Mark Kalinowski

My goal as a Financial Educator is to use my experience as a
banker and credit counsellor, to help people alleviate money stress and
work toward their goals

[Mark Kalinowski @CCS_MarkK]

@rcarrick I suspect that outside of the the lower mainland and the Golden horseshoe young people can still get into the real estate market without parental aid.
People use to leave where they grew up to seek opportunity and a better life. It can still be done.

[Rob Carrick @rcarrick]

Six things a brutally honest banker would tell you about mortgages, HELOCs and market-linked GICs.
https://t.co/CCX2RhAbFG

[Mark Kalinowski @CCS_MarkK]

@rcarrick Was a study really required to know this?

[Credit Counselling Society @CrdtCounselSoc]

Car dealerships can try to get you in the door by advertising weekly payments that look more affordable than monthly ones. When budgeting monthly, make sure to multiple that weekly payment by 4.2! https://t.co/y16PyaBeBZ

#personalfinance #finlit #LearnWithCCS

[Credit Counselling Society @CrdtCounselSoc]

Improve your #financial literacy with these online tools - there is something for everyone!

https://t.co/AL6s6jC3eJ

#2021financialtips #onlinetools #creditcounselling #debtfree

[mymoneycoach.ca @mymoneycoach_ca]

Learn how to #manage back-to-school financial #stress with this interesting @GlobalCalgary segment feat our @CCS_MarkK https://t.co/JBm9FHPEfY
.
.
#WednesdayWisdom #WednesdayMotivation #PersonalFinance #FinLit #Finance #Money #Debt #Savings #Credit #Goals #BackToSchool #Shopping

[Mark Kalinowski @CCS_MarkK]

Calgarians share tips to save money on groceries https://t.co/pcboBNPOuO

[Scott Hannah @nomoredebts_org]

Giving feels good, but avoid letting it put you into debt. Here's how to plan donations into your budget and identify other ways to lend your support. https://t.co/2XFriFLbgS

[Mark Kalinowski @CCS_MarkK]

After a year in free fall, bankruptcies starting to tick upwards in Alberta https://t.co/E8GzUqjC9W

[Mark Kalinowski @CCS_MarkK]

If you have someone else doing your taxes you should double check their work...my guy missed a zero and almost cost me $5k!
#money #taxpayers #taxes

[Credit Counselling Society @CrdtCounselSoc]

Credit 101: We are answering #FAQ about #Credit. Check out Part 1 of an ongoing series w/ our Mary. Are you making minimum payments on your #CreditCards? Learn how to make a larger impact with payments to pay off #CreditCard #debt faster https://t.co/NhKsJmfWha #FridayMotivation

[Credit Counselling Society @CrdtCounselSoc]

"Why a #PaydayLoan can make #money problems worse" Convenience of quick #cash and easy #PaydayLoans can feel like the help you need. But there’s never quick, easy fix for #debt. Check out @theprovince article to learn more https://t.co/3F8wYbkQQO #MondayMotivation #MondayThoughts

[Kelley Keehn @KelleyKeehn]

. @FCACan gives an excellent summary of the things to watch out for in order to protect your debit card information! Stay in the loop by checking out their website 👇
#FraudPrevention

[Scott Hannah @nomoredebts_org]

Will #renos be an #investment personally and financially, or impact your #retirement negatively? "4 key considerations for retirees when doing #home renos" Check out my @theprovince to learn more https://t.co/HSvlzHKj2W
.
#MondayMotivation #Finance #Money #Goals #MondayThoughts

[Scott Hannah @nomoredebts_org]

We often hear from Canadians, who co-sign a #Debt or share a #JointDebt with someone without fully understanding the #commitment. Check out my @theprovince article "How not to get caught by joint or co-signed debt" to learn more https://t.co/cKWabYsBNC #Finances #WednesdayWisdom

[Mark Kalinowski @CCS_MarkK]

Anne is one of our educators that can help provide #workshops to get people the Continuing #education Units they need for to maintain an #accreditation.
The information is valuable, but access to her knowledge is #Priceless.

[Credit Counselling Society @CrdtCounselSoc]

What does your phone and #SocialMedia have to do with #ImpulseSpending? Our Educator @ccs_AnneA, who loves all things #PersonalFinance, wants to share a practical #tip with you. Check out this #blog to learn more https://t.co/vMLJi3C3oB #WednesdayWisdom #WednesdayMotivation

[Mark Kalinowski @CCS_MarkK]

Canadian Bank: “Your House Makes More Than You Do,” Draw Your Own Conclusion | Better Dwelling https://t.co/rcTrcwyBvK

[Mark Kalinowski @CCS_MarkK]

https://t.co/TE08wPH5Sv

[Mark Kalinowski @CCS_MarkK]

Thanks for chatting with me @DallasFlexhaug. Opening up the conversation around #money and #debt will make life more manageable for many people.
#financialwellness #moneytips
#MoneyMonday

[Credit Counselling Society @CrdtCounselSoc]

New year, new week! So how do you get ahead? We are often asked 'How do I prepare financially for the year?' To learn more, check out this @GlobalCalgary interview feat insight from our @CCS_MarkK https://t.co/IAyGQdk7vW
.
#MondayMotivation #PersonalFinance #Money #Goals #NewYear

[Credit Counselling Society @CrdtCounselSoc]

Christmas is coming, but especially this year, money can be tight. Read our latest @theprovince article for tips to plan an affordable celebration and holiday with your family. https://t.co/PVsqLZlOfi