How may accounts you have may depend on your financial habits and goals. However, it's often useful to split out these common money uses:
๐๐ข๐ฅ๐ฅ๐ฌ
๐๐ฑ๐ฉ๐๐ง๐ฌ๐๐ฌ
๐๐ฆ๐๐ซ๐ ๐๐ง๐๐ฒ ๐๐ฎ๐ง๐
๐๐๐ญ๐ข๐ซ๐๐ฆ๐๐ง๐ญ
To discuss your accounts, get in touch at https://t.co/duV1dNGJ2r
Australians lost over $72 million to scammers in the first quarter of 2022, which is more than a $10 million increase on the same quarter in 2021.
You can view the latest scam alerts on our website: https://t.co/FkMhYqbgmO
You wouldnโt hand over the keys to your house to a stranger, nor would you invite someone into your home that you didnโt know. Youโre also cautious to not let anyone look over your shoulder when using an ATM. So why would you give someone access straight into your bank account?
We all know if something seems too good to be true, it probably is. But that doesnโt stop plenty of Australians losing money to investment scams. In fact, disturbing figures show that more Australians lose money to investment scams than any other type.
Here are a few tips for managing your business cashflow when life gets hectic:
1. Create a calendar showing money in and out
2. Automate outgoing invoicing
3. Use tools/apps to stay on track
4. Talk to your creditors
5. Resolve disputed invoices quickly
6. Keep track of inventory
Now you can get your car, your low rate loan and your car insurance, all through Unity Bank!
You could save thousands on your next new car, delivered direct to your door.
Learn more about our car search service at https://t.co/LtmPAb5v7F
Buying your first home is exciting, yet can also feel overwhelming. Our comprehensive guide to buying your first home is the first step to settling on your new property.
Learn more at
https://t.co/ffbO4zVWSa or reach out to our home loan specials today https://t.co/Dm8Sy5Dq0f
The sooner kids learn basic financial skills like budgeting or saving, the better off they'll be.
Try:
โUsing clear money jars so they see their savings grow
โInvolving your child when shopping - give them a budget to stick to
โTeaching your teen about compound interest
Did you know, the Australian dollar is one of the most traded currencies in global finance? It is also considered one of the foremost commodity currencies, meaning that its value can be affected by price shifts in Australia's major exports.
Your credit score can impact many things, including getting a mortgage, credit card or personal loan.
Here are some tips to improve your credit score:
โ Pay bills on time
โ Consolidate your debts
โ Use a variety of credit types
โ Request higher credit limits
Lottery scams often begin with an unexpected email notification, text message or phone call with the words - "You have won!"
If you have received a suspicious message, ignore it and report it to https://t.co/LMUJcDk9Ac
A comparison rate is a calculation that includes the interest rate and certain fees & charges relating to a loan.
Ultimately, it will provide a more accurate idea of how much you will pay in total.
Learn more at: https://t.co/m82cGXZEJr
Sending or receiving money overseas in foreign currency between the 28 April 2022 and 30 May 2022? You could win one of fifty $500 gift card vouchers*.
Find out more - https://t.co/RP0sDWYI1V
*Conditions apply.
On your mark, get set and get ready! Coming soon, we are launching our NEW and improved Unity Bank app packed with modern and better banking features. ๐ฑ
Find out more about benefits of the new Unity Bank app here: https://t.co/byB0FDLmPJ
Australia is a unique and beautiful place, so itโs no wonder foreign economies had invested a total of $4 trillion in Australia at the end of 2020. ๐ฑ๐ฐ
But which country invests the most in Australia?
---------
Answer: The USA
View more countries at https://t.co/HItx7v9gnq
79% of Australians save a portion of their after tax income each month, according to Canstarโs Consumer Pulse Report. This also means that 21% of people are not saving money, although this has decreased significantly from 29% in 2017.
Save or invest? What are the differences? ๐ฑ๐ฐ๐ต ๐
๐ฐSAVINGS. Setting money aside as a great way to ensure that you're always prepared for any emergency.
๐ฑINVESTING. Has the potential to give you a good return on your investment, but there is also higher risk.
Your adviser might not be up to scratch if they:
โDon't have an AFSL
โAsk you to pay investment money directly into their account
โDon't explain the benefits of their recommendations
โRecommend products without having qualifications
โTrade in investments when unauthorised
Looking to take a step back fromthe daily grind?
Here are five passive income ideas you can start on today:
โ Sublet surplus space
โ Upload a t-shirt design to Merch by Amazon
โ Sell stock images
โ Create or licence intellectual property
โ Property investment
Here are some key reasons to refinance your home loan:
1)Get a lower rate
2)Reduce loan term
3)Debt consolidation
4)Access new features (e.g. offset/redraw facilities)
5)Access equity (e.g. for a holiday or renovations)
Call us on 1300 36 2000 to discuss your refinancing needs.