CardMaven

Helping you pick the right Credit Card in India 🇮🇳 | Maximizing Rewards, Miles & Cashback ✈️💰 | Honest Reviews & Best Deals. 👇 | DM for Collabs 🤝

[CardMaven @CardMavenIn]

@SudipGh63016449 https://t.co/bdGy6Gw2uz

[FinPaal @FinPaal]

As Amazon, Flipkart & Myntra are excluded...

One good option left is AJ IO. 👀

RELIANCERETAILLIMITED merchant name is tracking as MCC 5651.

Bookmark it for future reference. (effective from 26th July) 📌

10% Instant Discount + 10% Cashback (up to ₹1,200) isn't a bad deal.

[CardMaven @CardMavenIn]

⚡️ Expected MCCs for the 10% cashback shopping category on HSBC Live+ after the upcoming revaluation.

This should cover pretty much all offline retail, mall shopping, and brand webstores. Just keep in mind that Flipkart, Amazon, and Myntra are excluded from this.

Check the screenshot below for the exact MCC list 👇

[CardMaven @CardMavenIn]

@SudipGh63016449 AJIO is one.

[CardMaven @CardMavenIn]

We never know if SmartBuy is pulling a iShop over here.

[Reetesh Kadam @Reetesh17]

Anybody knows why Amazon pay gift voucher is not available on hdfc gyftr from July 1st??! @CardNiti @AmazingCreditC @CardMavenIn

[CardMaven @CardMavenIn]

@ashishtanna03 This is from HSBC Singapore Live+.

[CardMaven @CardMavenIn]

@adi_daga @CreditCardsInd Works

[Satish Kumar Agarwal @iSatishAgarwal]

🚨Super Exclusive Post 7 Alert 🚨

💰Get "Full Refund" on Flight Cancellations🔥
"NO QUESTIONS ASKED & FULL REFUND"
💰You can even Amend the ticket without any Fee (fare differences apply) ✨

🪅Termed "Look-in option" under DGCA Rules

✌️You just need to fulfill "2 Conditions"
1️⃣Must Cancel within 48 hours of Booking
2️⃣Domestic: Flight date must be >7 days away
OR
International: Date should be >15 days later

🪙Airlines shall credit refund in 14 working days
Or 7 days in case of Credit Cards 🤩
💰No charges should be levied for "Name correction" within 24 hours of booking directly through the Airlines

🚨Note: Refund of Convenience Fee & Service Fee is usually not issued

🚨Super Exclusive Post 1,2,3,4, 5 & 6 Alerts👇

Like ❤️ n Repost ♻️ if useful
#CreditCard #CCgeek
#Flight #Full #Refund

Disclaimer:
-Check the tncs carefully. DYOR
-International Airlines/Platforms may not be covered under these DGCA guidelines

[CardMaven @CardMavenIn]

@Ayyagaruu Electronics are a separate category.

[FinPaal @FinPaal]

As Amazon, Flipkart & Myntra are excluded...

One good option left is AJ IO. 👀

RELIANCERETAILLIMITED merchant name is tracking as MCC 5651.

Bookmark it for future reference. (effective from 26th July) 📌

10% Instant Discount + 10% Cashback (up to ₹1,200) isn't a bad deal.

[CardMaven @CardMavenIn]

@anon11998 If salaried, just apply online.

[CardMaven @CardMavenIn]

@ch_prasanth Yes, they are applicable to your card.

[CardMaven @CardMavenIn]

@emptyguyme That is under grocery. No changes to that.

[CardMaven @CardMavenIn]

@milespointspro Yes

[CardMaven @CardMavenIn]

Finally, Amazon fixed it! 🙌

We can once again choose ASV/AFV at checkout instead of being forced to use the entire Amazon Pay Balance and wondering which balance would actually be used.

[CardMaven @CardMavenIn]

Finally, Amazon fixed it! 🙌

We can once again choose ASV/AFV at checkout instead of being forced to use the entire Amazon Pay Balance and wondering which balance would actually be used.

[CardMaven @CardMavenIn]

One of the best Lifetime Free credit cards is hiding in plain sight.

Most people can't get it because their PIN code isn't serviceable.

If you're eligible, you can earn 10% back on Amazon Pay Gift Vouchers (when rewards are redeemed for vouchers), plus 10% back on Myntra, Flipkart, Croma & AJIO.

Total 10% rewards are capped at ₹2,000 across merchants.

Apply here:
https://t.co/ZzplkEgvnT

[SpendWisely @spendwiselyx]

⚠️ To all the people who are considering HSBC Demat account route to maintain TRV for Premier Account…..

HSBC Demat Account, in its current form, cannot be a substitute for your regular demat account (like Zerodha), because HSBC currently does not offer an associated trading account.

👉 This means that once you transfer your Stocks or ETFs to your HSBC Demat Account, you cannot buy or sell them online like you do with a regular broker.

⏳ Selling a stock or ETF, which usually takes just a few seconds through Zerodha or any other trading platform, can take 5–7 days with HSBC Demat due to the offline process.

There are only two ways to transact:

📌 Option 1: Contact your HSBC Relationship Manager (RM) and place an offline buy/sell request.

📌 Option 2: Transfer your Stocks/ETFs back from HSBC Demat to your regular demat account (like Zerodha). For this, you’ll need to fill the physical Delivery Instruction Slip (DIS), courier or hand it over to your RM, who will then initiate the transfer.

⏳ Both processes generally take around 5–7 days to complete.

💡 Earlier, HSBC had a tie-up with ICICI Securities, which allowed customers to buy and sell Stocks/ETFs instantly through an online trading account. That partnership ended last year.

HSBC representatives have informed that they are working on bringing back an online trading facility, but there is no confirmed timeline yet.

📈 Most people (including myself) who have chosen the Demat route to maintain the Total Relationship Value (TRV) for the HSBC Premier Account have transferred only that portion of their Stocks/ETF portfolio which they do not intend to sell in the near future and are comfortable keeping locked in an account where selling may take 5–7 days.

So, please understand these operational limitations before transferring your investments. Make an informed decision based on your own requirements, and if needed, consult your financial advisor before taking any such step.

📘 Visit SpendWisely Blog: Detailed credit card reviews & guides 👉 https://t.co/O06qoNyoQi

Some links may be referral links in the above post. It supports the page without any cost to you.

#creditcard #spendwisely #creditcard

[CardMaven @CardMavenIn]

@CrSamah Never noticed it. Anyways we can also buy from Maximize.

[CardMaven @CardMavenIn]

MagicPin blocks PhonePe GV purchases to once a year!

Quite a weird thing to do.

[CardMaven @CardMavenIn]

@JagDecoded Yes, that is why we mentioned 10% back when redeemed for vouchers. Else, it was 10% for statement credit too.

[CardMaven @CardMavenIn]

One of the best Lifetime Free credit cards is hiding in plain sight.

Most people can't get it because their PIN code isn't serviceable.

If you're eligible, you can earn 10% back on Amazon Pay Gift Vouchers (when rewards are redeemed for vouchers), plus 10% back on Myntra, Flipkart, Croma & AJIO.

Total 10% rewards are capped at ₹2,000 across merchants.

Apply here:
https://t.co/ZzplkEgvnT