The Home Maintenance and Improvement Program provides loans to owner-occupied low-income and moderate-income households to correct health and safety violations and repair systems at risk of failure.
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Real estate investors, don't forget the 70% rule for ARV (after repair value) aim for 70% of property value minus repair costs. Ex. $200K x 70% = $140K - $30K repairs = $110K max purchase price. Contact me for the comps in your area.. #RealEstateInvesting
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Sunday Brunch! Get ready to satisfy your cravings at these top chicken and waffles spots in the Bay Area: Brown Sugar Kitchen, Little Skillet, Auntie April's, and Lois the Pie Queen. 🍗🧇 #ChickenAndWaffles#BayAreaEats
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Take your furry friend to these pawsome dog parks in Oakland: Point Isabel, Redwood Regional Park, Joaquin Miller, Montclair Railroad Trail, and Hardy Park. 🐾🌳 #OaklandDogParks#HappyPups
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Debt-to-income ratio: The % of your monthly income that goes towards debt payments. Keep it under 43% to qualify for a conventional loan. 💸📈 #DTI#ConventionalLoan
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"No cash for a down payment? No problem! Try down payment assistance, seller financing, negotiating, rent-to-own, USDA/VA loans, or gift funds. #HomebuyingHacks#NoDownPaymentNeeded 🏠💸"
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Oakland's Accessory Dwelling Unit Loan Program provides financing and technical assistance to low-income homeowners to convert an existing un-permitted secondary unit into a legal Accessory Dwelling Unit or Junior Accessory Dwelling Unit.
https://t.co/26JV4Vebzq
Solar Sunday! Selling your home with unpaid solar panels? Beware of liens that can complicate the sale! Plan ahead and evaluate solar panel agreements carefully to avoid buyer hesitation and pricing snags. 💰☀️ #solarenergy#realestate#homeowners
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Make your home smarter! 💡🏡 From smart thermostats to security cameras, lighting systems to smart locks, there are endless possibilities for a more efficient, secure, and comfortable home for your lifestyle and budget! #smarthome#hometech
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Conventional or FHA? Here are your requirements: Credit score, income, down payment, debt-to-income ratio, property appraisal. Check with lenders for specifics! 💸📊📝 #LoanRequirements#HomeBuying
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