Beyond Payday

Household money and retirement planning.
-Formerly PiggySize-

[Beyond Payday @BeyondPaydayApp]

Saved money, paid down debt, still saw your net worth drop? You're not alone — here's why one month rarely tells the full story. https://t.co/0vsBlBl0e8 #PersonalFinance #NetWorth

[Beyond Payday @BeyondPaydayApp]

A balanced budget can still leave you short on the 14th. Budgets and cash flow answer different questions — here's how to check both. https://t.co/VVvSlIgGzG #budgeting #cashflow

[Beyond Payday @BeyondPaydayApp]

Car registration, holiday gifts, annual renewals — sinking funds help you set money aside for expenses you already see coming. Here's how they work: https://t.co/KtbwZHRovD #BudgetTips

[Beyond Payday @BeyondPaydayApp]

Said no 5 times in the toy aisle? Try the free Needs & Wants lesson for ages 5-7 in Beyond Payday's Learning Center. https://t.co/3EkPULy6Wh #ParentingWin #MoneyLessons

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[Beyond Payday @BeyondPaydayApp]

Money lessons for every age, now live 🎓 Simple explanations, animations, games, tests, and certificates — our new Learning Center is here. https://t.co/DIMP6sERpd #FinancialLiteracy #BeyondPayday

[Beyond Payday @BeyondPaydayApp]

The loan payment is just one piece. Insurance, fuel, maintenance, tires, fees & depreciation add up too — and depreciation is often the biggest cost of all. See the full breakdown: https://t.co/L9NZ9JOqQ3 #budgeting

[Beyond Payday @BeyondPaydayApp]

8 small subscriptions. $15 here, $12 there. None feel like a bill… until you add them up: $120/mo, $1,440/yr. Beyond Payday lists every bill in one place & shows what's left. See yours at https://t.co/3EkPULy6Wh #Budgeting #PersonalFinance

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[Beyond Payday @BeyondPaydayApp]

"Renting = throwing money away" skips half the math. Here's how to compare the real total cost of renting vs. buying. https://t.co/vQtR6dE0L8 #PersonalFinance

[Beyond Payday @BeyondPaydayApp]

Is it really safe to link your bank to a budgeting app? We break down what actually happens to your data and how it compares to manual budgeting. https://t.co/N7JfEk97Fy #budgeting

[Beyond Payday @BeyondPaydayApp]

Can ChatGPT or Claude help with your budget? Sometimes — but they only know what you tell them and can flub the math. Here's how to use them wisely: https://t.co/ihHb1cAyRk #Budgeting #AI

[Beyond Payday @BeyondPaydayApp]

Building a budget spreadsheet? Our guide covers the tabs, columns & formulas to set one up in a sitting — plus when it might make sense to outgrow it. https://t.co/WytBuPpRXh #Budgeting

[Beyond Payday @BeyondPaydayApp]

Found your $20k car. Payment fits… until the insurance quote lands $100 higher. See the real monthly picture — payment, insurance, gas — before you sign. Free scenario tool: https://t.co/3EkPULy6Wh #Budgeting

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[Beyond Payday @BeyondPaydayApp]

"1x your salary by 30" sounds simple — but is it useful for YOUR life? We dig into net worth milestones, where they come from, and how to use them without stressing over them. https://t.co/kGHtt9ymJa #PersonalFinance

[Beyond Payday @BeyondPaydayApp]

Tired of wondering if you missed a bill? Here's a simple way to list every bill you owe and turn it into a calendar you can actually trust. https://t.co/ta7n494X5l #Budgeting #PersonalFinance

[Beyond Payday @BeyondPaydayApp]

RMDs: the age, the math, the penalties, the traps — explained simply. Read our latest post 👇 https://t.co/v0SZgnk4ar #RetirementPlanning #RMD

[Beyond Payday @BeyondPaydayApp]

A pension buyout letter forces a one-time choice: lump sum or monthly annuity. We break down the math, the risk, and the fine print so you can think it through clearly. https://t.co/8A639CvTwn #Retirement

[Beyond Payday @BeyondPaydayApp]

Joint accounts, separate accounts, or both? Here's what the research says—and the one factor that matters more than which setup you pick. https://t.co/dluXS0aGfO #CouplesAndMoney

[Beyond Payday @BeyondPaydayApp]

Think your side hustle pays $30/hr? After gas, fees & taxes, it might really be $13. Learn how to find your true hourly rate. https://t.co/L9wuaBVqja #SideHustle #MoneyTips

[Beyond Payday @BeyondPaydayApp]

Saving on a tight income? Small automated habits + tackling your big 3 costs + checking for unused benefits can go a long way. New post: https://t.co/E6gEZ4glu0 #SavingMoney #Budgeting

[Beyond Payday @BeyondPaydayApp]

1099 income = no automatic tax withholding. We break down the 2026 math behind the usual 20–35% set-aside range for self-employment + federal + state tax. https://t.co/tmiBvAhOOf #1099 #SideHustle