Adler Invests

I’ve made every investing mistake a tech immigrant could.
Econ PhD | ex-Amazon/Twitter
Sharing what I wish someone told me about investing and the AI tool I use

[Adler Invests @AdlerInvests]

Writing this down in case it helps someone in the same shoes. Hate having to play this documentation game when you're already struggling. If you're 100%, you
won't even need the FMLA, the STD, any of it — jeez, the irony 😭
https://t.co/6MvIDK8han
#fmla #medicalleave #disabilityinsurance

[Adler Invests @AdlerInvests]

How diversified is your portfolio? Even the pros are forced to sell their winners https://t.co/p4heCqC5ib

[Adler Invests @AdlerInvests]

QQQ has more AI than the S&P 500. It still isn't the entire AI concept. https://t.co/7oaxV7NkEv

[Adler Invests @AdlerInvests]

The friend who bet everything on one stock https://t.co/SKNI40EJmj

[Adler Invests @AdlerInvests]

@DeepIceValue @GuyTalksFinance those parts dropped a lot recently.

[Adler Invests @AdlerInvests]

@GuyTalksFinance Obviously some folks have a way to make a huge gain, without any risk, AND totally legal, LOL

[Adler Invests @AdlerInvests]

@SPapedo41 @Budgetdog_ His math is totally wrong. If income <98k, LT gains are tax free. But that include the income from 401k. Also this the wrong way to compare tax deferred vs post tax investments!

[Adler Invests @AdlerInvests]

@Budgetdog_ This math is completely wrong. The only reason anyone want to invest pre-tax is that the tax is deferred, meaning, either you pay 2x% right now, or later in your retirement, much lower rate.

[Adler Invests @AdlerInvests]

@BeerGeek40 @scottmelker why 5k? why not just $5?

[Adler Invests @AdlerInvests]

Today, in #openclaw, I asked Opus to call GPT5.5 to generate a png. Opus first did it itself. Did a very bad job. When I asked again, it told me GPT is not good at keeping the picture elements as I wanted. LOL, #toxicworkplace

[Adler Invests @AdlerInvests]

@EricSpracklen If you drop your price enough, you can relist with all the histories wiped on Redfin. So the real market is probably worse. The only saving grace is the activity level is still high.

[Adler Invests @AdlerInvests]

I never truly understand crypto. Well, probably except the stable coins. If it is a real commodity, when supply drops due to AI, the price should have increased! Still, I do have 0.00003907 share given to me by Robinhood , so, 😭

[The Kobeissi Letter @KobeissiLetter]

It's official:

Crypto has now erased more than HALF of its value in just 8 months.

On October 6th, 2025, the total market cap of crypto hit a record $4.3 trillion.

Today, 261 days later, crypto is worth just $2.0 trillion, marking a -54% decline in value.

This means crypto markets have erased an average of -$8.8 billion PER DAY for 261 days straight.

Crypto is in desperate need of a new narrative.

[Adler Invests @AdlerInvests]

This venn diagram that explains it all, more details here https://t.co/gvAfMlKxZo

[Adler Invests @AdlerInvests]

I assumed owning the index meant I owned a large chunk of the AI trade, until I ran the numbers….
So, what is your AI investing strategy?
https://t.co/gvAfMlKxZo

[Adler Invests @AdlerInvests]

@lin180558 @LizAnnSonders How so? Isn’t it means selling is slowed down?

[Adler Invests @AdlerInvests]

@LizAnnSonders Activities are still there, just turning into buyers market now

[Adler Invests @AdlerInvests]

@lynk0x That's what I thought 20 years ago! Now I wish I could have saved more! LOL
Joke aside, if you really need to, there is a lot of ways to get money out of it. A loan, pay for medical etc.

[Adler Invests @AdlerInvests]

A friend asked if she blew it by turning down the only offer on her house. She mentioned the house seven times before she mentioned the money once. That told me everything. https://t.co/rNJ2utJ86N

[Adler Invests @AdlerInvests]

OMG, haven't logged into my account for years, see how much things has changed! #AIRevolution is real!

[Adler Invests @AdlerInvests]

This is why you should never ask #LLM things you don't already know and can't verify. In that sense, #ChatGPT is best used as a writing aid and brainstorming helper. This is also why #AI won't replace #Economist and #DataScience any time soon.