Behind Every Dollar

Behind every dollar is a name. Following the money through public filings to who really owns & funds the world. Not financial advice.

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AutoZone reports $60.451M of accrued gift cards at August 30, 2025. That is a liability, not annual profit. Estimated gift card breakage is recorded as redemptions occur, per its FY2025 10-K.

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Source: Darden Restaurants Inc. FY2026 Form 10-K:

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Darden gift cards have no expiration dates or dormancy fees, per its FY2026 10-K. The 12-year period is an accounting estimate used to recognize gift card breakage in proportion to actual redemptions—not your card's deadline.

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Source: Texas Roadhouse Inc. FY2025 Form 10-K:

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Texas Roadhouse food and beverage costs were 35% of restaurant and other sales in FY2025, companywide. Labor, rent and other operating costs are separate. Food cost is only part of the bill.

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Source: U.S. Treasury FiscalData, Debt to the Penny, 2026-09-16 —

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The U.S. national debt as of 2026-09-16: $40094080427790.97 — that is $40.094 trillion.

The Treasury publishes it daily, to the penny.

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Source: Dutch Bros Inc. (NYSE: BROS) FY2025 Form 10-K —

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Dutch Bros' own 10-K: in 2025, about 72% of all its transactions came from Dutch Rewards members — its app-based loyalty program — up from about 68% in 2024.

More than seven in ten orders. A share of transactions, not revenue. Bookmark this 🔖

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Source: Coursera, Inc. (NYSE: COUR) FY2025 Form 10-K —

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Coursera's own 10-K: the site famous for free courses made $502.2M from individual learners (its Consumer segment) in fiscal 2025 — up from $455.8M and $416.2M, and 66% of its $757.5M total.

The learners who pay, not companies, are the bigger business. Revenue, not pro

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Source: Life360, Inc. (NASDAQ: LIF) FY2025 Form 10-K —

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Life360's own 10-K: the family-location app collected $369,253K in subscription revenue in fiscal 2025 — up 33% from $277,845K, and up from $220,794K in 2023.

About 2.8 million Paying Circles pay for it. Revenue, not profit. Bookmark this 🔖

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Source: Chegg, Inc. (NYSE: CHGG) FY2025 Form 10-K —

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Chegg's own 10-K: total net revenues fell to $376,908K in fiscal 2025, from $716,295K two years ago — nearly halved.

Its study-help product line (Academic Services) fell 43% in one year, on reduced traffic and fewer subscribers. Revenue, not profit. Bookmark this 🔖

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Source: Life Time Group Holdings, Inc. (NYSE: LTH) FY2025 Form 10-K —

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Life Time's own 10-K: "We have grown our average revenue per center membership to $3,531 in 2025, up from $3,160 in 2024 and $2,810 in 2023."

An average, revenue not profit. Membership dues and enrollment fees are the engine — over 72% of Center revenue. That's why it

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Source: Dropbox, Inc. (NASDAQ: DBX) FY2025 Form 10-K —

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Dropbox's own 10-K: "As of December 31, 2025, we served over 700 million registered users but only 18.08 million paying users."

Almost everyone uses it free; only 18.08M pay. Separately, total revenue in fiscal 2025 was $2,521.0M. Revenue, not profit. Bookmark this 🔖