Urfee

An observer

[Urfee @_Urfee]

@bubblegumlit Delicious 😋

[Urfee @_Urfee]

https://t.co/DN6GhAC2lw

[Urfee @_Urfee]

As Hana Securities analyst Kim Doo‑un put it: "This is not an economic recession, but a simultaneous convergence of currency instability, rising interest rates, and semiconductor profit‑taking."

[The Kobeissi Letter @KobeissiLetter]

BREAKING: South Korea’s stock market has been halted after falling -8.4% at the open.

[Urfee @_Urfee]

@ZafarMalanfvy6 💯

[Urfee @_Urfee]

Gov spends → sells bonds → Fed buys bonds (creates M2) → people get cash via stimulus, benefits, payroll, contracts → low savings + record debt → spending chases limited goods → inflation sticks → Fed can’t cut → yields spike → leveraged assets crash → recession.

[Steve Hanke @steve_hanke]

Since the Fed was founded in 1913, the US money supply has contracted only 4 times. Each contraction was followed by a RECESSION.

The US money supply (M2) contracting since July 2022 means AN ECONOMIC SLOWDOWN IS BAKED IN THE CAKE.

My latest with @DanielaCambone on @ITMTrading.

[Urfee @_Urfee]

Neoliberal privatization and deregulation (e.g., 1994 Interstate Banking Act) expanded credit, replacing saving with spending.

Saving rate fell from 11.1% (1980s) to 2.6% (2026).

[Koyfin @KoyfinCharts]

The United States Personal Saving Rate has declined to 2.6%.

Since our data begins (in 1959) there has only been once instance when the rate was lower, in the summer of 2005 (2.2%).

US savings rates are at historic lows right now.

[Urfee @_Urfee]

@CutThePentagon @Lucky19800 🙏

[Urfee @_Urfee]

@ZafarMalanfvy6 Sir ji, 🙏🙏🙏

[Urfee @_Urfee]

Budget 2026: Can Pakistan address this equation?

Spending > Earning,
Interest > Earnings,
Corruption > Growth,
New Loans > Recovery,
Imports > Exports,
Debt > Development,
Circular Debt > Energy,
Low Investment > Jobs.

Easy solution: tax on people.

Real fix: address systemic issues.

Which will Pakistan choose?

The trap is complete.

[Urfee @_Urfee]

Pakistan, globally ranked #1 for five consecutive years, had its students secure 98 fully funded Erasmus Mundus scholarships in 2026, ahead of key countries such as Bangladesh (80), India (75), the United States (68), and Italy (67), proving that the right environment boosts performance. 👏👏👏

[EUPakistan @EUPakistan]

‼️ Good News: Erasmus Mundus 2026 results are out!

🇵🇰 Pakistan continues to top the global charts for 🇪🇺 @EUErasmusPlus fully funded scholarships - for the fifth consecutive year. 💪

Congratulations to the 98 students from 🇵🇰! 👏👏👏

@KaroblisR

[Urfee @_Urfee]

@EmpatheticSoul0 😂

[Urfee @_Urfee]

Henry Ford understood it in 1914 when he doubled wages so workers could buy his cars. The current corporate class appears to be collectively betting that someone else will maintain consumer demand while they individually automate. That is a collective action trap, rational for each firm, catastrophic for the system.

[Urfee @_Urfee]

The civilizational cycle tells the same story every time: transitions that concentrate power without redistributing legitimacy end in rupture.

[Urfee @_Urfee]

From the 1980s onward, deregulation, financialization, and weakened labor power transferred income and wealth from wages to capital.

The S&P 500 grew. Real wages for non‑owners stagnated. Housing, childcare, and education became unaffordable for the non asset owning majority.

[Urfee @_Urfee]

It is falling because the structural conditions for family formation, affordable housing, secure income, accessible childcare, time have been quietly stripped from the bottom half.

A society that produces record stock market wealth while its young people cannot afford children is consuming its own future. It is eating its seed corn. #NeoliberalPolicyImpact #ExtractingMindset

[The Kobeissi Letter @KobeissiLetter]

What is happening here?

The US birthrate is now down -30% since pre-2008 levels while financial wealth is at record highs.

Why? Because only asset owners are able to afford this economy.

As shown in our below analysis, this crisis accelerated in both 2008 and 2020.

And, with every recession and every round of inflationary economic stimulus, the crisis simply accelerates even further.

Now, we are seeing the biggest divergence between the S&P 500 and the US birth rate in history.

The result? Tons of young Americans simply cannot afford to have kids in another sign of the "K-Shaped" economy.

The US is facing a massive demographic crisis.

[Urfee @_Urfee]

This pattern isn’t unique to the US, Japan, South Korea, Italy, and others show similar low fertility & high wealth traps.

[Urfee @_Urfee]

Record wealth on paper doesn’t reproduce the next generation.

[Urfee @_Urfee]

Evidence from mindfulness, CBT, DBT, and ACT therapies shows the pause is trainable through techniques like breath awareness or urge surfing, strengthening impulse control over time.

[Urfee @_Urfee]

If you can pause, even for a split second, between feeling an urge and acting on it, that pause is where genuine choice lives.

[Urfee @_Urfee]

The pause can be practiced. It's like a muscle. Start with one second. Then two. That small gap is where freedom actually lives, not in the big philosophical ideas, but in that breath between the spark and the flame.