Tom

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[Tom @Apollo2244]

@plutus If implemented well, tested, fully functional and without 20 additional pay barriers, it may lead to a PLU comeback

[Tom @Apollo2244]

@KristofStellar @ClorineCH @TheMoneyApe @grok @grok Who will benefit the most from oil prices spike?

[Tom @Apollo2244]

@plutus

[Plutus @plutus]

The Eagle Lands in PLU.S.A 🇺🇸
Global utility access, powered by PlutusLite.

[Tom @Apollo2244]

@plutus This is a great beginning for the US expansion plan. But noT only for the US but for every EU or GB customer traveling to the US and wanting more PLUS utility!

[Tom @Apollo2244]

@DDhopn And never forget, in life there are always ups and downs and the real winners are the ones that never give up on chasing their dreams!

[Tom @Apollo2244]

@DDhopn After a challenging year we got new momentum in improvements. Unfortunately that those heavy setbacks now lead to this unfortunate year ending.
I appreciate your dedication and loom forward for answers on those setbacks in january.
I know you are busy but Keep us informed :)

[Danial Daychopan @DDhopn]

This year was full of obstacles, but none have phased us: key roadmap items have been delivered, and EOY feature rollouts are underway, including bonus features going live shortly.

We’re also preparing to launch utilities in the US and UAE, building on 100+ partner offers from those regions already live for UK/EU customers. Global access will be powered by PlutusLite (no KYC), rolling out next and enabling customers to use any personal cards for utilities (e.g. gift cards, miles, and travel), thereby removing unreliable bank settlement rails, an ongoing focus for us.

During the 2025 transition, we planned to reset our outdated services. We fixed the tokenomics with PLUS and terminated the contract in October for several reasons, including the non-delivery of paid-for core banking features such as Apple Pay, and submitted a claim for damages. Following this, we’ve faced several issues, including unilateral restrictions on customer funds ahead of Christmas (cashback, PlutusSwap allocations, and pending gift cards).

I recognise this is a difficult moment for those who rely on our utilities for savings, and I sincerely apologise to everyone affected. Rest assured, we are working with partners to restore utility balances and return any funds held. We have also set up a support form for customers facing hardship and will provide USDC assistance where appropriate: https://t.co/NtdF2GCAWi

We remain resilient and focused on execution, including migrating to our new banking service in January, with all additional benefits (e.g. IDA + Metal) preserved for later use. Once resolved and the roadmap delivered, I look forward to being more active online and hosting a meetup to reconnect with the community.

Thank you all for your patience and support!

[Plutus @plutus]

Big Upgrades. PLUS More. Live Today.
Your New Benefits 👉 https://t.co/ZVUvmo7cFH

[Tom @Apollo2244]

@plutus Before i was only able to use Swap Premium to swap 1 PLUS to 10€
Now with the added rewardlevel benefit, as an hero, I was able to swap an additional 0,6PLUS for 6€.
This upgrades my monthly swap to 16€/1.6PLUS.

Seemless, easy, and with no extra stacking need.

[Plutus @plutus]

Coffee + cashback = elite combo.
Your turn — post your spending wins ��

[Tom @Apollo2244]

@plutus Best combo is @amazonDE Perk with Amazon Cashback.
Its generating PLUS i can use for cashback. Thats how easy i earn and swap PLUS for real world money🔥

[Tom @Apollo2244]

@DDhopn @RossMotley Getting back to extra stack, what about the reverse DA, will there be another one?

[Tom @Apollo2244]

@plutus @base We regain self-custody. 🔥
After transfering tokens to your wallet, they're fully yours, no one can seize them. Self-custody is having full control over your assets with no 3rd-party risk. This is why crypto benefit was invented for and its key feature.

[Plutus @plutus]

Built on @Base 🟦
Your PLUS on-chain → https://t.co/WMSSxbKXSX

[Tom @Apollo2244]

@DDhopn Does this post mean we are abolishing ModulR and switching to a card provider enabling us core banking features? Which card provider will it be? ^^

That fix is something alot of people are waiting for.
Direct debits (with rewards) & recieving money from my wife will be nice🔥

[Danial Daychopan @DDhopn]

Here is what we did…

We kept building. We kept delivering.
Noise didn’t slow us down, it fueled us.

We have a solid plan to speedrun every obstacle:
Built the foundation for utilities. ✓
Fixing core banking as we speak.

That means the essentials people expect:
full settlement (send/receive from anyone),
Direct Debit rewards, multi-currency accounts,
crypto FX, and yes, Apple Pay.
All with a new provider in Q1.

Migration is the final step to stability.
Better banking means happier customers
and easier scaling of Tokenised Deposits in 2026.

This plan also prioritises every Rare PLU stacker,
with PlutusLite going live in December (US + UAE),
unlocking CRY/Utilities across new regions.

Full details land in your inbox this week,
with a phased plan and timeline to completion.

We keep building. We keep moving forward.
Thanks to the team who work relentlessly,
and our community who goes above and beyond.

Your support drives everything we do!

[Tom @Apollo2244]

@DDhopn To be honest Dan, the only good choice is to keep building. Keep your awesome work going on because the success of Plutus is the biggest reward for you and the best „revenge“ for the haters. They want to see you and the company fall so lets show them they are wrong!

[Danial Daychopan @DDhopn]

Imagine this happening to you:

You build the world’s first self-custody crypto card.
The first real business to adopt Ethereum in 2015.
You create the first RWA (PLU) in 2016.
Launch the first DEX before the DeFi boom in 2018.
Your customers save over £50M from rewards,
both using internal swaps and on-chain payouts.
All others copy your crypto rewards card model.
The entire ecosystem benefits from what you built.
No one says thanks.

After a decade, you evolve to a more stable model,
one funded by merchants, not emissions.
But a minority wants the old “free money faucet.”
You explain why that isn’t viable.
You give them multiple chances to adapt.
They refuse.

You close their accounts to protect the ecosystem.
They don’t move on.
Instead, they spend a year harassing you,
your team, and especially your customers.
Your team hides their names to avoid doxxing.
Customers stop engaging; fear of being targeted.
Your phone, address, and IP are leaked.
Personal threats follow.

Still, you keep building.
You ship new features.
You offer free plans, they use them.
You ask them to opt out, they don’t.
They get charged £6.99 for using the service.
You’re called a “scam” for covering basic costs.

A legal case is filed using incorrect contact details.
You’re never notified, yet lose time and resources
with lawyers and regulators,
proving financial resilience
and clearing false public records,
just to keep the service running for customers.

Your vision. Your team. Your community.
Targeted by entitlement disguised as outrage.

What would you do?

[Tom @Apollo2244]

@Plutus_Support Lets break this down for new customers.
Stack your first 1000 PLU unlocks you reward Level Chad. It gives you 3 perks ontop of your subscription, 3double reward vouchers, PLUSMore.
This offer unlock more utilities to use your prev earned PLUS
-> real savings for your pocket