B Sue Ch

🎓UCD Alumni 👩‍⚖️J.D. pending 💼Investor I Serial Entrepreneur 📝 Personal Growth & Finance tips on the go

[B Sue Ch @BsueChu]

Aurora Borealis in Northern California may have affected the color of the moon. The moon is bright red/orange tonight. #Auroraborealis #NorthernLights

[B Sue Ch @BsueChu]

Aurora Borealis in Alameda, California. Captured with iPhone 15 Promax.
#northenlights #Auroraborealis #aurorabayarea

[B Sue Ch @BsueChu]

$SPY
Here is the FED minutes if you want to read it
https://t.co/YDXhiuKapQ

[B Sue Ch @BsueChu]

$SPY CPI is released on Thursday the 13th. A lot of people are saying tomorrow; just wanted to share this.

[B Sue Ch @BsueChu]

Investing: make money with money. You do not have to physically work because you money is working for you.

Regardless of if you are an employee, self-employed or business owner, you ultimately have to start investing if you want to convert your "MONEY" to "WEALTH".

#invest

[B Sue Ch @BsueChu]

1. Employee: you have a job
2. Self-employed: you own a job and if you stop, your job stops
3. Business owner: you own a system and your system works without you because you hired people to run it.
4. Investor: money works for you

💰3 & 4 brings you closer to financial freedom.

[B Sue Ch @BsueChu]

Know your personal temperament, likes, dislikes, strength and weaknesses.

Then you will discover what type of business, venture and income source would suit you best.

#income #money #invest #stock

[B Sue Ch @BsueChu]

Everyday, we make decisions that could impact our future in a great way. Doing what today would bring you closer to your financial goals? Choose wisely.

For example: going out for entertainment with your friends or stay home to improve your skills or work towards your goal.

[B Sue Ch @BsueChu]

Doing what today and now would increase your chance of reaching financial success and financial freedom?

Do that now and everyday until you reach your financial goal.

#financialfreedom #financialindependence #financialliteracy #money #Invest

[B Sue Ch @BsueChu]

1. Healthcare and dental care
2. Travel the world with your loved ones
3. Spend lots of time with your loved ones
4. Donate to charities
5. Education
6. Pursue your dreams

These things take money. That is why money is important.

#money #invest #entrepreneur #lovelife

[B Sue Ch @BsueChu]

You have only 24 hours in a day and you can only work so hard for so many hours. So, why work hard for money when you can work smart?

Learn to work smart and you can be free to do the things that are important to you.

#financialfreedom #money #invest #entrepreneur

[B Sue Ch @BsueChu]

"I am not interested in money"
"I will never be rich"
"I can't afford it"
"Investing is risky"
"Money isn't everything"

If you say these things, you have a poor mindset. Life is important, money supports life therefore money is important.

#money #invest

[B Sue Ch @BsueChu]

Money is important, but do you want to spend your whole life working for it?

Learn to have your money work for you rather than spend your entire life physically working for money.

Work smart, not hard.

#money #entrepreneur #invest

[B Sue Ch @BsueChu]

If you are not born into wealth, and schools do not teach you how to become financially free, then what does it take to become financially free?

Answer: It takes a dream, a lot of determination, a willingness to learn quickly and being an autodidact.

#money #entrepreneur #free

[B Sue Ch @BsueChu]

One important question every entrepreneur should ask themselves to reach financial freedom:
"Am I working hard or am I working smart?"

#money #finance #entrepreneur #worksmartnothard

[B Sue Ch @BsueChu]

Which would you choose?
A: Go to school, get good grades, and then a find a safe secure job.
B: Go to school, graduate, build business and become a successful investor.

#money #financialfreedom #entrepreneur #finance

[B Sue Ch @BsueChu]

Things you need to stop spending money on:
#6 Interest on credit cards
It is convenient swipe the credit card and the average credit card interest rate in America today is 21.40%. To avoid accruing interest, only buy what you know you can pay for when your statement comes.

[B Sue Ch @BsueChu]

Things you need to stop spending money on:
#5 Banking Fees
Banks are in the business of making money and many banks require monthly maintenance fees for certain accounts. Be aware of it, keep your balance over the amount required or take necessary actions to avoid the fee.

[B Sue Ch @BsueChu]

Things you need to stop spending money on:
#4 Impulse Buys
Impulse buying means you purchase something without planning and this will decrease the extra money you were saving towards your financial goal. Ask yourself if something is a “WANT” vs. “NEED” before impulse buying it.

[B Sue Ch @BsueChu]

Things you need to stop spending money on:
#2 TV Channels or Cable
Average American spends about $260 per month on cable, TV or streaming services. That’s $3120 annually. Let’s assume you are in your 30s and If you invested it, it will be $296k when you retire.