Lift someone today. Make someone happy today. Do a good deed. Be kind, even to strangers. Spread goodness. Smile. Do whatever it takes. Just do it. Happiness is contagious. Let us spread it far and wide.
Why did Harris lose? My take: Democrats blew it by making three big mistakes—not taking immigration concerns seriously enough, rallying around prosecutions of Trump, and elevating identity politics
Part 1 of my conversation with Iranian President @drpezeshkian on Monday. He told me about Hezbollah’s military capabilities and I asked about the possibility of further expansion of the conflict.
In any case: A ko wane hali
In either case: Ala ayyi halin
In most cases: A mafi yawan lokuta
In some cases: A wasu lokuta
In such a case: A irin wannan hali
In that case: Sakamakon haka
In this case: A wannan hali
In whatever case: A ko wane irin hali
In which case:Idan hakan ne
Hezbollah has over 150,000 rockets, meant to kill Israeli civilians, some are strategically placed beneath civilian populations.
We have called on Lebanese civilians in specific buildings in the Dahiya neighborhood to move away from areas being used by Hezbollah.
The IDF is defending Israel from Hezbollah. We are not in conflict with the people of Lebanon.
Everyone made mistakes in the midst of the pandemic and the economic crash that accompanied it. But the Fed was able to course correct in a careful, deliberate manner—without much concern about the politics of its decisions.
My take:
NELFUND – FREQUENTLY ASKED QUESTIONS
The Frequently Asked Questions below is our attempt to answer common questions that the applicants may have regarding the Students’ Higher Education Loan in a brief and easy-to-understand way.
1. What is the Students Loans (Access to Higher Education) Act, 2024?
The Student’s Loan Act is an Act of the Parliament that makes it possible for Nigerian students to access zero interest loans to enable them pay for institutional charges and upkeep to any higher institution of their choice within Nigeria.
2. Is the Student’s Loan the same as the Nigerian Education Bank?
No. The Student’s Loan Act has repealed the Nigerian Education Bank Act and established a framework for providing zero interest loans to eligible Nigerian students who desire to study at any institution of higher education.
3. Who administers the loans to the students?
The loans will be administered by the Nigerian Education Loan Fund (NELFUND), which is the body established by law to carry out the day-to-day activities of the Fund. It is headed by a Managing Director, appointed by the President of Nigeria.
4. Is the loan open to all tertiary institutions?
The Loan is open to all public tertiary Institutions. The first phase of the loan is open to only students studying/desiring to study in federal higher institutions in Nigeria. The other phases will be announced in due course.
5. Who is eligible to apply for loans under this Act?
Students who have secured admission into all Public Nigerian universities, polytechnics, colleges of education, or vocational schools, with a proof of admission that includes Name, Date of Birth, Admission, JAMB number, Matriculation number, and BVN.
All new and existing students within the institution above can apply for the loan.
6. Can a Direct Entry Student into higher institutions apply for the loan?
Yes, but such student must have a JAMB number.
7. Will the loan be available for all students or only applicants?
All full-time students are eligible for the loan but only applicants will benefit from the loan.
8. How much loan are students allowed to apply for?
That would be determined by the institutional charge of each Institution. The loan will cover the cost of institutional charges and upkeep if required by the student. The institutional charges will be remitted directly to the applicants’ institutions and the upkeep will be paid to the applicant on a monthly instalment basis.
9. Will the applicant be required to make any payment before the loan is disbursed?
No payment is required before the disbursements of the loan.
10. Is there an interest payable on the loan?
Zero interest on the loan.
11. Is the loan open to every student?
The loan is open to new and existing full-time students in tertiary institutions.
12. How are loan applications processed, and what is the disbursement timeline?
Applications are done online. Applicants are required to input specific personal details that include:
i. Name of Institution of study
ii. Admission Number
iii. JAMB Number
iv. Date of Birth
v. NIN
vi. BVN
NELFUND will disburse within 30 days of approval of successful applications.
13. Is there age limit for applicants?
No
14. Who is responsible for the loan repayment?
The beneficiary of the loan is responsible for the repayment of the loan.
15. Is the loan applied for only once?
The loan will be applied for every academic session by the student.
16. How do applicants know their application is approved?
Applicants will receive a notification and the status of the loan application can be seen in the applicant’s profile on the portal.
17. When is the loan due for repayment?
The loan is due for repayment 2 years after the completion of NYSC
18. What happens if a beneficiary does not have job after two years post-NYSC?
The beneficiary should notify NELFUND by sworn court affidavit every 3 (three) months after two years post NYSC if still unable to gain employment.
Stormy weather. Rain. Clear skies. Sunshine. Good days. Bad days. This is life. The journey that we’re all on right now. Remember, if you trust the Almighty, there are no sad endings. You’ll reach your destination beautifully. He will see to that.
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Some people will keep revisiting your past. Let them. You live your life with integrity and humility. Let your life speak for itself. The Almighty knows what’s going on and that’s good enough.
At times, we condemn good people because we disagree with them over a few issues. We refuse to see the good they’re doing. Disagreements do not automatically make a person extreme, bad or evil. Learn to distinguish between the one who respectfully disagrees & the one who is evil!
'At the rate we are embracing anti-intelectualism, we would likely get rid of maths as a body of knowledge for the opinions of the crowd/mob; and then, we will be left with the aftermath....and now, more of us will be lost in thought or/and still not get it.'