VantageScore® can generate a score with as little as 1 month of credit history. Your on-time rent, utility and even phone bill payments could help build your score. Call me to learn more!
Slash years off your mortgage! Make 1 extra payment a year to pay it off 7 years faster, 2 extra payments for 14 years faster, or 3 extra payments for 21 years faster. Have questions? Reach out today. Raul Barcena-Salas NMLS 1297593 [email protected]
Experience the ultimate beachside lifestyle in this modern Imperial Beach retreat. Designed for entertaining, the home features a rooftop deck with a built-in BBQ and panoramic ocean views—perfect for sunset gatherings. https://t.co/0uZmkdRFQ1
DTI is one of the most important factors for mortgage approval! I break down exactly what lenders look for and how you can manage your ratio. Comment 'DTI' to work with me and learn yours.
Thinking of applying for a mortgage? Your credit score is key, but there are a lot of myths out there! Let's talk about the real impact of your credit and how to improve it. #Mortgage#basamortgage
On Martin Luther King Jr. Day, we reflect on Dr. King's enduring legacy of justice, equality and community. His vision inspires us to build a more inclusive future, where everyone has the opportunity to create a place they can call home.
DTI is one of the most important factors for mortgage approval! I break down exactly what lenders look for and how you can manage your ratio. Comment 'DTI' to work with me and learn yours.
Unlock greater buying power in 2026—conforming loan limits for 1-unit properties are rising to $832,750. Take advantage of these increased limits to achieve your homeownership goals. Reach out to explore how this opportunity can help you.
👋 Hey homebuyers — you might not realize how good you’ve got it right now.
This is one of the strongest buying windows we’ve seen in the past decade… and most people are sleeping on it. Don’t miss your shot. 🏡✨
#homebuyertips#firsttimehomebuyer#buyersmarket#basamortgage
“Perfect credit required?” 👉 The test results came back… that was a lie. 😅
You don’t need a flawless score to get a mortgage — there are programs designed for different credit situations.
Ready to see what you qualify for? Let’s talk 🏡✨
#basamortgage
🌀🏡I get the frustration. Approval isn’t “you pay X in rent, so you’re good.” It’s pay stubs, debts, credit, plus the home’s full monthly. I’ll help line it up to show you what they are looking for. Most importantly, I'll help you get that mortgage. #basamortgage
I was TODAY years old when I found out what MORTGAGE really stands for 😂
If you know, you know.
💼 Because behind every closed loan... is caffeine, midnight texts, and no lunch break 😅
#MortgageLife#Mortgage#loanofficer#basamortgage
PSA: Your mortgage isn’t riding on your credit score alone.
Lenders are also peeking at your income, job history, down payment, and monthly debts.
So if you’ve been stressing about that one late payment from 2021… deep breath. You’ve got options.
#basamortgage