Hate it when you're signing up to something online and the password requirements are like:
Must contain one number, one symbol, a capital letter, a lowercase letter, three ancient Egyptian hieroglyphics,the batman logo, the King's National Insurance number, a blood sample from a unicorn, one element from the lanthanoids section of the periodic table and the exact coordinates of Atlantis.
All of that just to forget it the next time you have to sign in and do it all again.
£40,000 a year sounds like a comfortable wage. You'd think you'd be doing alright on that, wouldn't you? Not in this economy.
That's around £2,693 take home pay after tax, National Insurance and pension. Now look at where it goes:
£1,200 rent
£220 council tax
£150 gas & electricity
£50 water
£100 car insurance/road tax
£350 food
£70 phone bill
£300 fuel
£50 leisure
Total monthly expenses: £2,490
Money left over: £203.
And that's before you've paid for a meal out, car repairs, subscriptions, emergencies or any unexpected bills.
Imagine earning £40k a year, working full time and still having barely £200 left at the end of the month.
People wonder why nobody can afford to save for a house deposit. This is why.
Weekly food shop – going up.
Bills – going up.
Rent – going up.
Public transport – going up.
Car insurance – going up.
Wages – barely moving.
Tax thresholds – frozen for what feels like forever, meaning more of our hard earned money gets swallowed up by tax anytime we get a pay rise or work overtime.
Everything is getting more expensive, yet the money coming into people's pockets isn't keeping up.
We're living in a country where people can work full time, do everything they're supposed to do and still struggle to afford a basic standard of living. Something has seriously gone wrong.
Owning a house is easy.
Just be born in 1943, buy one for £16, and then spend the rest of your life telling everyone how "young people just don't want to work anymore and they're lazy"
If you pay car insurance for 12 months and don't make a single claim, you should get a percentage of that money back at the end of the year. Surely being a safe driver should come with more than just another expensive renewal.
@myangbest How much did your first house cost and when? What was your weekly wage? And did you do it alone? If not what was your partner's weekly income too?
Don't blame them. We wasn't put in this earth to work 40-60 hours a week and be miserable. The world is changing, ways of earning income is changing and people are realising that. You can very easily earn a minimum wage income online with half the hours. If the boomers had this option they certainly would have tried too.
One of the biggest scams in life is being told that working hard will get you ahead.
People are working harder than ever. They're doing overtime, taking second jobs, selling things online and cutting back on absolutely everything they can.
Yet somehow, a weekly food shop feels like a luxury and half your wages have disappeared on rent before the month has even begun.
The problem isn't that people aren't willing to work hard.
The problem is that working hard doesn't get you anywhere near as far as it used to.
Prices in the UK are backwards and have completely lost the plot.
Almost £100 to fill the car
£80 for a weekly food shop for one and that's without toiletries or anything else
£25 for a takeaway
£1200 a month rent for somewhere that was £600 a month 5 years ago
£60 for an hours driving lesson
Council tax taking around 10% of your wage to empty your fucking bins
£6 for a large coffee
£600 for a weekend away in the UK when you could just leave the country for less
£2 for a bottle of water
They're absolutely robbing us.