Albert Guerrero | Real Estate & Deal Flow

BRRRR & value-add investor (Upstate NY) | MA real estate agent.
Off-market comps, cash-flow math, and zero BS for serious investors. DealFlow Every Monday

[Albert Guerrero | Real Estate & Deal Flow @Albert45693790]

@RiazBaby Hi 💪🏽

[Albert Guerrero | Real Estate & Deal Flow @Albert45693790]

Drop your 2026 real estate goal below. I’ll pick 3 and send a free mini-plan: market pick, offer structure, and a realistic refi path. 👇

[Albert Guerrero | Real Estate & Deal Flow @Albert45693790]

What’s better on a $400K buy?
• $10K off price ≈ lowers payment a bit
• $10K credit → can buy points for a bigger payment drop
Reply “MATH” and I’ll run both scenarios for your numbers.

[Albert Guerrero | Real Estate & Deal Flow @Albert45693790]

¿Aceptarías una hipoteca a 50 años si baja tu pago mensual pero te cuesta más intereses a largo plazo?
A) Sí, flujo hoy
B) No, prefiero equity
C) Depende si es house-hack
dime por qué. 👇

[Albert Guerrero | Real Estate & Deal Flow @Albert45693790]

What matters more to you right now:
🔹 Lower monthly payment
🔹 Faster equity build
comment below 👇

[Albert Guerrero | Real Estate & Deal Flow @Albert45693790]

House hackers: a 1% seller credit on $350K is $3,500 you can aim at points. That can beat chasing another $3,500 off the sticker. I’ll run the math for your ZIP—reply “POINTS”.

[Albert Guerrero | Real Estate & Deal Flow @Albert45693790]

I analyzed 20 stale listings (30–60 DOM). Here are 3 patterns smart buyers can exploit right now:

Seller credit > price cut

Cosmetic datedness = value

Year-end urgency = leverage

[Albert Guerrero | Real Estate & Deal Flow @Albert45693790]

Would you take a 50-year mortgage if it cut your payment ~$250–$300/mo but added big lifetime interest?
A) Yes, cash flow now
B) No, equity matters
C) Depends on house hack
Vote + tell me why.

[Albert Guerrero | Real Estate & Deal Flow @Albert45693790]

Myth vs. Fact
Myth: “Lower rates = instant bidding wars.”
Fact: Pendings are still soft in many zip codes. The play is credits + inspection leverage, not overbids. Agree/Disagree? 👇 #HousingMarket

[Albert Guerrero | Real Estate & Deal Flow @Albert45693790]

Which matters more to you right now—buying under replacement cost or buying today’s cash flow? Why? #RealEstate

[Albert Guerrero | Real Estate & Deal Flow @Albert45693790]

Which matters more to you right now—buying under replacement cost or buying today’s cash flow? Why? #RealEstate

[Albert Guerrero | Real Estate & Deal Flow @Albert45693790]

Hot take: Most investors don’t have a “financing problem”—they have a “documentation problem.” Clean P&Ls + rent rolls = approvals.
#REAALESTATE

[Albert Guerrero | Real Estate & Deal Flow @Albert45693790]

BRRRR sanity check: If refi at 70–75% LTV won’t return most of your basis, you’re not forcing enough value. Re-scope or walk. #BRRRR

[Albert Guerrero | Real Estate & Deal Flow @Albert45693790]

The biggest mistake first-time investors make? Shopping rates before understanding OPERATIONS. A 6.5% loan on a tight deal is worse than a 7.2% loan on a cash cow. Do the ops math first. #realestate

[Albert Guerrero | Real Estate & Deal Flow @Albert45693790]

“Marry the house, date the rate” is bad advice if cash flow fails today. DSCR rules, not optimism. Agree, or has “refi later” worked for you?

[Albert Guerrero | Real Estate & Deal Flow @Albert45693790]

Negociación 💡 Mejor crédito de cierre que bajar precio: impacta tu caja y a veces tu calificación. ¿Has pedido créditos? Cuenta tu experiencia 👇 Más: https://t.co/fEMJSIS5Fp

T4 · 18:00 EN

[Albert Guerrero | Real Estate & Deal Flow @Albert45693790]

Smart negotiation 💡 Closing credits often beat price cuts: better for cash-on-hand and sometimes approval. Tried it? Share your story 👇 Details: https://t.co/fEMJSIS5Fp

[Albert Guerrero | Real Estate & Deal Flow @Albert45693790]

Real estate investors: who are you using for funding right now?

Looking for lenders (DSCR / hard money / refi friendly) that can actually close and don’t play games at the table.

Drop your best contacts 👇 I’ll share mine too.

[Albert Guerrero | Real Estate & Deal Flow @Albert45693790]

3 pedidos a tu prestamista hoy: (1) cotización con/sin puntos; (2) escenario +0.5% tasa; (3) PITI completo. Decide con números, no con hype. Guía: https://t.co/fEMJSIS5Fp

[Albert Guerrero | Real Estate & Deal Flow @Albert45693790]

Ask your lender for: (1) quote w/ and w/o points; (2) +0.5% rate scenario; (3) full PITI. Decide with numbers, not vibes. Guide: https://t.co/fEMJSIS5Fp

-