Have you ever thanked God for your look?
For some of you, the favours you get is all about your look. People are just happy to have you around. Beautiful people are the salt of the earth.
@FabrizioRomano@guardian Tuchel thinks, he's smart. You playing James full 90 minutes every game, even during the friendlies before world cup. You must be joking.
Don't manage his minutes and risk losing him for the rest of the tournament.
@FabrizioRomano Daylight robbery. Spending this amount on a player that's bench warmer both at PSG and at the national team (Portugal). Yet to kick a ball at the world cup.
Insane!💔😂
You can’t avoid enemies in this life, but always make sure you’re on the side of good. Some people will do everything possible to bring you down, no matter what it takes. Stay strong and don’t let their actions get to you. Keep praying for strength, wisdom and grace, and always wish everyone well. A good heart and God’s grace will take you further than anything else.
The Holy Trinity of Financial Freedom:
1. The Richest Man in Babylon (Earning)
2. The Psychology of Money (Behavior)
3. The Simple Path to Wealth (Investing)
No one is coming to save you.
Not the government. Not luck. Not a rich relative. You are the only person who can save you financially, so take charge now.
Live below your means. Kill lifestyle inflation before it kills you. Invest early, because time is the one edge you can never buy back. The world is cruel to a poor man, and you don’t want to learn just how cruse it can be.
Understand your risk tolerance, then put your money into assets that build wealth over the long term. Here’s the ladder, safest to riskiest:
1. Money Market Funds — low risk, easy access, decent returns. This is where your emergency fund lives: money working for you instead of rotting in a savings account.
2. Treasury Bills — lend the government money for up to 364 days and earn returns that beat inflation eating your cash alive. Perfect for money you won’t touch in 3–12 months.
3. Fixed Deposits & Bonds — lock funds at a fixed rate, or lend to the government and big companies for years and collect steady interest. Longer term, higher yield, still relatively safe.
4. Commercial Papers — lend short-term to giants like MTN, GTCO, Dangote Cement. Higher yield than money market funds, but capital intensive. The entry ticket is big.
5. Dollar Assets (Eurobonds, dollar funds) — if your currency keeps losing value, holding only local-currency assets is a slow bleed. Keep part of your wealth in dollars to protect your purchasing power.
6. Index Funds & ETFs — own a slice of hundreds of companies at once. Lower risk than single stocks, and they quietly beat most “expert” pickers.
7. Stocks — my top pick, but higher reward means higher risk. Learn the market first. Play the long game, not buy-today-sell-tomorrow. If you’re young, mix growth stocks with dividend stocks, time is on your side. In a few years you’ll come back to thank me.
8. Real Estate / REITs — own property directly, or buy REITs to earn rental income without managing a single tenant.
Be wise. Give your money direction. Only a fool eats with all his hands.
Seek knowledge first.