After Debt

[After Debt @After_Debt]

2035–45: if machine output keeps compounding, UBI becomes UHI. The pressure flips toward deflation.
Less need to borrow.

Credit backed by machines, watts, and title. Not by your future hours.

[After Debt @After_Debt]

The post-debt world begins when a salary stops being good collateral, not when debt hits zero.

Hiring thins first. Then the 30-year loan breaks. Credit moves from future wages to assets, ownership, and a guaranteed income.

Debt does not disappear.
Its collateral changes.

[After Debt @After_Debt]

2030–35: the 30-year loan breaks. Credit leaves future wages for assets, ownership, and a guaranteed income. A bit of inflation can dilute the old claims. That is the bridge.