7th faculty president of Bba at Mubs ,1st runners up for CFA east Africa research Challenge 2024-2025 uganda,πΊπ¬ finance and risk scholar,God made person πͺ
@UncleMarkUganda@TusiimeSheila Thank you mark πthis is so encouraging
Keep winning my brother πupwards and upwards man π
The ultimate goal is allowing God do his will for our lives πππ
Investing regularly teaches discipline. It shifts your mindset from reacting to your current balance to building for the future you want. It also forces you to think about your goals, your risk tolerance, and the role money plays in your life.
Whatβs the difference between an IPO and a Listing by Introduction?
When a company goes public through a stock exchange, it generally takes one of two corporate paths. Here is the quick breakdown of how they work:
β Initial Public Offer (IPO): The company needs money. It issues and sells new shares to the public at a fixed price to raise fresh capital for expansion, infrastructure, or debt clearance. (Example: The Kenya Pipeline Company IPO)
β Listing by Introduction: The company doesn't need immediate cash. It simply takes its existing shares which were previously traded privately or Over-the-Counter (OTC), and puts them on the public exchange. (Example: Family Bank listing)
In short, IPOs raise fresh capital to fund future growth while listings by introduction help unlock liquidity, giving existing shareholders a transparent, regulated platform to trade their stakes.
Instead of saving what remains after spending, save first and spend what remains after saving.
Itβs a simple reversal, but it changes everything. The βpay-yourself-firstβ principle ensures that savings and investments are treated as essentials, not optional extras. Itβs how you build consistency even on modest income because youβve decided your goals deserve priority.
Do not use the years when you have access to higher credit to buy things that make you poorer. Use your access to credit to accumulate investments.
The 30s come with additional responsibilities- career and family. Past 35, you should have a clear direction of where you want to go
Money has no emotions, but people do.
That's why some of the biggest financial mistakes are made when we're excited, afraid, or trying to impress others.
Learning to separate emotions from money decisions is one of the most valuable financial skills you can develop.