Build Wealth Properly

Helping people build wealth properly. Timeless ideas on money, investing & long-term thinking. Written by

[Build Wealth Properly @BuildWealthIE]

Irish inflation is 4.1% on the Consumer Price Index and 3.8% on the EU-comparable measure. the first includes mortgage interest; the second does not. Your household rate depends on what you spend. especially energy and transport.

[Build Wealth Properly @BuildWealthIE]

Revenue has confirmed the Help to Buy cap is now €35,000 for qualifying contracts signed from 7 October 2026 (or a self-build’s first mortgage drawdown). It is still the lower of €35,000, 10% of the home’s value and eligible tax/DIRT paid.

[Build Wealth Properly @BuildWealthIE]

#Budget2027 Personal Investment Account starts 1 July 2027. Invest up to €12,000 a year, a €50,000 account-value threshold, then 1% on the excess. Keep emergency fund separate and away from market risk.

[Build Wealth Properly @BuildWealthIE]

News, inflation, wars, interest rates, politics… bla bla bla. Ignore the headlines and create success regardless.

[Build Wealth Properly @BuildWealthIE]

Source: https://t.co/M77Wiisrzy

[Build Wealth Properly @BuildWealthIE]

Say your household spends €3,500 a month.

If those costs rose by 3.9%, the same life would cost about €136.50 more each month.

That is €1,638 a year gone from your margin with nothing extra to show for it.

Your actual inflation will be different.

[Build Wealth Properly @BuildWealthIE]

Be careful what you cut when money feels tight.

Stopping a matched pension contribution may save cash today.

But it can also mean giving up employer money, tax relief and years of compounding.

Solve the short-term squeeze without damaging the long-term plan.

[Build Wealth Properly @BuildWealthIE]

Irish inflation is estimated at 3.9%.

If you work for a wage, that matters.

You can earn the same salary, work the same hours and still become poorer in real terms.

Inflation is a silent pay cut.

A short thread 👇

[Build Wealth Properly @BuildWealthIE]

Hotter European inflation data has increased expectations of further European Central Bank rate increases. This is market pricing, not a confirmed ECB decision.

[Build Wealth Properly @BuildWealthIE]

#Ireland Pay Related Social Insurance (PRSI) rates increase today. Most Class A employees earning over €352 weekly move from 4.20% to 4.35%; affected employer rates also rise by 0.15 percentage points. #Budget2026

[Build Wealth Properly @BuildWealthIE]

Consumer borrowing is growing strongly, but active overdue personal-loan, credit-card and car-finance balances remain a relatively small 1.3% of the balances examined.

[Build Wealth Properly @BuildWealthIE]

Eurozone inflation reached 3.2% in August, but the ECB says higher energy costs are not yet embedded in wages and a measured response remains appropriate. For Irish borrowers, that means plan for rate risk

[Build Wealth Properly @BuildWealthIE]

Some Irish Revolut investors may have had contact and profile data exposed in the DriveWealth breach. Funds were reported safe and passwords unaffected but leaked details can make scams convincing. Never move money on a call; verify through the app.

[Build Wealth Properly @BuildWealthIE]

The Rent Tax Credit is still worth up to €1,000 for an individual in 2026. Government says it will rise in #Budget2027, but the amount is not confirmed. Don’t wait for the #Budget2026 : eligible PAYE renters can claim the 2026 credit now through Revenue myAccount.