somya agarwal

Finance content strategist with Kushal Lodha | Post‑IPO trading in Indian stocks (after listing, not listing gains) | Not SEBI‑registered

[somya agarwal @Caforall1]

From today, I take a challenge to aim for 100% returns by December 2026 through disciplined trading in small-cap, mid-cap, and IPO stocks, using my own strategy.

#StockMarketChallenge #100PercentReturn

[Kushal Lodha @kushallodha548]

I cleared CA, CFA, and ACCA while working 60-hour weeks.

People think I'm lying.

But here's the truth: I didn't have a choice.

It was 2 AM.

Eyes burning. Client presentation at 9 AM. CFA exam in 3 weeks.

My colleagues called me insane.
My friends stopped inviting me out.
My family feared I'd break.

But I kept one rule: If it's on the calendar, it happens.

My schedule:

6:00 AM – 8:00 AM: Study (CFA/ACCA)
Before the world woke up. Before emails flooded in.

9:00 AM – 7:00 PM: Work
Full-time. No excuses. I owed my company my best.

9:00 PM – 11:00 PM: Study
Every. Single. Night.

Weekends: 12-hour study marathons. Broken only by table tennis (my sanity saver).

The hardest part?

Not the syllabus. The doubt.

"You're doing too much."
"You'll fail at everything."
"Pick one."

But I knew: Discipline doesn't negotiate.

What kept me going:

📅 Every hour blocked. No room for excuses.
🎯 One focus at a time. Work = work. Study = study.
📊 Track progress. Every chapter. Every mock test.

The result?

✅ CA – Cleared
✅ CFA (all 3 levels) – Passed
✅ ACCA – Completed

All while working full-time.

Not because I'm smarter.
Because I refused to negotiate with my calendar.

Truth bomb:

Success isn't about having time.
It's about making time non-negotiable.

If you wait for the "right time" - you'll wait forever.

To anyone juggling work, exams, and dreams:

You don't need 24 hours.
You need 2 focused hours.

You don't need motivation.
You need a calendar and courage to honor it.

What's one goal you've been postponing?

Block 1 hour this week. Just one.

#CA #CFA #ACCA #Discipline #ConsistencyWins #StudyWhileWorking #CalendarYourSuccess

[Kushal Lodha @kushallodha548]

He successfully turned ₹3 to ₹4 Lakhs into a massive ₹80 Lakhs.

He achieved this incredible 20x return on his portfolio in just two years between 2003 and 2005.

He generally looks for high value bets in micro caps below a ₹500 crore market cap.

He has successfully identified various massive multibagger opportunities like Avanti Feeds (100x), Natco Pharma (70x), Greenply (60x), Balaji Amines (50x) and more.

To build this conviction, he has read almost 4,000 to 4,500 balance sheets, covering almost every publicly traded Indian company.

He is none other than legendary small-cap investor Mr. Ashish Chugh (@hiddengemsindia), Director at Hidden Gems Advisory.

Here are his biggest value bets and the core thesis behind them:

-> Avanti Feeds (100x Return): Bought at a P/E below 3.5. Promoters were actively buying shares from the open market. It offered a solid 5% dividend yield at just a ₹100 crore market cap.

-> Natco Pharma (70x Return): Bought at a P/E below 8. The market heavily punished the stock for a short-term US acquisition. However, its 350-acre land alone was worth more than the entire company.

-> Greenply (60x Return): Bought at a P/E below 3. It was a highly profitable business available for just ₹80 crores. The company was already generating ₹40 crores in pure net profit.

-> Balaji Amines (50x Return): The market panicked over delayed expansions and an unrelated hotel project. He invested knowing that once the capacity completed, massive operating leverage would kick in.

Apart from these massive wins, we also talked about his 3Q Framework for analyzing the Quality of Business, Management, and Balance Sheet, as well as his documented losses in stocks like GVK Power.

This episode is powered by @_groww. Watch the full video on my YouTube channel.

#finance #investing #stocks #smallcap #kushallodha

[Rashi @Rashi26267]

This man 🫶♥️

#ViratKohli

[Vikas Khemani @vikaskhemani]

Scary video of Bawandar (sand storm in Rajasthan). Hope people are safe. I am told there were alerts on phone by NDM. Reminded me on some o of my childhood memories when I grew up in Mandawa. While it was not regular but once in a while whenever it happened it covered the whole house with Sand and was usually followed by mild rains. It created a lot of cleaning work for all of us 😊 (of course there was no alert back then!)

[tushar @tushar9590]

Rapid Fire with Vikas Khemani👇

Q: Bet fully on India or diversify across the globe?
A: India

Q: Mid caps or large caps?
A: Mid caps.

Q: Pharma or defence — what are you betting on?
A: Pharma.

Q: Do you think the rupee is going to fall below 100?
A: No.

Q: What is hurting India more: Iran war or AI?
A: Iran War

Q: Sooner or later : when will FIIs start buying again?
A: Sooner.

[Safir @safiranand]

Small caps>mid caps >large caps 😊

[Sunil Gurjar, CFTe @sunilgurjar01]

You Can Never Achieve Without Dreaming!👇📊

#trading #investing

[ishmohit @ishmohit1]

You know what?

Today, I will take you head on and not get intimidated by a 2 rs troll.

I have covered numerous sectors from Cdmo to aerospace to financials to shipbuilding and what not with an intention to share knowledge. Given your hate and stupidity you don’t even realise that I haven’t covered names like route etc that you have mentioned. I get it why you’re doing this- you want cheap attention & your twitter payout . Even businesses like alkyl at numerous places I have mentioned how margins are at an all time high and non replicable.

Many many businesses which have done well but given you just want to defame. I will mention this-

Those who know us and have followed hardwork of @soicfinance @ResearchSOIC - will know the value we have delivered.

For 2rs troll like you - this is the last bit of attention that you deserve especially when you can’t even write your real name.

Our work will go on and get better from here :)

[Mohit @Warlock_mohit]

Dear Gen Z, Trends will come and go, but the nation will always remain steadfast.🙏🚩

[Vikas Khemani @vikaskhemani]

People who are constantly complaining about something or other live a miserable life. Focus on what can be done. Save and divert your energy to solution or acceptance. #positivity

[Kushal Lodha @kushallodha548]

Do you blindly apply for IPOs just by looking at GMPs?

If yes, you might be falling into a heavily manipulated trap!

The entire Grey Market Premium industry is completely unregulated today.

On my latest podcast, Jayant Mundhra (IPO analyst, content creator, and author of an upcoming book on IPO investing) revealed the truth!

The majority of this entire game is secretly controlled by big cash brokers sitting in Rajkot.

Imagine a promoter sees their company listing at ₹120 instead of ₹100.

This tiny price jump could easily make them an extra ₹2,000 Crores in personal wealth!

To create this fake hype, promoters simply allocate ₹10 Crore or more to these Rajkot brokers.

These brokers artificially trade private shares among themselves to pump up the prices!

They forcefully buy a ₹100 IPO share at ₹122 just to show a fake premium in the market.

Jayant clearly clarified that while these exact numbers might be slightly incorrect, this is exactly how the system works.

They then pay dedicated IPO marketing agencies to plant this fake hype everywhere.

Innocent retail investors see this massive demand and blindly apply for the IPO.

Within a year of listing, many of these exact companies crash by over 50%!

What is your exact framework before investing in a new IPO?

This episode is powered by Groww. Watch the full episode on my YouTube channel.

#finance #investing #stockmarket #mutualfunds #kushallodha

[Aditya Shah @AdityaD_Shah]

My job is to create HNIs, not to chase them

-Late Mr. Parag Parikh

[Gautam Baid @Gautam__Baid]

I very much enjoyed my interview with @kushallodha548. Possibly one of my best ever interviews till date.

https://t.co/N1yXm0kKSb

[Ujwal Kumar @ujwal_kr]

Tight SLs are not working in the market.

Stocks are easily shaking out PDL SLs and then moving up.

Reduce your size if required, but try to give space to your trades.

Buy as close to EMAs as possible

[Vikas Khemani @vikaskhemani]

@vijayshekhar Vijay bhai, Market cap swing of 50,000 crs. Aap hame PAT/cashflow do, hum MCap denge. We reward your good work disproportionately… 😂😂 well done. Best wishes for 5000 crs EBITDA.
@carnelian_asset

[Kushal Lodha @kushallodha548]

This CA manages over ₹15,400 Crores in AUM today.

But before his investing success, he lost ~90% of his father's money during the Harshad Mehta era.

When he first moved to Bombay, he cried after failing an Arthur Andersen interview because he didn't know English.

He taught himself by reading the Economic Times every morning and translating words with a dictionary.

He went on to build Edelweiss's business from just ₹1 Crore to ₹250 Crores in less than 6 years!

He’s none other than CA @vikaskhemani, Founder of Carnelian Asset Management & Advisors Pvt Ltd.

His fund grew almost 7x, from just ₹2,000 Crores in 2023 to over ₹15,400 Crores in 2026.

On my podcast, he shared his legendary stock bets:

-> Apar Industries: He held it for 6 years with zero return, but in the 7th year, it became a 10x multibagger!

-> ICICI Bank: He bought the most hated banking stock at ₹280-290 (just 1x book value), riding its turnaround from the cheapest banking stock to the most expensive one now.

-> Aditya Birla Capital: He bought it at ₹100 when a new leader joined, delivering a 3x return in just 3 years.

-> Anup Engineering: He bet on a new CEO transforming this debt-free company with 20% margins, making an 8x to 10x return.

This episode is powered by @_groww. Watch the full episode on my YouTube channel.

#finance #investing #mutualfunds #kushallodha

[Ronit Pereira @CAronitpereira]

People are worried about Rs. 40 retirement corpus which will be required in 2040.

I’ll say this: Do not strategize about the long term too much. Try doing one thing, much better than anyone else has ever done in your domain. Money will be a byproduct.

Short example: Rakesh Jhunjhunwala started with Rs. 5,000 of his money.

Had a net worth of Rs. 1 Crore on budget day of 1989, by day end had Rs. 20 Crores. Read the year again - 1989.

During Harshad mehta scam in 1992, he converted it into Rs. 150 Crores.

Today, his family is worth Rs. 75,000 crores.

He was an outlier. Also, he had the benefit of starting early in Indian markets and got a community of like minded people.

But imagine if a person starting today, works with utmost focus, has true passion of achieving success in his/her niche, won’t he reach 0.1% of RJ’s net worth, Rs. 75 Crores?

Take small risks, pursue your vision fanatically, be a better version of yourself. It’s doable only if you believe in it.

Watch this video
0:00 Net Worth Rs. 150 Crores in 1993
0:12 Net worth Rs. 20 Crores in 1989

[Vikas Khemani @vikaskhemani]

Shankar bhai, for that you will have to take a long session. But for now in short, spirituality and awareness are highly co-related. If you are spiritual then you know what you are doing and both upside/downside of it. You operate out of balance and not greed/FOMO, hence any such event won’t shake them. Mental preparedness of spiritually inclined person is far higher than others. Equanimity is the key. They don’t jump on X when they are successful and not start criticising system when they lose. They just focus on doing what they could and play the game as it should be! Hope this satiates your deeply curious mind. If need more, always ready for a coffee with you. It will be always my pleasure.

[Volatility Volume and Value @VVVStockAnalyst]

Just a reminder.

Trading is a part of my life.

Life is much bigger with other aspects. The whole point of being a trader is to get more time for other parts of life. So I will not live and die trading 24/7.

So sometimes when i just exit trades or miss trades because of other commitments, thats completely okay for me. Its a long game. I dont want to be outperforming everyday

[Manaswa Singh @ManaswaS]

If you ask ChatGPT or Claude about an Indian stock right now, the data is usually wrong or outdated. That was one of the problems I wanted to solve.

I've been trading for close to a decade. Every day I'd have screens open in one tab, chatbots in another, NSE site for filings, Telegram groups for alerts, some dashboard for FII/DII data, and a spreadsheet tying it all together.

At some point I just started building the thing I actually wanted.

https://t.co/BuyFRjZN1n - stock research platform for Indian markets. Filing alerts hit your WhatsApp or Telegram the moment they're published, with AI summaries so you don't need to read through 40-page PDFs. Live screener with 50+ filters, earnings calendar, FII/DII flows, bulk/block deals, insider trading, & much more.

It also plugs into Claude, ChatGPT, and Gemini using MCP - so your AI actually has access to real Indian market data.

Everything is free right now. Have a look and let me know what you think.

-> https://t.co/nYJeLhgy4M <-