Andrew

Engineer, founder with exit, former finance, former soldier. Specialization is for insects.

[Andrew @ThreeMoonsAreUp]

Here is a tip that is going to save somebody a couple hundred bucks on their taxes next year.

If you need to sell stocks to raise cash (e.g. for a down payment or a vacation or whatever), sell the position lots with 𝘭𝘰𝘴𝘴𝘦𝘴 𝘧𝘪𝘳𝘴𝘵.

Excess capital losses can be used to offset up to $3k of ordinary income on your taxes.

So if you're in a 24% tax bracket, that's $720 off your taxes.

#investing #investingtips #taxes #FinancialEducation

[Andrew @ThreeMoonsAreUp]

@jackfriks Big congrats!

[Andrew @ThreeMoonsAreUp]

@jackfriks Might I recommend the Doritos Locos Taco?

[Andrew @ThreeMoonsAreUp]

@Softlybunbun Wait, did she just iron a bath towel?

[Andrew @ThreeMoonsAreUp]

@hthieblot MONEY

[Andrew @ThreeMoonsAreUp]

Stocks were down today. S&P down 2.6%. Use Harvest IY to scan your portfolio for any tax loss harvesting opportunities: https://t.co/xyDljyjFi7

BTW, it's possible to maintain long market exposure by using the sale proceeds to buy a similar, but not "substantially identical" security. e.g. I recently harvested losses in SPY and used the proceeds to buy an equal amount of SCHB. https://t.co/CuhEl0JlMs

[Andrew @ThreeMoonsAreUp]

"The older I get, the more I believe financial planning isn’t really about money."

Another really nice piece by @KyleSMoore: https://t.co/xxdf0VK6vD

[Andrew @ThreeMoonsAreUp]

@jackfriks @levelsio When you do start investing, then you can start using my tax loss harvesting app 😉 (although maybe useless in Canada, I'll have to research your tax laws)

[Andrew @ThreeMoonsAreUp]

It's still much better at UI/UX than me trying to build it myself.

One thing I added to my global CLAUDE.md that I think is helping with quality of output: I tell it to use "UX-Driven Development", so first it should think about the user experience that we want to build, and then work backwards from there. It doesn't always follow that instruction so I have to remind it, and iterate, but I think it's a helpful approach.

[Andrew @ThreeMoonsAreUp]

@jackfriks @postbridge_ Following on tiktok and Instagram, thanks.

Looks like most of them aren't your face talking to the camera which is encouraging.

(Not because I don't like your face talking.)

[Andrew @ThreeMoonsAreUp]

@shugert @tibo_maker I see. Yeah a self-service cancel feature is pretty necessary...

[Andrew @ThreeMoonsAreUp]

@shugert @tibo_maker Oh like what?

[Andrew @ThreeMoonsAreUp]

@RaminNasibov X-COM Terror From The Deep

Also: Quest for Glory

[Andrew @ThreeMoonsAreUp]

Keep up the good work Microsoft 👏

[Andrew @ThreeMoonsAreUp]

Currently transitioning out of a contracting gig so working on handoff documentation. For some of my in-progress projects there, I've told Claude Code to create two handoff docs: one for the recipient to read (short and clear doc) and one for the recipient's Claude Code to read (doc as long and detailed as it needs to be)

[Andrew @ThreeMoonsAreUp]

@NayanUnfiltered @elonmusk I thought it was interesting to see this water math, but man this post got a lot of hate!

[Andrew @ThreeMoonsAreUp]

@fitzmaro @littlebayschool Good tip, I'll have to try that

[Andrew @ThreeMoonsAreUp]

@usamasyedMD Can you link to the android app?