Happy New Year! Some MATH for 2025:
1. 2025 itself is a PERFECT square: 45² = 2025
2. It is a product of two squares, namely: 9² × 5² = 2025
3. It is the sum of THREE squares, namely: 40² + 20² + 5² = 2025
4. The last perfect square? 1936
44² = Year 1936
5. It is the sum of the cubes of all the digits from 1 to 9:
1³ + 2³ + 3³ + 4³ + 5³ + 6³ + 7³ + 8³ + 9³ = 2025
6. It is also the squared sum of all the numbers from 1 to 9: (1+2+3+4+5+6+7+8+9)²=2025
The year 2025 is MATHEMATICALLY remarkable.
Let's hope it is also remarkable on the human level!
Health, happiness, prosperity and peace for all! 😀🎉
Point of clarification: Sriram didn’t say he wants to remove all caps on green cards. He said he wants to remove *country* caps on green cards. Right now, every country in the world gets allocated the same number of green cards, no matter how many qualified applicants it has. So applicants from India have an 11 year wait whereas applicants from many other countries have no wait at all. Sriram still supports skills-based criteria for receiving a green card, not making the program unlimited. In fact, he wants to make the program entirely merit-based. Supporting a limited number of highly skilled immigrants is still a prevalent view on the right. Sriram is definitely not a “career leftist”!
@ajainb@neeratanden Thanks @ajainb for your continuous effort. We have seen your advocacy and effort to put our point in Biden administration.
Hopefully, the Trump administration will take the baton and help us with our cause. It’s a bipartisan cause and we expect support from all parties!
As a reminder, I am very much in favor of expedited legal immigration for anyone who is talented, hardworking and honest.
America should be like a pro sports team that wants to win the championship – draft the best players to enable the whole team to win!
America is actually fascinating and full of surprises. Let's hear your thoughts..!
A thread
1. Boston moved it’s highway underground in 2003. This was the result
If you want to learn about Investing, Podcasts are a great way to do so.
Here are 8 Podcasts categorized from Beginner to Advanced level.
I guarantee you'll learn a ton from them👇
Muhil has lived in the U.S. for nearly 20 years, but her future in this country is uncertain because of our broken immigration laws.
“If I left the country, I don’t know when I’d be able to come back.”
Her story is just one example and a reminder that #ImmigrationFuelsGrowth.
This list offers a range of viewpoints on the threats, opportunities, and challenges posed by AI and some thoughtful ideas on how to respond. I hope it’s useful if you’re looking to dive in, and be sure to tune into the #DemocracyForum today.
https://t.co/GAsPt1m0VH
The best investing tools on the internet:
Free & Pro (Paid)
Investors are spoiled.
We have access to information that would have cost thousands just a few decades ago.
Here are the best tools I've ever found:
📊 Charts:
FREE: Stratosphere
PRO: YCharts
🏫 Education:
FREE: Investopedia
PRO: Maven
📲 Conference Calls:
FREE: Quartr
PRO: Quartr
🔢 Financial Data:
FREE: Stratosphere
PRO: Koyfin
💸 Stock Screeners:
FREE: Finviz
PRO: YCharts
✍ Stock Articles:
FREE: Motley Fool
PRO: Morningstar
💰 IPO Data:
FREE: StockAnalysis
PRO: Koyfin
🔎 Fund Manager Trackers:
FREE: Dataroma
PRO: Whale Wisdom
📰 Market News:
FREE: Yahoo Finance
PRO: Wall Street Journal
🖥 Investment Brokers:
FREE: Fidelity
PRO: Interactive Brokers
NOTE: Many of these tools have both free & paid versions, so many straddle both categories.
I keep a list of all the best investing tools, books, podcasts, & resources I've ever found in a Google sheet.
Want free access?
Get it here: https://t.co/c1plnrkQ5w
Follow me @BrianFeroldi for more content like this.
What's your favorite investing tool?
Warren Buffett’s Financial Statement Rules of Thumb:
INCOME STATEMENT RULES OF THUMB:
1: Gross Margin
→Equation: Gross Profit / Revenue
→Rule: 40% or higher
→Logic: Signals the company isn’t competing on price.
2: SG&A Margin
→Equation: SG&A Expense / Gross Profit
→Rule: 30% or lower
→Logic: Wide-moat companies don’t need to spend much on overhead to operate.
3: R&D Margin
→Equation: R&D Expense / Gross Profit
→Rule: 30% or lower
→Logic: R&D expenses don't always create value for shareholders.
4: Depreciation Margin
→Equation: Depreciation / Gross Profit
→Rule: 10% or lower
→Logic: Great businesses don't need a lot of depreciating assets to maintain their competitive advantage.
5: Interest Expense Margin
→ Equation: Interest Expense / Operating Income
→ Rule: 15% or lower
→Logic: Great businesses don’t need debt to finance themselves.
6: Income Tax Expenses
→ Equation: Taxes Paid / Pre-Tax Income
→ Rule: Current Corporate Tax Rate
→Logic: Great businesses are so profitable that they are forced to pay their full tax load.
7: Net Margin (Profit Margin)
→ Equation: Net Income / Sales
→ Rule: 20% or higher
→ Logic: Great companies convert 20% or more of their revenue into net income.
8: Earnings Per Share Growth
→ Equation: Year 2 EPS / Year 1 EPS
→ Rule: Positive & Growing
→ Logic: Great companies increase profits every year.
⚖ BALANCE SHEET RULES OF THUMB:
9: Cash & Debt
→ Equation: Cash > Debt
→ Rule: More cash than debt
→ Buffett's Logic: Great companies don't need debt to fund themselves.
10: Cash & Debt
→ Equation: Cash > Debt
→Rule: More cash than debt
→Logic: Great companies generate lots of cash without needing much debt.
11: Adjusted Debt to Equity
→Equation: Total Liabilities / Shareholder Equity + Treasury Stock
→Rule: < 0.80
→Logic: Great companies finance themselves with equity.
12: Preferred Stock
→ Rule: None
→ Logic: Great companies don't need to fund themselves with preferred stock.
13: Retained Earnings
→ Equation: Year 1 / Year 2
→ Rule: Consistent growth
→Logic: Great companies grow retained earnings each year.
14: Treasury Stock
Rule: Exists
→ Logic: Great companies repurchase their stock.
💸 CASH FLOW STATEMENT:
15: Capex Margin
→Equation: Capex / Net Income
→ Rule: <25%
→ Logic: Great companies don't need much equipment to generate profits.
Caveats:
1️⃣ There are plenty of exceptions to these rules.
2️⃣ CONSISTENCY IS KEY!
Want to go deeper into analyzing financial statements?
Join me tomorrow (Thursday, Oct 12th) for a FREE webinar.
Topic: How to analyze unprofitable business.
RSVP here: https://t.co/TqIhUAp2C3
Follow me @BrianFeroldi for more content like this.
What "rule of thumb" do you like best?
Illegal immigration needs to stop, but I’m super in favor of greatly expanding and simplifying legal immigration.
Anyone who proves themself to be hard-working, talented and honest should be allowed to become an American. Period.
IIT Kanpur has developed a website on our sacred texts such as Bhagavad Gita, Ramayan, Brahma Sutra, Yoga Sutra, Upanishads, etc.
You can read them, listen them through audio service and can also use translations & commentaries.
Link: https://t.co/fX6Ek45IX5
Share this info!