]

Trust and estate practitioners have always operated in complex environments, but the speed and nature of practice are changing.

In this STEP Journal professional standards column, Brett Martin explains why sound judgement, responsible practice and strong professional standards are key to maintaining public trust in an increasingly complex and scrutinised trust and estate sector.

📖Read more in the article: https://t.co/RXdqro5Psj

#STEPCPD #ProfessionalStandards

📢Remember that you can use the CPD reflective learning section at the end of the article to record your thoughts on the article as part of your CPD.

[STEP @STEPSociety]

Canada's 2026 federal Budget proposes to deny tax-deferred rollover relief to trust property distributed to a corporation or partnership resident in Canada that has a direct or indirect non-resident shareholder or partner.

The measure is designed to defeat tax-planning techniques used to indirectly distribute trust property on a rollover basis to a non-resident beneficiary and thereby indefinitely defer or permanently avoid Canadian tax.

👉Read more in our Industry News update: https://t.co/3pHZV1dwQ9

#STEPCPD #Tax

[STEP @STEPSociety]

The Trusts and Succession (Scotland) Act 2024 (Commencement No. 2 and Saving and Transitory Provision) Regulations 2026 has been laid before the Scottish Parliament and will come into force on 14 December 2026.

The Act was passed unanimously by the devolved Scottish Parliament in December 2023, and received Royal Assent on 30 January 2024.

💡Learn more in the News Digest update: https://t.co/l3e7RMIkcz

#STEPCPD #Trusts

[STEP @STEPSociety]

Today is World Adoption Day and it is the perfect time to reflect on how the modern family structure is evolving.

Practitioners have to find structures and solutions that meet the needs of modern families.

In this STEP Journal article, Helen Bradford-Swire examines the make-up of the ‘modern family’ and asks what practitioners need to consider when helping these families plan.

📖Read more in the article: https://t.co/J5AUoaB1Hu

#WorldAdoptionDay #ModernFamilies

[STEP @STEPSociety]

Are you studying for the STEP Essay Route? 📖

In this STEP Journal student column, Samuel J Wilkinson TEP shares practical suggestions for planning, structuring and writing a STEP Essay Route paper, including how to avoid common pitfalls and use AI responsibly.

💡Learn more in the article: https://t.co/DAHO8GqOL6

#STEPCPD #STEPEducation

[STEP @STEPSociety]

We are pleased to share coverage of our recently launched Trust Banking Due-Diligence Toolkit, which is designed to help trustees anticipate the information banks are likely to require and present it in a structured, consistent and readily verifiable form.

The Toolkit covers:

💡Trust structures and beneficial ownership
💡Customer due diligence
💡Source of wealth and funds
💡Expected account activity
💡Changes in beneficiaries, trustees and other relevant parties
💡Ongoing monitoring
💡Contingency planning if a bank account is closed

👉Read the coverage in Financial Planning Today: https://t.co/IkhRCkhNWw
👉Read the coverage in Solicitors Journal: https://t.co/APcHsjSxDJ

#STEPProfile #Banking