Anand Rathi Wealth Limited 🇮🇳

Uncomplicating wealth journey for HNIs & UHNIs with data-driven strategies
AMFI-registered Mutual Fund Distributor

[Feroze Azeez 🇮🇳 @feroze_azeez]

In conversation with @shail_bhatnagar on @business_today, the discussion was focused on how recent returns often shape investor expectations. History, however, has a way of bringing perspective.

Gold has witnessed phases of remarkable performance, but the probability of sustaining such extraordinary returns over long holding periods has historically been low. Looking at 10-year rolling returns offers a more balanced view of what investors can realistically expect.

[Feroze Azeez 🇮🇳 @feroze_azeez]

In conversation with @shail_bhatnagar on @business_today, the discussion focused on how a larger financial objective can make even a small allocation more meaningful.

The point was not only about selling gold. It was about putting India’s gold wealth into perspective. Around ��2.5–3 lakh crore of gold is already held in ETFs and other unitised investment avenues, including nearly ₹1.76 lakh crore in Gold ETFs alone.
Against a projected balance of payments deficit of $65 billion, the amount required to bridge the gap represents only about 1.5% of total Gold holdings.

[Feroze Azeez 🇮🇳 @feroze_azeez]

In conversation with @ZeeBusiness, the discussion was focused on how domestic spending can shape key investment themes for this financial year.

With planned outlay across infrastructure, defence, manufacturing, and agriculture, sectors such as capital goods, power, EPC, cement, tractors, and auto components may remain important areas to track.

When public spending is directed toward productive assets, it can create resilience across linked sectors over the next 6 months to 1 year.

[Feroze Azeez 🇮🇳 @feroze_azeez]

In conversation with @AnilSinghvi_ from @ZeeBusiness, the discussion highlighted that while India's weight in global indices has decreased, FII ownership in small caps has remained largely unchanged over the years.

For investors seeking balanced equity exposure, flexi-cap and multi-cap funds can be an effective way to participate across market segments.

[Anand Rathi Wealth Limited 🇮🇳 @ARWealth]

Uncomplicated asset allocation begins with clarity.
At Anand Rathi Wealth, we believe wealth creation should be structured, data backed, transparent, and uncomplicated.

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[Feroze Azeez 🇮🇳 @feroze_azeez]

In conversation with anchor @LovishaDarad on @moneycontrolcom, the discussion revolved around how market corrections are an inherent part of equity investing, and what it would truly take for Indian markets to witness a deep correction.

With nearly 50% of the Nifty’s weight concentrated in the top 10 companies, any substantive fall would require meaningful valuation compression in these heavyweight stocks.

[Anand Rathi Wealth Limited 🇮🇳 @ARWealth]

Even monetising or selling just 1 to 2% of existing household gold holdings can potentially create a meaningful economic impact. A small shift in behaviour can reduce import dependence, ease unnecessary pressure on dollar outflows and improve the circulation of capital within the economy. This is simply an argument for using existing gold more efficiently. India may already possess enough gold. The bigger opportunity could lie in how productively the country chooses to use what it already owns.

[Anand Rathi Wealth Limited 🇮🇳 @ARWealth]

India’s Gold Obsession Is Facing A Big Economic Question

India’s relationship with gold has always gone far beyond investing. Gold represents emotion, security, tradition and wealth across generations. But an important question is now emerging. Does India really need to keep importing massive quantities of gold when households are already estimated to hold nearly USD 4 to 5 trillion worth of it? Last year alone, India imported nearly USD 76 billion worth of gold. What makes this even more striking is that total gold demand almost doubled in value even though volumes rose only around 10%. The real driver was prices, with gold itself rallying more than 80% year on year.

[Anand Rathi Wealth Limited 🇮🇳 @ARWealth]

The issue is not whether Indians should stop owning gold. Gold will always remain an important asset for Indian households. But after such an extraordinary rally, continuously increasing allocations at elevated levels may not be the most rational financial behaviour. Historically, investors tend to buy more after prices rise sharply and hesitate when prices are lower. Basic financial discipline usually suggests the opposite. Partial profit booking and sensible rebalancing often become more practical after large rallies rather than aggressive accumulation.

[Feroze Azeez 🇮🇳 @feroze_azeez]

In continuation of Anand Rathi Wealth’s Isoldmygold movement, this conversation with CNBC explored how reducing India’s dependence on gold imports can contribute to stronger domestic capital formation.

As household savings gradually move from idle gold holdings towards productive financial participation, India’s MSCI weightage and relevance in global capital flows can continue to strengthen over time.

[Feroze Azeez 🇮🇳 @feroze_azeez]

“Gold moved from $2,000 to $5,000 much faster than it moved from $0 to $2,000. Basic mathematics remains the same: sell high, buy low.”

India bought gold at historic highs despite already holding over $4 trillion worth domestically.

Through Anand Rathi Wealth’s #ISoldGold movement, we believe even selling 1% of unused household gold can help bring gold imports closer to zero and unlock productive capital for growth.

#AnandRathiWealth #SellGoldAbhiyan

@narendramodi
@moneycontrolcom

[Feroze Azeez 🇮🇳 @feroze_azeez]

"Jo Desh se kare pyaar, vo gold bechne se kaise kare inkaar?"

In a recent conversation with @Heeraal on @NDTVProfitIndia, we unpacked the real story behind gold — and why it may be quietly holding your wealth back.

- 10-year rolling returns just 4.1%
- Adjusted for currency, returns ~8.5%
- Holding gold that hasn't delivered double-digit growth in a decade may limit your wealth potential

The emotional pull of gold is real, but so is the opportunity cost.
#isoldmygold #SellGoldAbhiyan #AnandRathiWealth

@narendramodi

[Anand Rathi Wealth Limited 🇮🇳 @ARWealth]

There is also an important personal finance lesson here. Gold has historically protected wealth during uncertain periods, but over long horizons it has generally acted more as a store of value than a strong wealth creator. Excess capital locked in idle gold carries an opportunity cost. Investors do not need to abandon gold completely, but perhaps this is the moment to rethink whether at least 1% of idle gold holdings can serve a larger purpose, supporting both personal financial growth and India’s economic strength at the same time.

[Anand Rathi Wealth Limited 🇮🇳 @ARWealth]

*Can India Bring Down Gold Imports to Zero by Just Selling 1%?*

What if India’s biggest economic contribution does not come from producing more gold, but from simply selling just 1% of the idle gold already lying in our homes, lockers, ETFs and investment accounts? India imported nearly $72 billion worth of gold in FY 2025 to 26, even though import volumes actually declined. We paid more because gold prices surged globally. At a time when every imported dollar matters, even a small national movement where investors monetise a fraction of excess gold holdings could meaningfully reduce the need for fresh imports.

[Anand Rathi Wealth Limited 🇮🇳 @ARWealth]

If just 1% of idle gold holdings are monetised collectively, the impact can be far larger than most people imagine. Thousands of families contributing a small portion of excess gold can together create billions of rupees worth of domestic supply. Small individual decisions, when repeated across millions of households, can become a powerful national economic movement.