BASHUA VINCENT O

A result-driven Chartered accountant and professional photographer with experience in Sustainable development on environmental, climate and governance.

[BASHUA VINCENT O @Bashuav]

Looked through my window
There I saw a Man ready to speak.
Had thousands of secrets to leak.
But who is he to pull the trick.
After being offered money that can buy a billion silk... (1)

Cc:
@MayorOfUyo
@TheFavoredWoman
@OgbeniDipo
@aproko_doctor
@vbw_riakosher

[BASHUA VINCENT O @Bashuav]

@_DeejustDee Attend professional examination preparatory classes, wetin man go do.

[BASHUA VINCENT O @Bashuav]

The wait is over, here comes the union of two beautiful souls. - B.O.V

https://t.co/cSjddvXdWH

#Photography #wedding #BOV

[BASHUA VINCENT O @Bashuav]

@_DeejustDee 😆 🤣

[BASHUA VINCENT O @Bashuav]

Two comprehensive guides ebooks:

"Money Management: Beginner's Pathway to Living a Comfortable and Wealthy Lifestyle" and

"Investing Tips: A Guide for Potential Investors."

Interesting and knowledge filled book to start the journey to financial freedom and security.

[DsL_a ʚїɞ ® @_DeejustDee]

2 ebooks on personal finance titled:

1. Money Management: A Beginner's Pathway to Living a Comfortable and Wealthy Lifestyle

2. Investing Tips: A Guide for Potential Investors

The link to access this E-books

https://t.co/DsxMABa8zw

[Ogbeni Ob Sugar ™🌍 @OgbeniObSugar]

So far so good; in an attempt to set a new global @GWR Guinness World Record, CAROLAURA has made over 153 diff hairstyles already within 18 hrs non-stop in Ondo. She's not giving up until dis 24hrs feat is achieved. @ayowisdom_
#hairwithcarolaura Brymo Dr Sid Wenger Emefiele Net

[DsL_a ʚїɞ ® @_DeejustDee]

Hi @Canada how many likes to become a citizen???

[Big Mo 🤎 @cassy_collins_]

Out of curiosity and please indulge me. Can you quote this picture with the best or warmest pre-wedding shoot you've seen? Pleaseeeeee 🥹

[BASHUA VINCENT O @Bashuav]

@mrelonusa Elon Musk

[DsL_a ʚїɞ ® @_DeejustDee]

Dear friends,

Kindly find attached the list of my services for your patronage.

I’ve got great reviews from clients on services I’ve rendered and I give my 100% to making your cv and career great.

Also help retweet and share with your followers.

[BASHUA VINCENT O @Bashuav]

@MuskUniverseUsa 8

[BASHUA VINCENT O @Bashuav]

@_DeejustDee Proud of you 👸

[BASHUA VINCENT O @Bashuav]

Don't despise your days of little beginning. We're proud of you @_DeejustDee

[DsL_a ʚїɞ ® @_DeejustDee]

From CybAfriQ to CyberPatron, I did strong, for everyone that started out with me knew how many times I failed and came back again. Only unto God in the end. In few years we’ll be bigger and better. On God.

[BASHUA VINCENT O @Bashuav]

Your bank statement of account is more than just a financial document, It is an evidence of your priorities;
How we know what is important to you, is not by listening to what you say, It’s by auditing your bank statement to see where your money goes.

https://t.co/Jv6WPEUibJ

[BASHUA VINCENT O @Bashuav]

Every moment will tell a tale of love, laughter, and the road to forever.
- BOVphotography
https://t.co/HLrozdYfzk
#photography #prewedding #preweddingshoot #Love

[BASHUA VINCENT O @Bashuav]

@_DeejustDee That's certain my tech queen 👸

[BASHUA VINCENT O @Bashuav]

One of my best moments during the festive period. Looking at this picture and all I can say is 'Thank God for the GROWTH' We're not there yet but we're no longer where we used to be. @_DeejustDee we're proud of you and thanks for making us proud 😆 .

https://t.co/arpUXpes6x

[DsL_a ʚїɞ ® @_DeejustDee]

@CyberPatronMC training is coming up again and this time we’re doing for other tech career paths all at an affordable rate.

Fill the form below, details of registration and payment will be shared. Ensure you have a good laptop before joining in.

[Kalu Aja @FinPlanKaluAja1]

Credit Cards are a necessary evil, Learn how to use them;

1. Get one card, max two cards (not 6)
Make sure credit card is reward or points cards, and tie rewards to your lifestyle. If you like to travel, get a travel points card. You spend, you get points which add up to buy a ticket.

2. Use your credit cards frequently, stop paying cash or debit cards. Use a credit card, then immediately pay off the card; carry no balance. Pay down the card in full.

If you must carry a balance, then no more than 30%. So if the card has a limit of $1,000 do not carry over to next month a balance higher than $300. Irrespective of the APR (interest rate) you are quoted, if you pay down your card every month, you pay no interest on the card

3. Never miss a payment. Set up auto-pay to pay the minimum on the card which is about 2.5% of the balance on the card. Being late kills your credit score and you pay late fees.

4. When travelling, use credit not debit cards. if a debit card is compromised, the bank will shut down the debit card. However, credit card companies can dispute transactions and not shut the card down.

5. In the West, the most important number is your FICO score aka credit score. Your minimum goal should be a 700 number. The higher your FICO, lower your APR I.e. interest rate you pay to lender.

6. Don’t close your older card. keep zero balance, but every month but coffee or gas, keep it warm.

7. Stop applying for new loans. The more a lender pulls your credit, the credit company will “ding” your score and it fall marginally. e.g. you go to the store, they tell you if you apply for a store card you get a discount on a purchase, politely decline, unless that’s your first card.

8. Avoid if possible card Annual Fees
If you suspect fraud, report immediately, many vendors set a time limit for claims, usually 60 days

9. Ultimate hack? If your teenager is 18, add him to your credit card, DO NOT GIVE TEENAGER THE CARD, your teenager will start building his credit piggybacking off you.

10. Credit Reports are free once a year in the US. There are 4 credit card companies in the US, get your free report quarterly and review it. Not your credit card statement but the credit statement that contains your inquiries and payment history on all credit and loans you have

Hope this helps

Do get my book on financial planning titled "Let's Talk About Your Money" it's on Amazon.

[BASHUA VINCENT O @Bashuav]

...how to avoid them.

Read more via the link below:

https://t.co/wqIDcvkdOx

B.O.V 🖤

#finance #wealth #account #goals #Bov

[BASHUA VINCENT O @Bashuav]

Financial mistakes are part of life, and we all make them at some point. However, understanding these missteps and taking measures to prevent them is essential for achieving financial stability and success. This thread list some common financial mistakes and offers guidance on...